Hippo Insurance Services

Title: Property Underwriter Location: Austin, TX, Dallas, TX (Hybrid/Flexible) Reporting to: Senior Manager, Underwriting About Hippo: Hippo was built on a promise: make homeownership effortless. Nearly a decade later, that mission still drives us. We use technology and data to help our customers stay ahead of problems and protect what matters most. Today, that same tech-native approach powers our work beyond homeowners. Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions that help them grow and deliver better customer experiences. Behind that work is a team that values ownership, curiosity, collaboration, and continuous improvement. If you're energized by building what's next, we'd love to meet you. About You: You possess extensive knowledge of ISO homeowners' policies, supplemental products, coverages, and endorsements, and apply solid risk assessment, eligibility, coverage, and rating analysis skills on a case-by-case basis with strong attention to detail. You apply state-specific and geographic knowledge to resolve unique underwriting exposures and challenges, and have strong proficiency in technical underwriting, compliance, and products. You thrive in a fast-paced environment and are self-motivated with a drive to grow and develop within the underwriting field. About This Role: We are seeking a highly motivated and detail-oriented Property Underwriter to join our team. The Property Underwriter will be responsible for evaluating and assessing risk to determine homeowners' policy eligibility. This role requires strong analytical skills, attention to detail, and the ability to make sound decisions based on established guidelines and policies. What You'll Do: - Underwrite new and renewal homeowners' line of business. - Analyze risk information and make specific recommendations for additional actions such as inspections, loss prevention, etc. - Address queries from other departments, such as claims, billing, and customer support. Act within your underwriting authority and escalate issues if necessary. - Communicate effectively with various distribution partners and leadership to resolve underwriting matters. - Recommend improvements to the underwriting process to underwriting managers and technology counterparts. What You Bring: - 2+ years of experience in P&C Homeowners underwriting - Bachelor's degree in finance, business administration, or a related field or equivalent experience - Strong technical underwriting, analytical, and critical thinking skills. - Excellent attention to detail and accuracy. - Ability to work effectively in a fast-paced environment and manage multiple tasks simultaneously. - Excellent communication and interpersonal skills. - Proficiency in Microsoft Office Suite and other relevant software applications. - Experience in underwriting in CA and TX markets strongly preferred - Wildfire and catastrophic underwriting experience preferred Benefits and Perks: Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we’re fortunate to provide all of our Hippos with: - Healthy Hippos Benefits - Multiple medical plans to choose from and 100% employer covered dental & vision plans for our team members and their families. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP) - Equity - This position is eligible for equity compensation - Training and Career Growth - Training and internal career growth opportunities - Flexible Time Off - You know when and how you should recharge - Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers - Hippo Habitat - Snacks and drinks available and catered lunches for onsite employees Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion. Hippo’s applicants are considered solely based on their qualifications, without regard to an applicant’s disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo’s People Team to make the need for an accommodation known.

Title: Senior Property Underwriter Location: Austin, TX, Dallas, TX (Hybrid/Flexible) Reporting to: Senior Manager, Underwriting Job Description: About Hippo: Hippo was built on a promise: make homeownership effortless. Nearly a decade later, that mission still drives us. We use technology and data to help our customers stay ahead of problems and protect what matters most. Today, that same tech-native approach powers our work beyond homeowners. Hippo operates as a diversified carrier platform, partnering with MGAs to deliver tailored program solutions that help them grow and deliver better customer experiences. Behind that work is a team that values ownership, curiosity, collaboration, and continuous improvement. If you're energized by building what's next, we'd love to meet you. About You: You possess extensive knowledge of ISO homeowners' policies, supplemental products, coverages, and endorsements, and apply advanced risk assessment, eligibility, coverage, and rating analysis skills on a case-by-case basis to contribute to profitable growth. You rely on your underwriting expertise to identify emerging trends and apply state-specific and geographic knowledge to resolve unique exposures and challenges. You have strong proficiency in technical underwriting, compliance, and products, thrive in a fast-paced environment, and have a natural ability to inspire and motivate those around you. About This Role: We are seeking a highly motivated and detail-oriented Senior Underwriter to join our team. The Senior Underwriter will be responsible for evaluating and assessing risk to determine homeowners' policy eligibility, while also serving as a key resource for underwriting guidance and team development. This role requires advanced analytical skills, deep technical expertise, and the ability to lead by example. What You'll Do: - Underwrite new and renewal homeowners' line of business. - Analyze risk information and make specific recommendations for additional actions such as inspections, loss prevention, etc. - Address queries from other departments, such as claims, billing, and customer support. Act within your underwriting authority and escalate issues if necessary. - Communicate effectively with various distribution partners and leadership to resolve underwriting matters. - Recommend improvements to the underwriting process to underwriting managers and technology counterparts. - Decide on the most challenging referrals that aren't clearly defined by existing guidelines where critical underwriting judgment and knowledge is key. - Develop underwriting job aids, resources, training, and tools to support consistency in underwriting team practices and execution. - Observe and communicate underwriting trends and recommendations to the leadership team. - Review underwriter delegated authority level requests. What You Bring: - 4+ years of experience in P&C Homeowners underwriting - Bachelor's degree in finance, business administration, or a related field or equivalent experience - Strong technical underwriting, analytical, and critical thinking skills. - Excellent attention to detail and accuracy. - Ability to work effectively in a fast-paced environment and manage multiple tasks simultaneously. - Excellent communication and interpersonal skills. - Proficiency in Microsoft Office Suite and other relevant software applications. - Experience in underwriting in CA and TX markets strongly preferred - Wildfire and catastrophic underwriting experience preferred - Demonstrated ability to mentor or guide others in underwriting best practices. Benefits and Perks: Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we’re fortunate to provide all of our Hippos with: - Healthy Hippos Benefits - Multiple medical plans to choose from and 100% employer covered dental & vision plans for our team members and their families. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP) - Equity - This position is eligible for equity compensation - Training and Career Growth - Training and internal career growth opportunities - Flexible Time Off - You know when and how you should recharge - Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers - Hippo Habitat - Snacks and drinks available and catered lunches for onsite employees Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion. Hippo’s applicants are considered solely based on their qualifications, without regard to an applicant’s disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo’s People Team to make the need for an accommodation known.

Role : Pricing Actuary Location :  San Francisco Bay Area, CA / Austin, TX / Dallas, TX / Morristown, NJ (Hybrid) Reports To : Senior Manager, Pricing Actuary Open to Relocation? We’ve Got You Covered: This role is open to candidates willing to relocate to one of our hub locations. Hippo offers relocation assistance to support your move , so you can focus on doing impactful work—not the logistics of getting here. About Hippo: Hippo exists to protect the joy of homeownership. We believe that insurance should protect the things you treasure through an intuitive, modern experience. We provide tailored insurance coverage and preventative maintenance plans that keep you protected throughout your homeowner journey. We’ll also help you find coverage for everything life brings—from auto to flood—reimagining how you care for your home. About the Role: We are seeking a detail-oriented, analytical actuary to help scale our actuarial toolkit and drive pricing and product analytics for a fast-changing book of business. You’ll apply core actuarial principles in creative, forward-looking ways as part of a small, high-impact pricing team with broad organizational visibility and regular interaction with senior leaders and executives. About You: You are creative, collaborative, and self-motivated, with a passion for innovation. You thrive in a fast-paced startup environment, leveraging abundant growth opportunities and accessible self-service data to develop innovative pricing solutions. Your technical approach and comfort with Python and other coding languages will enable you to contribute to and enhance our actuarial data pipelines and toolkit. You excel in navigating uncertainty and change, making informed decisions even when data is imperfect. Your ability to communicate complex technical concepts to non-technical stakeholders is a key strength. What You’ll Do: Lead the analysis and execution of state-level rate changes and new program launches from end-to-end Collaborate with Underwriting & Product Management to influence business decisions around profit and growth levers Conduct regular actuarial indications and profitability studies to evaluate rate adequacy, identify growth opportunities, and inform pricing strategy Provide support for loss cost model selection, scoring, calibration, and reporting B uild raters and rate proposals in Python to ensure technical rate and model delivery Develop new tools for the pricing team, contributing to the continuous improvement of our product development lifecycle Cultivate proactive relationships with underwriting, legal, finance, risk and reinsurance, and agency to translate analytics into visible and actionable work Must Haves: Benefits and Perks Hippo treats its team members with the same level of dedication and care as we do our customers, which is why we’re fortunate to provide all of our Hippos with: Relocation Assistance – Support available for qualified candidates relocating to one of our hub locations Healthy Hippos Benefits - Multiple medical plan options, 100% covered dental and vision for you and your family, and a wellness program that rewards healthy habits. We also offer a 401(k)-retirement plan, short & long-term disability, employer-paid life insurance, Flexible Spending Accounts (FSA) for health and dependent care, and an Employee Assistance Program (EAP) Equity - This position is eligible for equity compensation Training and Career Growth - Training and internal career growth opportunities Flexible Time Off - You know when and how you should recharge Little Hippos Program - We offer 12 weeks of parental leave for primary and secondary caregivers Hippo Habitat - Snacks and drinks available for onsite employees The Morristown, NJ and San Francisco Bay Area base pay range for this role is $155,000 - $195,000. Exact compensation may vary based on several job-related factors that are unique to each candidate, including but not limited to: skill set, experience, education/training, location, business needs and market demands. Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion. Hippo’s applicants are considered solely based on their qualifications, without regard to an applicant’s disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo’s People Team to make the need for an accommodation known. Hippo CCPA