Protective Life logo
Protective Life

We are on a mission to help more people achieve the sense of protection and security they deserve.

Underwriting Consultant

UnderwriterUnderwriterFull TimeRemoteSeniorTeam 1,001-5,000Since 1908H1B SponsorCompany SiteLinkedIn

Location

United States

Posted

2 days ago

Salary

$70K - $102K / year

Seniority

Senior

Bachelor Degree6 yrs expEnglish

Job Description

Underwriting Consultant

Protective Life

• Underwrite individual life insurance cases, including impaired risk, with an anticipated independent approval authority of $3 million • Analyze medical, financial, and non-medical information to make sound underwriting decisions within assigned authority • Evaluate requirements as they are received and determine appropriate risk classification in accordance with underwriting guidelines • Communicate underwriting decisions clearly and professionally to internal and external customers • Build and maintain effective working relationships with key distributors, independent agents, BGAs, and internal sales partners • Manage an assigned caseload while meeting production, quality, and time-service standards • Partner with internal teams to support business objectives, case placement, and a positive customer experience • Organize work effectively and deliver timely, accurate results in a fast-paced environment • Perform other job duties as assigned

Job Requirements

  • Bachelor’s degree or equivalent experience
  • Minimum of 6 years of life insurance underwriting experience
  • Proven ability to underwrite large and complex cases, including impaired risks
  • Experience working within the independent agent / brokerage (BGA) distribution channel
  • Demonstrated decision-making authority on higher face amounts and complex risk profiles
  • Industry coursework commensurate with experience (preferred)
  • Progress toward or completion of industry designations such as FALU, FLMI, CLU, or equivalent coursework (preferred)
  • Experience supporting distribution partners, including independent agents and BGAs (preferred)
  • Experience with larger face amount individual life cases (preferred)
  • Continued professional development aligned with life underwriting expertise (preferred)

Benefits

  • Comprehensive health, dental and vision insurance
  • Emotional wellbeing through mental health benefits
  • Employee assistance program
  • Paid time off
  • Paid parental leave
  • Short-term disability
  • Cultural observance day
  • Contributions to healthcare accounts
  • Pension plan
  • 401(k) plan with Company matching
  • ProHealth Rewards platform for improving wellbeing and earning cash rewards

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