• Review and decision small business loan applications for high dollar and complex loans. • Assist peers through the loan decision process, offering expertise on financial analysis and loan structuring. • Responsible for spreading financial statements based on information provided in the loan package. • Provide loan decisions and/or credit recommendations based on a review of all underwriting criteria. • Perform global cash flow and balance sheet analysis for small-business healthcare loans of up to $2 million. • Prepare a written evaluation of a borrower's financial condition and future outlook, identifying risks and mitigation. • Collaborate with the sales team in developing loan structures that meet customer needs and adhere to the organizations risk appetite. • Assist and mentor fellow team members in portfolio monitoring. • Identify opportunities and recommend solutions for process improvements and software development. • Effectively communicate loan decision to loan originator.

• Review and decision small business loan requests within approved loan authority. • Assist junior loan underwriters through the loan decision process, offering expertise on financial analysis and loan structuring. • Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. • Accountable for always doing the right thing for customers and colleagues and ensures that actions and behaviors drive a positive customer experience. • Operate within the Bank's risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

• The Business Unit Leader will report to a Group Leader/Portfolio Manager and will be responsible for: The financial and resource planning for all aspects of Imaginet and potential future Business Units. • Ensuring the business is financially sound, well managed, and achieves key targets utilizing the best practise from within the group. • Directing and managing employees and resources to meet business objectives, within budget. • Overseeing the welfare and development of all employees. • Developing, motivating and empowering a dedicated and experienced management team to deliver excellent results. • Developing the product strategy and ensuring delivery against a published roadmap. • Ensuring a high standard of work and customer service. • Building relationships with industry partners and alliances, principally across the UK. • Implementing risk management policies to address strategic, operational and legislative compliance risks. • Ensuring company directives and reporting are executed successfully, and company policies and procedures are adhered to and are in line with current legislation and regulations.

• Assesses member's clinical need against established guidelines and/or standards to ensure that the services provided are medically appropriate to member's needs and aligned with the benefit structure • Facilitates response to gaps in care and identified high risk members to appropriate settings of care for annual wellness visits including collaboration with treating provider • Evaluates the necessity, appropriateness and efficiency of medical services and procedures provided for both acute and chronic health care needs • Develops, coordinates and assists in implementation of individualized plan of care for members and identification of barriers towards Self-Management and optimal wellness • Coordinates with members, family, physician, hospital and other external customers with respect to the appropriateness of care from diagnosis to outcome • Coordinates the delivery of high quality, cost-effective care supported by clinical practice guidelines established by the plan addressing the entire continuum of care including transitional care • Monitors member's medical care activities, regardless of the site of service, and outcomes for appropriateness and effectiveness • Advocates for the member/family among various sites to coordinate resource utilization and evaluation of services provided • Encourages member participation and compliance in the case/disease management program efforts • Documents accurately and comprehensively based on the standards of practice and current organization policies • Interacts and communicates with multidisciplinary teams either telephonically and/or in person striving for continuity and efficiency as the member is managed along the continuum of care • Evaluates care by problem solving, analyzing variances and participating in the quality improvement program to enhance member outcomes • Serves as mentor/trainer to new RN's and other staff as needed • Presents clinical cases during audits conducted by external review organizations • Performs other duties as assigned by management.