CloudWalk

Role Description We are seeking a highly skilled and analytical AML Analyst with experience in Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) operations. The ideal candidate will be adept at data analysis, with a strong background in financial services, preferably fintech. What You'll Be Doing - AML Policies and Procedures Oversight: - Develop, update, and continuously enhance internal AML policies and procedures, aligning them with current regulations in both Brazil and the United States (Bank Secrecy Act – BSA, USA PATRIOT Act, OFAC, FinCEN), as well as relevant international standards. - Coordinate Know Your Customer (KYC), Know Your Employee (KYE), and Know Your Supplier (KYS) initiatives, ensuring process standardization and data quality. - Transaction Monitoring and Investigation: - Conduct ongoing monitoring of financial transactions to identify potential indicators of money laundering, fraud, or terrorist financing, following the requirements of regulatory bodies such as COAF (Brazil) and FinCEN (U.S.). - Utilize advanced tools and methodologies (including machine learning and data analysis solutions) to detect anomalies, conduct thorough investigations, and ensure consistent reporting of suspicious activity reports (SARs). - Risk Analysis and Compliance: - Assess risks related to new products and services, ensuring that workflows and processes comply with local and international regulatory requirements. - Implement and continuously improve internal controls to minimize exposure to money laundering or illicit financing risks, considering the specifics of U.S. (BSA, Patriot Act) and Brazilian (Law No. 9.613/98 and Central Bank regulations) laws. - Regulatory Engagement: - Act as the primary point of contact for communications and reports directed to regulatory authorities such as COAF (Brazil) and FinCEN (U.S.). - Ensure compliance with all regulatory obligations, including periodic reporting, proper record-keeping, and readiness for audits and inspections in both Brazil and the United States. - Training and Capacity Building: - Develop training materials and conduct workshops for internal teams, promoting continuous awareness and education on AML/CTF, considering best practices and regulatory requirements in the U.S. - Keep the team updated on new regulations, financial crime trends, and industry best practices (e.g., AI usage, risk-based monitoring, etc.). - Multidisciplinary Collaboration: - Work closely with Legal, Internal Audit, Operations, Technology, Product, and Commercial teams, ensuring AML solutions are effective and integrated into each department’s processes. - Strategic Alignment: - Maintain constant communication to anticipate potential risks or regulatory adjustments, strengthening the compliance culture across the organization. - Effectiveness and Synergy: - Ensure that policies, procedures, and monitoring solutions are tailored to each department’s reality, optimizing irregularity detection and enhancing operational efficiency. - Growth Strategy and Continuous Improvement: - Lead initiatives to enhance AML processes, incorporating feedback and new technologies (including AI solutions) to improve efficiency and accuracy in detecting suspicious behaviors. - Collaborate with business teams to ensure that expansion and product launch strategies consider compliance requirements, risk management, and specific regulations of the U.S. market. Qualifications - Strong experience in managing and analyzing large volumes of data from diverse sources. - Familiarity with SQL and Python is highly valued. - Solid background in AML/CTF operations, with specific experience in Monitoring, KYC/CDD, KYE, and KYP practices within the fintech sector or related industries. - Fluent in English with exceptional written and verbal communication skills. - Excellent analytical and problem-solving abilities, attentive to detail and the capacity to work under pressure. - Fundamental understanding of prompt engineering, showcasing an ability to effectively interact with and utilize AI technologies. Nice-to-Have - Familiarity with compliance laws and standards from the U.S. or other relevant markets (e.g., FCPA, EU AML Directives). - Experience optimizing and automating AML routines using scripts or data analysis tools. - Experience with BI solutions (Looker, Power BI, Tableau, Metabase) for creating dashboards and compliance reports. - Hands-on experience with AI tools (e.g., ChatGPT) and machine learning algorithms to enhance the detection of suspicious behaviors and support decision-making. The Future We See - People teams leveraging AI to transform talent acquisition and employee development. - Marketing professionals creating data-driven, AI-powered campaign strategies. - Customer Success teams enhancing client experiences with intelligent solutions. - Risk analysts combining human expertise with AI to navigate complexities. - Designers collaborating with AI to push creative boundaries. Join us at CloudWalk, where we’re not just engineering solutions; we’re building a smarter, AI-driven future for payments—together.

We’re looking for an Apprentice to join our dynamic team. This is an opportunity to gain hands-on experience in a fast-moving legal and compliance environment while working with a cutting-edge company. If you’re a proactive learner, excited about technology, and eager to develop administrative and operational skills in the legal field, this is your chance to grow with us. For this position you must live in São Paulo and nearby regions. What You’ll Be Doing: - Assist in managing and updating internal records and legal documentation in compliance systems. - Support the registration, organization, and archiving of legal documents and reports. - Aid in responding to official requests, notifications, and legal inquiries under supervision. - Collaborate with internal teams to ensure accurate and timely documentation processing. - Leverage AI tools and automation platforms to streamline legal and administrative workflows. - Participate in training sessions to develop a foundational understanding of legal operations and fintech regulations. - Maintain confidentiality and compliance with legal and regulatory requirements. What You Need to Succeed: - Currently enrolled in high school or a technical/professional education program, meeting the criteria for an apprenticeship. - Strong organizational and analytical skills with attention to detail. - Interest in technology, automation, and AI-driven workflows. - Basic proficiency in digital tools such as Google Workspace (Docs, Sheets, Drive) and willingness to learn legal tech platforms. - Ability to communicate effectively and collaborate in a dynamic, fast-paced environment. - Curiosity and willingness to learn about fintech, compliance, and legal processes. - Intermediate english for communication Nice to Haves: - Exposure to low-code/no-code automation tools or willingness to explore them. - Interest in legal operations, compliance, or fintech-related topics.

About CloudWalk: CloudWalk is an AI-first fintech building its own technology to bring justice to the broken payment system in Brazil. Some people say a company is a unicorn when it reaches a valuation of over 1 billion dollars. We are one of those companies. But we are also a much cooler type of unicorn: a freaking amazing beast that is incredibly rare, cool as hell and damn hard to catch. Join us at CloudWalk, where we’re not just engineering solutions; we’re building a smarter, AI-driven future for payments — together. The opportunity:If you are curious, have no fear of working hard, love to solve problems, and have logical and systemic thinking, this challenge is for you. You will be at the core of the fast-growing payments acquirer of Brazil, monitoring and building tools to help the company operate well, efficiently, and with no big problems in the day-to-day. We want firefighters that use code to stop the fire. Are you sure that you can handle it? This is a night shift position — candidates must be available to work during nighttime hours. What you will be doing:Understand and analyze constantly our operation processes. Constantly rethink and iterate routines and solutions. Develop internal tools to automate routines and solve problems. Make analysis and dashboards using Grafana and Metabase. Monitoring the overall operations of the company. What you need to succeed:A love for data — not just crunching it, but listening to what it says; Use artificial intelligence tools to accelerate insight generation, pattern recognition, and opportunity discovery; Ability to leverage AI to enhance data understanding, whether by summarizing patterns, automating insight extraction, or simplifying complexity; No excuses and no bullshit mindset. Agility and proactivity to solve big problems. Passion for challenges and puzzles. Ability to understand complex systems by a hands-on learning process. Upper-intermediate English (talking, reading, and listening) to thrive in a global, distributed environment. It is desirable:Software development skills. Work with APIs and integrate systems. Data analysis skills. Familiarity with tools like SQL, Python, notebooks, or AI-based assistants — but more importantly, a sense of purpose when using them; Experience with: Grafana and Prometheus. Machine learning, AI modeling is a plus.

About CloudWalk: CloudWalk is an AI-first fintech building its own technology to bring justice to the broken payment system in Brazil. Some people say a company is a unicorn when it reaches a valuation of over 1 billion dollars. We are one of those companies. But we are also a much cooler type of unicorn: a freaking amazing beast that is incredibly rare, cool as hell and damn hard to catch. Join us at CloudWalk, where we’re not just engineering solutions; we’re building a smarter, AI-driven future for payments — together. The opportunity:If you are curious, have no fear of working hard, love to solve problems, and have logical and systemic thinking, this challenge is for you. You will be at the core of the fast-growing payments acquirer of Brazil, monitoring and building tools to help the company operate well, efficiently, and with no big problems in the day-to-day. We want firefighters that use code to stop the fire. Are you sure that you can handle it? What you will be doing:Understand and analyze constantly our operation processes. Constantly rethink and iterate routines and solutions. Develop internal tools to automate routines and solve problems. Make analysis and dashboards using Grafana and Metabase. Monitoring the overall operations of the company. What you need to succeed:A love for data — not just crunching it, but listening to what it says; Use artificial intelligence tools to accelerate insight generation, pattern recognition, and opportunity discovery; Ability to leverage AI to enhance data understanding, whether by summarizing patterns, automating insight extraction, or simplifying complexity; No excuses and no bullshit mindset. Agility and proactivity to solve big problems. Passion for challenges and puzzles. Ability to understand complex systems by a hands-on learning process. Upper-intermediate English (talking, reading, and listening) to thrive in a global, distributed environment. It is desirable:Software development skills. Work with APIs and integrate systems. Data analysis skills. Familiarity with tools like SQL, Python, notebooks, or AI-based assistants — but more importantly, a sense of purpose when using them; Experience with: Grafana and Prometheus. Machine learning, AI modeling is a plus.

About CloudWalk: We are not just another fintech unicorn. We are a pack of dreamers, makers, and tech enthusiasts building the future of payments. With millions of customers and a hunger for innovation, we're now expanding our neural network - literally and metaphorically. The Opportunity: This is not your typical tech role. We're looking for AI enthusiasts from ANY background. Whether you're in People Operations crafting the perfect candidate experience, a Marketing wizard planning campaigns, a Customer Success hero supporting clients, a Risk analyst crunching numbers, a Designer creating experiences, or any other professional who sees AI as the game-changer in their field - this is your stage. Rather than a traditional hiring process for a fixed position, we'll evaluate your unique AI expertise and professional background to identify the perfect fit within CloudWalk. This could mean joining an existing team where your AI skills can make immediate impact, or potentially creating a new role tailored to your specific talents and our evolving needs. Think of this as your gateway to shape how AI transforms fintech at CloudWalk. What You'll Be Doing: - Own outcomes end-to-end — not tasks, not tickets. You pick a problem, architect the AI-powered solution, ship it, and measure the impact yourself. - Build agentic systems — design autonomous loops that reason, act, and iterate. Think agents that handle workflows, not just answer questions. - Deploy autonomous pipelines end-to-end — no human in the middle. From trigger to result, your systems handle the reasoning, the actions, and the handoffs. You measure output, not effort. - Operate as a one-person company — scope, prioritize, execute, and iterate with radical ownership. AI is your team. - Cross-pollinate across CloudWalk — what you build in your domain becomes a blueprint for every other team. What You Need To Succeed: - Hands-on with AI — you've shipped something real with LLMs. You know the difference between a prompt and a system prompt, between a chain and an agent, between naive RAG and one that actually works. - Builder mindset — you don't just use ChatGPT or Claude. You wire them into automations, connect them to APIs, feed them structured context, and make them do repeatable work. - Comfort with ambiguity — you can operate without a playbook because you're writing the playbook. - Relentless learner — the tools change weekly. You're already testing tomorrow's release today. - Fluent English — written and spoken. Non-negotiable. The Future We're Building At CloudWalk, every professional becomes an AI-native operator: • People team building agents that source, screen, and onboard — turning recruiters into talent architects. • Marketing deploying content engines and autonomous campaign managers. • Customer Success shipping agents that resolve issues, surface insights, and scale support without scaling headcount. • Risk running agentic analysis loops that combine human judgment with real-time AI reasoning. • Designers collaborating with generative AI as a creative partner. • Everyone operating like a one-person company — owning more, shipping faster, thinking bigger. Join us at CloudWalk, where we’re not just engineering solutions; we’re building a smarter, AI-driven future for payments—together. By applying for this position, your data will be processed as per CloudWalk's Privacy Policy that you can read here in Portuguese and here in English.