Citi

Role Description The Field Sales Regional Manager is a senior management level position responsible for providing full leadership and direction to a team of employees in an effort to execute against key portfolio strategies in coordination with the Consumer Sales team. The overall objective of this role is to ensure the seamless delivery of support services to Citi clients and to drive management teams to meet sales targets. - Manage a staff of Regional Managers that oversee Sales Representatives team including: - Developing goals and responsibilities - Assisting Regional Managers in monitoring results - Assessing the effectiveness of Sales Representatives and Regional Managers in the field - Develop product level strategies for the Partner consumer and commercial products to ensure delivery of financial plan - Lead internal cross functional teams and partner to execute against key portfolio strategies - Manage credit goals at regional and district level and communicate results and best practices - Partner with Regional Partner management to develop and execute tactics that support Partner and regional credit goals, such as: - Sales - New accounts - Associate development - Developing and implementing store coverage strategy to meet Partner guidelines - Engage in hiring activity for senior level roles in the sales organization and make decisions about salary adjustments and promotions for other staff - Manage field execution of credit initiative and achievement of established goals as well as ensure Sales Representatives receive proper training, coaching, and career development - Collect and present market intelligence around best practices, customer feedback, and market competition in assigned region, and facilitate business development opportunities within the region - Develop and manage cost center budgets and expenses, develop and maintain relationships with partner associates and customers, and ensure timely reply and resolution to escalate credit issues and concerns - Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by: - Driving compliance with applicable laws, rules and regulations - Adhering to Policy - Applying sound ethical judgment regarding personal behavior, conduct and business practices - Escalating, managing and reporting control issues with transparency - Effectively supervising the activity of others and creating accountability with those who fail to maintain these standards Qualifications - 10+ years of relevant experience - Previous experience managing a Field Sales team or organization required - Experience within the sales/credit field required - Demonstrated leadership and project management skills - Ability to work unsupervised and adjust priorities quickly as circumstances dictate - Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements - Demonstrated employee development and mentoring skills - Consistently demonstrates clear and concise written and verbal communication - Ability to work with various levels of management - Ability to travel 25-50% of the time Education - Bachelor’s degree/University degree or equivalent experience - Master’s degree preferred Job Family Group - Consumer Sales Job Family - Field Sales Time Type - Full time Primary Location Full Time Salary Range - $0.00 - $0.00 Company Description Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.

• support underwriting manager in managing workflow and handling escalations • perform daily pipeline review to ensure loans are completed within business service level agreements • mentor processors and assist in auditing team members • communicate and explain credit decisions to loan officers and processors • participate in decline committee process for adverse action letters

Role Description The Senior Backend Principal Developer is a senior level position responsible for developing a robust collection of connected and complementary technical solutions that deliver an enterprise scale framework that serves hundreds of thousands of clients and millions of web requests every day. The platform establishes an interconnected experience for both internal and external users by seamlessly integrating existing applications. - Technical Vision & Leadership: Provide technical leadership and strategic direction for backend development, influencing architectural decisions and technology choices. - Hands-on Development: Design, develop, and maintain high-performance, fault-tolerant backend services and APIs using modern programming languages and frameworks. This includes core components for user authentication, authorization, content routing, and data integration. - Architectural Stewardship: Lead the definition and evolution of backend architecture, ensuring alignment with principles of scalability, security, reliability, and maintainability in a federated system. - Security: Implement and enforce robust security measures, including single sign-on (SSO), centralized entitlements, and adherence to cyber defense standards across all backend components. - Performance Engineering: Optimize backend systems for speed and efficiency, incorporating caching strategies, asynchronous processing, and efficient data access patterns. - Integration Design: Architect and implement solutions for integrating diverse Content Provider applications into the unified platform via HTTP-based interfaces. - Mentorship & Best Practices: Mentor senior developers, conduct in-depth code reviews, and champion best practices in software engineering, including design patterns, testing methodologies, and operational excellence. - Troubleshooting & Problem Solving: Serve as a subject matter expert for complex production issues, leading root cause analysis and resolution efforts for critical backend services. - Collaboration: Partner closely with product management, front-end teams, architects, and infrastructure teams to translate business requirements into technical solutions and deliver features end-to-end. - Compliance: Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations. Qualifications - 8-12 years of extensive experience in backend software development, with significant experience in architecting and leading complex, large-scale enterprise platforms. - Demonstrated experience in a Principal or Lead Developer role, with a strong track record of technical leadership and hands-on contribution. - Expert-level proficiency in modern Java backend programming language and associated frameworks. - Deep understanding and practical experience with distributed systems, microservices architectures, and RESTful API design. - Proven experience with identity and access management (IAM) solutions, including SSO protocols (e.g., OAuth2, OpenID Connect) and fine-grained authorization. - Solid experience with cloud-native development principles, containerization (Docker), orchestration (Kubernetes), and Cloud Adoption (GCP and AWS). - Strong knowledge of database technologies, including both relational and NoSQL databases. - Exceptional problem-solving and analytical skills, with the ability to tackle ambiguous problems and drive solutions. - Excellent communication, presentation, and interpersonal skills, capable of influencing technical decisions and collaborating effectively across diverse teams. - Hands-on experience with other Backend technologies: Unix, Oracle, any caching solutions, and any AI adoption. - Good knowledge on the Frontend integration is a plus: ReactJS, Content Security Policy, Adopting Corporate Design System, ADA Compliance. Requirements - Bachelor’s degree/University degree or equivalent experience. - Master’s degree preferred. Company Description

Role Description The Digital S/W Eng Lead Analyst is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. Requires basic commercial awareness. - Accountable for executing and driving results on large-scale efforts or multiple smaller efforts and serving as a development lead for most medium and large projects. - Exhibits a strong understanding of client core business functions. - Supports situations requiring end user consultation to identify system function specifications and incorporate them into overall system design and delivery. - Utilizes comprehensive knowledge of multiple areas within technology to achieve technological objectives. - Works independently, requiring little or no guidance by more senior developers. - Plays a significant role in team discussions with TPMs and engineering managers to determine potential risks to a schedule. - Assists in planning and managing application development assignments involving large budgets or cross-functional projects. - Effectively communicates risks to business owners for informed decision-making. - Provides guidance on architecturally significant efforts during the preplanning phase. - Publishes design review extensions and provides documented guidance aligned to sprint plans and timelines. - Participates in the design review board focusing on the design process and sharing best practices across the organization. - Drives design reviews for Next Gen Architecture (NGA) and Plan of Record (POR) projects. - Empowers SDEs and their teams by mentoring and coaching. - Provides a long-term perspective for business and technology choices. - Responsible for broader design decisions and development of long-term strategies. - Accountable for Design Reviews of Agile and POR projects and Code Reviews of NGA projects. - Communicates progress, anticipates bottlenecks, and manages escalations. - Demonstrates the ability to implement continuous improvement and the induction of new technology. - Assesses risk when business decisions are made, ensuring compliance with applicable laws and regulations. Qualifications - 6-10 years of relevant experience in an Apps Development role or senior level experience in an Enterprise Architecture role. - Proficiency in one or more back-end programming languages: Java (Spring Boot, Microservices), Python (Django, Flask), Node.js (Express.js), or C#.NET. - Experience designing and developing RESTful APIs and microservices. - Strong experience with relational databases (e.g., SQL Server, Oracle, PostgreSQL) and NoSQL databases (e.g., MongoDB, Cassandra). - Familiarity with ORM frameworks (e.g., Hibernate, SQLAlchemy, Entity Framework). - Familiarity with CI/CD pipelines (e.g., Jenkins, GitLab CI, Azure DevOps). - Understanding of version control systems (Git) and branching strategies. Requirements - Bachelor’s/University degree in Computer Science or Software Engineering; Master’s degree preferred. Benefits - Medical, dental & vision coverage. - 401(k) plan. - Life, accident, and disability insurance. - Wellness programs. - Paid time off packages including vacation, sick leave, and paid holidays.

• Serve as the first point of contact for clients by handling inbound client calls • Navigate multiple computer systems and customer service platforms concurrently • Build and maintain working knowledge of Citi's products and services • Identify potential risks within client interactions • Deliver a consistently exceptional client experience • Resolve client disputes and retain relationships

• Reviews/re-underwrites pre-funded and post-closing files for credit quality, data integrity, and adherence to CMI credit policy and investor guidelines. • Provides feedback/recommendations via written management summaries on all loans reviewed. • Working with the business and identifies training needs and provide detailed analysis on any trends identified. • Identifies and document policy/process variations and work with Operations to provide both written and verbal feedback, and training/mentoring opportunities as needed. • Interfaces directly with all levels of internal originations and credit policy staff, as well as external customers (Correspondent lenders) to maintain excellent customer service while ensuring the quality/integrity of loans purchased/underwritten by CMI. • Assesses the level of risk associated with each loan on a transactional basis, forwarding referrals, as necessary, to the Fraud Prevention and Investigation Unit, Vendor or Collateral Risk Management, as well as the Repurchase unit. • Interfaces with Risk Management, Originations and/or Credit Policy staff, when applicable, or directed to resolve issues. • Performs other duties and functions as assigned. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Role Description We are seeking an enthusiastic, detail-oriented ETL Developer to join our data engineering team. In this role, you will be designing, developing, and maintaining scalable data pipelines using PySpark, Talend, and Ab Initio. You will work closely with senior developers to transform raw data into valuable business insights, ensuring optimal data quality and performance. - ETL Pipeline Development: Building and maintaining Extraction, Transformation, and Loading (ETL) workflows. - Big Data Processing: Utilize PySpark for data processing, manipulation, and analysis within big data ecosystems. - Data Extraction & Ingestion: Extract data from multiple sources including relational databases (SQL), flat files, etc. - Data Transformation: Create mapping documents and apply business logic to transform large datasets. - Performance Tuning: Assist in analyzing and optimizing existing ETL jobs and Spark scripts for better scalability and execution speed. - Testing & Documentation: Perform unit testing, validate data accuracy, and maintain technical documentation for all ETL processes. - Production Support: Help monitor scheduled daily/weekly jobs and troubleshoot data integration or quality issues. Qualifications - 8-10 years of relevant experience. - Experience in systems analysis and programming of software applications. - Programming Languages: Proficiency in Pyspark and SQL. - Big Data Frameworks: Hands-on experience or strong conceptual understanding of PySpark. - ETL Tools: Familiarity with Data Integration/Big Data tools and Ab Initio components. - Scripting: Basic to intermediate knowledge of Unix/Linux Shell Scripting. - Databases: Understanding of Big Data (Hadoop) & RDBMS like Oracle, or PostgreSQL. - Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements. - Education: Bachelor’s degree/University degree or equivalent experience. Requirements - This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. Company Description Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.

Title:Vice President, Banker Location:New York New York United States Job Description: Citibank, N.A. seeks a Banker, VP for its New York, New York location. Duties: Serve as a Banker for Japanese corporate subsidiary clients in the U.S. Formulate investment strategies and assist clients with raising capital for the Institutional Client Group (ICG). Provide strategic advisory services on mergers, acquisitions and other types of financial transactions, and serve as an intermediary in trading for Japanese clients. Lead the origination, structuring and execution of transactions and financings. Foster and leverage ongoing global relationships inside and outside of the organization. Manage credit risk of the client portfolio and allocate capital through partnership with senior credit officers and capital management. Provide a wide range of treasury and corporate finance solutions including cash management, trade, vendor finance, FX, general credit, loans, debt capital markets, structured finance, share repurchase, and interest rate and equity derivatives for a selected client portfolio. Provide financial solutions tailored to clients' needs and act as a content provider on industry and market trends. Meet revenue and other financial goals by leveraging Citi's full spectrum of ICG products and services, and ensure solutions meet internal risk, return and compliance requirements, ethical standards, and anticipated future changes in the marketplace. Partner with ICG partners to execute transactions and drive client planning by delivering product solutions, client access, and effective capital allocation. Appropriately assess risk and drive compliance with applicable laws, regulations, and Citi policy. Manage and report control issues with transparency. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols. Requirements: Requires a Bachelor's degree, or foreign equivalent in any field and 6 years of progressive, post-baccalaureate experience as a Vice President, Assistant Vice President, Relationship Manager, Banker, or related position providing strategic advisory services for investment transactions at a global financial services institution. 6 years of experience must include: Risk management; Client relationship management for Japanese and global corporate clients; Financial analysis for credit evaluation and business opportunity identification; Credit policy and processes related to corporate banking; and Banking product knowledge including lending, markets, cash management, and trade. Requires verbal and written fluency in Japanese. Up to 25% international and domestic travel required. Applicants submit resumes at https://jobs.citi.com/. Please reference Job ID #26968901. EO Employer. Wage Range: $225,000 to $225,000 Job Family Group: Institutional Banking Job Family: Corporate Banking Job Family Group:Job Family:Time Type:Full time Primary Location:New York New York United States Primary Location Full Time Salary Range: In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. Most Relevant Skills Please see the requirements listed above. Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.

Title: Credit Risk Officer remote type Hybrid locations Getzville New York United States time type Full time job requisition id 26971229 Citibank, N.A. seeks a Credit Risk Officer for its Getzville, New York location. Duties: Assess analyst work and creditworthiness as a senior on the team and assign appropriate credit rating by credit & financial analysis. Review & underwrite the structuring of annual & transaction Credit Approval Memos. Complete/Review due diligence of North American Insurance companies with industry knowledge to provide appropriate extensions of credit remaining within risk appetite per Wholesale Credit Risk Policy, perform outlook & industry overview of the portfolio for presenting to leadership. Perform outlook & industry overview of the portfolio for presenting to leadership. Maintain updated credit research on a portfolio of clients and lead group wide efficiency projects Help the team in assessing risks & mitigants, using both quantitative and qualitative factors to perform reviews/renewals for new and existing relationships. Lead/work with the team to perform complex transactions in sensitive timeline through collaborating cross functionally within 1st /2nd & 3rd Line of Defense Supervise, review, & provide input on analysis as a senior on the team and seeks credit and regulatory approval for all annual/transactions as part of a deal team. Ensure best in class core credit risk analysis of applicable portfolio, ensuring consistencies with industry leading practices and conform to all internal credit procedures/policies, and all related regulatory expectations. Recognize concerns regarding execution of risk analysis and/or emerging risks which will need to be addressed by the team, and ensure the tactical execution of these guidelines are reflected on all core deliverables of the team. Ensure ongoing and timely feedback and coaching of Credit Risk Analysts, Credit Risk Senior Analysts, and Credit Risk Associates. Maintain and manage portfolio of credit exposures to Citi's most complex clients within Large Corporate, Public Sector, and Financial Institution (Insurance/Reinsurance and Business Development Companies) sectors, accountable for ensuring best in class core credit risk analysis of applicable portfolio ensuring consistencies with industry leading practices and conform to all internal credit procedures/policies, and all related regulatory expectations. Manage transaction deal approval process including preparing credit approval memos in partnership with relationship and product partners and making approval recommendations to senior risk managers. Monitor the Insurance portfolio, including following industry trends, impacts to key relationships, and escalating potential credit issues to Credit Risk Team Leads, ICG Risk and Banking Capital Markets and Advisory (BCMA) partners, Supporting the Credit Risk Portfolio Manager on the continuous engagement with applicable Banking and Risk senior stakeholders in the region. Assisted with special projects including stress testing, portfolio reviews and, internal audits, Attract, develop and retain top quality staff including as regards active engagement with regional on-campus recruiting efforts to ensure a robust pipeline of talent, Support Global Head of ICG Risk Analysis and Head of ICG Risk Analysis Transformation & Core Operations on internal projects and initiatives. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols. Requirements: Requires a Master’s degree or foreign equivalent in Business Administration, Economics, Management Information Systems, Finance, Accounting or related field and 3 years of experience as a Credit Risk Analyst, Credit Portfolio Senior Manager, Tax Analyst or related position. Will also accept a Bachelor’s degree, or foreign equivalent in disciplines listed above and 6 years of progressively responsible, post-baccalaureate experience in the fields listed above. 3 years of experience must include: Leading alignment meetings by presenting industry analysis, financials, organizational structure of counterparty to business and risk partners; Analyzing trends in the industry Escalating credit risk and mitigating potential loss on extended credit for clients; Perform Financial Statement analysis and use accounting skills to Conduct credit research and financial stability of a company, evaluating and reporting profitability of a credit line for extended facilities; Managing and maintaining portfolio and conducting credit assessment for counterparties; Knowledge of risk and return models, and independent assessment for evaluating acquisition financing, and leveraging financing for counterparties; Evaluating risk for the obligors and performing financial analysis to determine and recommend an extension of credit line; Performing stress testing to determine the outlier in the portfolio, UAT testing to fill gaps in the process and analyzing different types of transactions, including margin and term loans and revolving credit facilities for the client; and Loan documentation, collateral ratings, and key trading as agreements - ISDA/CSA. Applicants submit resumes at https://jobs.citi.com/. Please reference Job ID #26971229. EO Employer. Wage Range: $130,728 to $130,728 Job Family Group: Risk Management Job Family: Credit Risk Job Family Group: Job Family: Time Type: Full time Primary Location: Getzville New York United States Primary Location Full Time Salary Range: In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. Most Relevant Skills Please see the requirements listed above.- Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

Title: SEM Ad Operations Manager, Paid Search Activation Location: Irving United States Job Description: Hybrid time type Full time job requisition id 26975949 This is a pivotal opportunity to join Citi’s U.S. Consumer Cards Paid Media team and take ownership of the operational backbone for our paid search marketing efforts. As the Manager, Paid Search Operations, you will ensure the flawless execution and data integrity of large-scale campaigns across major search platforms, directly contributing to the growth of one of the largest card issuers in the United States. Your work is critical to delivering a client-centric, digital-first experience for millions of customers. Responsibilities - Manage the end-to-end execution and trafficking of paid search campaigns across Google Ads, Microsoft Ads, and SA360 to ensure timely and accurate activation. - Own the operational quality of all campaigns by proactively identifying, troubleshooting, and resolving setup, tracking, and delivery issues. - Govern the complete paid search tracking and measurement framework to ensure data accuracy and consistency across all platforms. - Create, configure, and manage all paid search conversion tracking, including Floodlight tags in CM360 and conversion events in Google Ads and Microsoft Ads. - Partner with internal technology and tagging teams to manage the deployment of all necessary tags and pixels through Citi’s tag management systems. - Maintain strict governance over campaign and data structures, including naming conventions, taxonomy, and hierarchies, to ensure data integrity for reporting and analytics. - Identify and implement workflow improvements and automation opportunities to enhance operational efficiency and scalability in a high-volume environment. Required Qualifications & Skills - Possess 5-8 years of hands-on experience in a paid search ad operations or technical digital marketing execution role. - Demonstrate hands-on-keyboard expertise with the Google Marketing Platform, including Google Ads, SA360, and Campaign Manager 360. - Have proven experience creating and managing Floodlight tags and other conversion events within native ad platforms. - Show strong technical proficiency working with tag management systems (TMS) to deploy and validate marketing pixels and tracking tags. - Hold a bachelor’s degree or have equivalent professional experience. Beneficial Skills & Qualifications - Hold a Master’s degree in a related field. - Possess a deep understanding of digital marketing attribution models and conversion rate optimization methodologies. - Have experience working in a large, matrixed organization, particularly within the financial services industry. What We Offer This role offers a unique opportunity to own a critical operational function within a leading global financial institution, driving the success of large-scale marketing campaigns that reach millions. As a key member of our Paid Media team, you will have the chance to shape our operational standards and contribute to significant business growth. - We support our employees in maintaining a healthy work-life balance through our hybrid work model, allowing you to work 3 days in the office and 2 days remotely. - You will have access to a wealth of learning and development resources to help you grow your career and stay at the forefront of digital marketing technology. - Your work will directly contribute to the growth and innovation of Citi’s largest market, the U.S. Consumer Cards business. - We provide a competitive benefits package and a firmwide commitment to employee well-being, with programs and resources to support your financial and personal health. Build the operational foundation of our digital marketing success and apply today. ------------------------------------------------------ Job Family Group: Marketing ------------------------------------------------------ Job Family: Advertising, Branding and Media ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Primary Location: Irving Texas United States ------------------------------------------------------ Primary Location Full Time Salary Range: $87,360.00 - $131,040.00 In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. Most Relevant Skills Please see the requirements listed above. Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.