This description is a summary of our understanding of the job description. Click on 'Apply' button to find out more. Role Description This is a remote position with occasional travel for in-person agency visits. Ideal candidate will live and work remotely in the Central, Mountain, or Pacific time zone. This is a ranged posting. Level offered will be based on candidate experience at manager discretion. Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accounts at a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual. As a Farm Underwriter in property casualty insurance, you’ll: - Develop, grow and maintain diversified books of business - Work closely with agents and brokers to assess risks, determine premiums, set conditions, and negotiate deals that maximize profitability and meet business goals We encourage you to apply and bring your expertise if you’re a: - Strategic Account Manager : Ensure a profitable book of Farm and Ranch insurance by writing new accounts of all sizes and growing successful agent and broker relationships and pursuing renewals - Problem solver : Crunch the numbers and review the data to determine risk selection, premiums, policies and conditions, as well as identify opportunities for improved growth, profit and diversification - Clear communicator : Maintain and nurture successful relationships with agents and brokers, while presenting proposals, negotiating deals and obtaining approvals - Collaborative teammate : Contribute to overall team success, mentor underwriters in both a technical and professional capacity, share best practices and identify opportunities for continuous improvement - Conscientious professional : Document account reviews, state-compliant sign-offs and referrals, letters of authority and follow underwriting guidelines Qualifications - 3-5+ years of commercial lines or farm and ranch experience - Experience with multi-line insurance products - Analytical, problem-solving capabilities - Strong territory management skills - Excellent communication skills - An aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants, and junior underwriters - Command of insurance finance and actuarial concepts - Thorough knowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories - Understanding of contract language, including regulatory and policy differences among applicable states - Familiarity with continuous improvement processes and tools - A bachelor’s degree in a related field - Chartered Property Casual Underwriter or other professional insurance designation preferred (currently or in process) and/or AFIS Agribusiness and Farm Insurance Specialist Benefits - Comprehensive benefits that support your life and well-being - Workplace flexibility - Professional development opportunities - Opportunities provided through Employee Resource Groups Company Description At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve. Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

• Lead complex, high-visibility ad hoc projects supporting Employer Underwriting priorities, including projects that impact strategic RFP readiness, underwriting process optimization, and organizational alignment. • Act as a primary liaison between Underwriting and key partners including Pricing, Networks, ANCS, Rebates, Proposals, Sales, Operations, and Implementation. • Own and maintain the Underwriting Capacity Planning Tool, including forecasting, enhancements, and reporting insights for leadership. • Monitor new client performance relative to underwriting assumptions; identify variances and support refinement of future assumptions. • Ensure full adherence to Underwriting Standards of Practice across the team, including pricing governance and procedural compliance.

Are you a strategic, technically skilled underwriting professional who loves building high‑performing processes, mentoring others, and shaping the future of underwriting operations? MEM Insurance is seeking a collaborative and forward‑thinking Underwriting Technical Manager to join our team. In this role, you will blend deep underwriting subject‑matter expertise with operational leadership—designing and maintaining systems, ensuring compliance, optimizing workflows, and strengthening underwriting quality across the organization. You’ll lead critical initiatives, champion continuous improvement, and serve as a trusted partner to underwriting, IT, compliance, actuarial, and external stakeholders. If you’re energized by improving processes, building technical excellence, and supporting a culture of innovation and inclusivity, we’d love to meet you. Essential Duties & Responsibilities Underwriting Quality, Governance & Training - Lead MEM’s Underwriting Quality Assurance program, analyzing results to identify trends, risks, and training needs. - Develop and maintain QA methodologies, standards, and reporting that align with underwriting guidelines and compliance expectations. - Provide oversight and direction on quality trends and corrective actions that strengthen consistency and performance. - Lead development and delivery of underwriting training; serve as a technical expert and resource on complex issues. - Maintain underwriting guidelines, manuals, procedures, and authority statements. System Oversight & Process Optimization - Provide leadership to the Underwriting System Support Staff, ensuring efficient day‑to‑day operations. - Partner with IT to evaluate, plan, and implement system enhancements and issue resolutions that improve efficiency and eliminate redundant work. - Lead or support cross‑functional projects that advance process and technology improvements. - Identify emerging system or operational issues and collaborate with business partners to develop effective solutions. Technical Underwriting Leadership & Book Management - Serve as a high‑level technical underwriting authority, evaluating and approving complex or high‑value accounts within assigned authority. - Administer and oversee NCCI and proprietary rules, rates, and forms for Workers Compensation. - Draft proprietary endorsements and coverage language; maintain manuals, policy forms, and statistical coding. - Analyze exposures, inspection reports, financials, and risk characteristics to determine coverage and pricing. - Review premium, loss, and performance trends to support profitable growth and participate in rate review analyses. Regulatory, Compliance & Partner Relations - Monitor, evaluate, and communicate impacts of legislative or regulatory changes on underwriting practices. - Partner with Legal and Compliance to ensure regulatory alignment and timely adoption of new requirements. - Serve as the primary underwriting contact for fronted policies, coordinating annual file reviews, meetings, and follow‑up actions. - Track placement of facultative reinsurance and support related reviews and documentation. - Serve as backup for department business continuity and disaster recovery planning. Strategic & Continuous Improvement Initiatives - Assist in developing and executing strategic objectives with long‑term impact on underwriting performance. - Lead initiatives to streamline workflows, reduce administrative burdens, and improve underwriting agility. - Represent underwriting in enterprise initiatives, including rate reviews, state filing reviews, and cross‑functional process improvements. Leadership, Mentorship & Culture Building - Provide coaching and mentorship to underwriters and leaders on complex accounts and technical matters. - Identify development opportunities to elevate technical acumen across the underwriting department. - Create communication strategies that effectively share updates, changes, and outcomes with stakeholders. - Foster an innovative, inclusive culture that embraces diversity, collaboration, and continuous improvement. Additional Accountabilities - Lead MEM’s responses to NCCI inspection reports. - Provide analytical and administrative support for ad hoc reviews, research, and operational analysis. - Lead special projects that enhance underwriting performance and operational excellence. Qualifications Education: - Bachelor’s degree in Business Administration, Insurance, Finance, or a closely related field, or an equivalent combination of education and experience. Designations: - CPCU preferred. Experience: - 7+ years of Commercial Lines underwriting experience, including workers’ compensation, with increasing responsibility. - 1–2 years of leadership experience (formal or informal) preferred. Company Culture and Values At MEM Insurance, we are committed to our vision, mission, and values. We foster a culture of collaboration, integrity, and innovation. Our team is passionate about delivering exceptional service to our customers while supporting each other’s growth and success. We believe in accountability, continuous learning, and creating an environment where employees feel valued and empowered. Diversity Statement MEM Insurance is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We believe that varied perspectives drive innovation and strengthen our ability to serve our customers and communities. Total Rewards Overview - Health Plans: Medical, Dental, and VisionIncludes fertility benefits, fully paid preventative care, and adult orthodontia. - Annual Performance Based Bonus - Employer-Paid Life and Disability Benefits:Life Insurance (3x base salary), AD&D, Short and Long-term Disability. - Wellness and Recognition Program: Employer-paid incentives for employees and spouses. - Flexible Spending Account and Dependent Care options - Health Savings Account: Generous employer contribution. - Time Away from Work:Generous PTO, 11 Holidays + 4 Early Releases, 16 Hours Volunteer Time Off, 20 Days Paid Parental Leave, Marriage, Bereavement, and Jury Duty leave. - Employee Assistance Programs - 401k Retirement Plan: Employer match and profit sharing. - Adoption Assistance and Tuition Assistance Notice Regarding Use of Artificial IntelligenceMEM may use artificial intelligence (AI) tools to more efficiently facilitate and assist in decisions involving recruitment, hiring, promotion, renewal of employment, selection for training or apprenticeship, discharge, discipline, tenure, or the terms, privileges, or conditions of employment. Any such use of AI tools will comply with all applicable laws.

About the team At Zillow Home Loans, we’re at the forefront of revolutionizing the home financing experience. As part of Zillow Group’s FinTech division, you’ll help reshape how consumers buy, sell, and finance homes while working in a collaborative, high-energy environment. We’re a team of innovators, problem solvers, and creative individuals pushing the boundaries of the mortgage industry. Mortgage Loan Officers at Zillow Home Loans, drive their success through one of two specialized lending teams. One team leverages a high volume, lead driven, phone-based environment for Loan Officers who excel at high-frequency conversion and scaling customer relationships quickly. The other team focuses on a consultative, market-based model for those who thrive on building long-term strategic partnerships with Zillow Preferred Agents. Both teams are core to our purchase-focused mission and are equally backed by Zillow’s industry-leading technology, brand, centralized operations, and leadership support. Whether you find your edge in data-driven, lead-responsive execution or in nurturing a local professional network, both paths offer a high-impact career within the Zillow ecosystem. About the role This is an opportunity to grow your career as a purchase-focused Mortgage Loan Officer originating home loans for customers introduced through Zillow’s ecosystem. You’ll guide borrowers from first contact through funding while delivering a best-in-class customer experience. Based on your background and strengths, you may operate in either a high-volume, digitally driven environment or a relationship-based, market-focused model. Success in this role comes from responsiveness, execution, and performance in a structured, metrics-driven organization—supported by Zillow’s brand, platform, and operational scale. This role is “remote” with restrictions. Your designated remote location is defined as your principal place of residence, which must be physically located within the state listed above California. You may also elect to spend some time working at a company office. Please note that your employment is contingent upon remaining in this location; any future requests to relocate to another state are subject to Company review and approval and may be denied based upon business need. You Will Get To: - Originate and manage purchase mortgage loans from application through closing while ensuring compliance with all requirements. - Convert company-provided purchase opportunities into funded loans through proactive follow-up and effective borrower consultation. - Build strong relationships with customers and, where applicable, with Zillow Preferred Agents and local partners. - Manage an active pipeline while meeting defined service levels, productivity metrics, and funding expectations. - Leverage Zillow’s CRM, loan origination systems (LOS), and data-driven tools to manage pipeline health and customer engagement. - Partner with centralized processing, underwriting, and closing teams to move loans efficiently. - Deliver a consistent, high-quality customer experience through phone, email, and text communication. - Stay current on market trends, lending programs, and regulatory requirements to provide tailored financing solutions. - Maintain active licensing, complete required education, and participate in ongoing professional development. - This role involves the collection, storage, and use of your voiceprints (records of speech) for operational and compliance purposes. In addition to a competitive base pay, employees in this role are eligible for incentive compensation. Actual amounts will vary depending on experience, performance, and location. “Remote” with restrictions. Your designated remote location is defined as your principal place of residence; which should be physically located within the state listed above. You may also elect to spend some time working at a company office. Please note that your employment is contingent upon remaining in this location; any future requests to relocate to another state are subject to Company review and approval and may be denied based upon business need. In California, Connecticut, Maryland, Massachusetts, New Jersey, New York, Washington state, and Washington DC the standard base pay range for this role is $12.00 - $25.00 hourly. This base pay range is specific to these locations and may not be applicable to other locations. Actual amounts will vary depending on experience, performance and location. Who you are - 3+ years of mortgage origination experience with a strong emphasis on purchase transactions, either as an active NMLS Loan Originator with state licenses or as a Loan Originator under a federal bank license. - Completion of the 20-hour CORE Pre-Licensing Education and successful passage of the SAFE Mortgage Loan Originator Test – National Component with Uniform State Content. - Physically located in and working remotely from California. - Proven success originating purchase loans in either: a high-volume, phone-based sales environment or an agent-centric referral model. - Strong client service orientation with consultative sales skills and deep understanding of the mortgage process. - Comfortable working in a structured, performance-driven environment with clearly defined KPIs. - Excellent verbal communication skills and ability to build trust quickly. - Strong time management, organization, and pipeline management skills. - Proficiency with CRM, LOS, and Microsoft products (Outlook, Word, Excel). - Associate’s or Bachelor’s degree preferred. Here at Zillow, we value the experience and perspective of candidates with non-traditional backgrounds and encourage you to apply if you bring transferable skills or related experience. Get to know us At Zillow, we’re reimagining how people move—through the real estate market and through their careers. As the most-visited real estate platform in the U.S., we help customers navigate buying, selling, financing and renting with greater ease and confidence. Whether you're working in tech, sales, operations, or design, you’ll be part of a company that's reshaping an industry and helping more people make home a reality. Zillow is honored to be recognized among the best workplaces in the country. Zillow was named one of FORTUNE 100 Best Companies to Work For® in 2025, and included on the PEOPLE Companies That Care® 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow. No matter where you sit in the organization, your work will help drive innovation, support our customers, and move the industry—and your career—forward, together. Zillow Group is an equal opportunity employer committed to fostering an inclusive, innovative environment with the best employees. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please contact your recruiter directly. Qualified applicants with arrest or conviction records will be considered for employment in accordance with applicable state and local law. Los Angeles County applicants: Job duties for this position include: work safely and cooperatively with other employees, supervisors, and staff; adhere to standards of excellence despite stressful conditions; communicate effectively and respectfully with employees, supervisors, and staff to ensure exceptional customer service; and follow all federal, state, and local laws and Company policies. Criminal history may have a direct, adverse, and negative relationship with some of the material job duties of this position. These include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company’s reputation. Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.