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Auto Claims Adjuster

Claims SpecialistClaims SpecialistFull TimeRemoteSeniorTeam 501-1,000Since 2016H1B SponsorCompany SiteLinkedIn

Location

Florida

Posted

21 hours ago

Salary

$60K - $75K / year

Seniority

Senior

Bachelor Degree3 yrs expEnglish

Job Description

Auto Claims Adjuster

Kin Insurance

• Manage a full caseload of collision, comprehensive, third-party property damage, disputed liability, and Medpay-only claims • Investigate and document claims from first report through resolution, evaluating vehicle damage, determining coverage, and assessing liability on contested files • Review estimates and negotiate repair or total-loss settlements directly with appraisers and repair facilities • Analyze claims exposure, set reserves, and drive negotiation strategy on complex files • Draft coverage letters and resolve disputed liability claims across multiple states, including Florida • Maintain active adjuster licensing and CE credits across all required states, staying current on statutory changes and case law • Mentor junior adjusters through file reviews and coverage questions • Build and maintain vendor relationships with appraisers and repair facilities to drive faster claim resolutions

Job Requirements

  • 3+ years of auto claims adjusting experience
  • Experience handling Florida auto claims, including Florida's insurance code and PIP statute; experience in additional states (e.g. Texas, Georgia, Colorado, Arizona) a plus
  • Experience investigating and resolving disputed liability claims, including coverage analysis and determination
  • Experience handling Medical Payments coverage claims; PIP handling experience a plus
  • Proven ability to mentor junior adjusters, leading file reviews and coaching through complex claims
  • Experience working directly for an insurance carrier
  • Familiarity with Excel, Snapsheet, and Slack
  • Active adjuster license in good standing, with willingness to obtain additional state licenses as needed

Benefits

  • Competitive salary and company equity through Restricted Stock Units (RSUs), granted as part of our standard compensation package and based on role and level
  • 401(k) with company match up to 4% of eligible earnings
  • Multiple medical plan options, plus dental and vision coverage
  • Company-funded HSA contributions (based on medical plan selection)
  • Company-paid life insurance and short-term disability
  • A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance
  • Access to mental health support and confidential counseling resources
  • Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays
  • Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
  • Career mobility and internal growth opportunities across the organization
  • Professional development budgets for certifications, conferences, and learning available, subject to management approval

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