Role Description The Government Underwriter is responsible for analyzing, evaluating, and approving FHA, VA, USDA, and Conventional mortgage loan applications while ensuring compliance with agency, investor, and company guidelines. - Analyze FHA, VA, USDA, and Conventional mortgage loan applications to determine creditworthiness and eligibility. - Review loan-to-value (LTV), debt-to-income (DTI), credit reports, income documentation, assets, employment history, and supporting documentation. - Calculate borrower income and evaluate repayment capacity. - Review DU, LPA, and agency underwriting findings. - Structure loans that meet agency, investor, and company guidelines. - Identify potential credit risks and make sound underwriting decisions. - Issue loan approvals, suspensions, and denials with clear underwriting conditions. Qualifications - Minimum of 5+ years of Government Mortgage Underwriting experience. - Strong knowledge of FHA, VA, USDA, and Conventional underwriting guidelines. - Excellent analytical and credit risk assessment skills. - Strong decision-making and problem-solving abilities. - High attention to detail and commitment to quality. - Excellent verbal and written communication skills. - Strong organizational and time management skills. - Ability to manage multiple priorities in a fast-paced environment. - Passion for mentoring others and growing into a leadership role. - Positive attitude with a collaborative, team-first mindset. Requirements - DE (Direct Endorsement) Certification preferred. - VA SAR/LAPP authority preferred. - Experience underwriting FHA, VA, USDA, and Conventional loans. - Experience using Encompass Loan Origination System. - Prior experience mentoring or training teammates. - Experience working in a high-volume production underwriting environment. - Knowledge of investor overlays and Quality Control processes. - Leadership experience or demonstrated leadership potential strongly preferred. Benefits - Competitive base pay- $42.00-$54.00/hr - Performance-based incentive opportunities - Leadership development and internal promotion opportunities - Comprehensive Medical, Dental & Vision Coverage - 401(k) Program with company match - Paid Time Off & Company Holidays - Professional Development & Continuing Education - Career Growth within Mortgage Operations and Underwriting Leadership - Collaborative, innovative, and high-performing team environment

Title: Sr. Consumer Auto Underwriter - AR AZ CA CO KS NV OK TX WA Location: United States Job Description: Sr. Consumer Auto Underwriter - AR, AZ, CA, CO, KS, NV, OK, TX, WA Skip to content Ally Financial Careers Menu - ally.com - Search jobs - Ally Total Rewards - Join our Talent Community! - Log in Sr. Consumer Auto Underwriter - AR, AZ, CA, CO, KS, NV, OK, TX, WA . General information Career area Underwriting Work Location(s) WFH - Arizona, AZ, WFH - Arkansas, AR, WFH - California, CA, WFH - Colorado, CO, WFH - Kansas, KS, WFH - Nevada, NV, WFH - Oklahoma, OK, WFH - Texas, TX, WFH - Washington, WA Remote? Yes Ref # 22710 Posted Date 07-09-26 Anticipated Application Closing Date 07-15-26 Working time Full time Ally and Your Career Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too? Work Schedule: Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need. The Opportunity Location: remote but must reside in Arizona (AZ), Arkansas (AR), California (CA), Colorado (CO), Kansas (KS), Nevada (NV), Texas (TX), or Washington (WA) - where the dealer clients are Please note, this position can be filled at a 3G or 3F level based on experience For over 100 years we've helped dealers serve their customers by providing the best-in-class products and services they need - and by remaining true to the automotive passion we share. Take the wheel on your career and join a team that is dedicated to providing world class support to our customers as they look to purchase and lease vehicles. We are problem solvers, we value diverse thinking, we support one another, and we challenge ourselves to think bigger in the journey to deliver customer-obsessed auto finance products and solutions. A Consumer Underwriter - Auto Finance evaluates, negotiates, and decisions consumer offerings within Ally's underwriting policies to further grow application and contract volume. They build and maintain a portfolio of dealers and provide best-in-class relationship management for their assigned territories as a crucial part of the Ally Auto framework. The Work Itself - Increase dealer portfolio revenue by practicing sound underwriting judgment and upholding Ally's risk management principles - Leverage high-touch and high-tech capabilities to negotiate contracts - Demonstrate market awareness, strong listening, and adaptability as you build and cultivate strong relationships with dealers - Requires flexibility in work schedule; evening hours, limited travel, and weekends required The Skills You Bring 3G - Underwriter - High school/GED is required; bachelor's degree is preferred. - 1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime), or financial services is required - Ability to perform technical based activities - Knowledge of and exposure to fundamental theories, principles, and concepts. - Demonstrating technical expertise and relationships to supply to strategy and drive business results - Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics - Excellent sales, negotiation, problem solving, and analytical skills - Must be an independent worker with strong time leadership skills Base Pay Range: $55,000 - $75,000 - $95,000 3F - Sr. Underwriter - High school/GED required; bachelor's degree strongly preferred - 3+ years in auto finance underwriting (prime, sub-prime, and/or non-prime) is required; 5+ years in auto finance underwriting experience preferred - 2+ years leadership experience preferred - Ability to provide advice/direction in primary areas of expertise leveraging technical expertise and relationships to contribute to strategy and drive business results - Contribute to and manage projects - Excellent sales, negotiation, problem solving, analytical, and project management skills - Exemplary dealer relationship management skills - Advanced knowledge of Microsoft Office Programs Base Pay Range: $70,000 - $85,000 - $100,000 How We'll Have Your Back Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Our Total Rewards program includes industry-leading compensation and benefits plus additional incentives that are designed to meet your needs and those of your family so you can get the most out of your career and your life, including: - Time Away: Program starts at 20 paid time off days in addition to 11 paid holidays and 8 hours of volunteer time off yearly (time off days are prorated based on start date and program varies based on full or part-time status and management level). - Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan pay downs and 529 educational save up assistance programs, tuition reimbursement, employee stock purchase plan, and financial learning center and financial coach access. - Supporting your Health & Well-being: flexible health and insurance options including medical, dental and vision, employee, spouse and child life insurance, short- and long-term disability, pre-tax Health Savings Account with employer contributions, Healthcare FSA, critical illness, accident & hospital indemnity insurance, and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially. - Building a Family: adoption, surrogacy and fertility assistance as well as paid parental and caregiver leave, Dependent Day Care FSA back-up child and adult/elder care days and childcare discounts. - Work-Life Integration: other benefits including Mentally Fit Employee Assistance Program, subsidized and discounted Weight Watchers program and other employee discount programs. - Other compensations: depending on the role for which you are considered, you may be eligible for travel allowances, relocation assistance, a signing bonus and/or equity. - To view more detailed information about Ally's Total Rewards, please visit this link: https://www.ally.com/content/dam/pdf/corporate/ally-total-rewards-snapshot.pdf Who We Are: Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com. Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law. We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at hrpolicy@ally.com. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation. Base Pay Range: $70000 - $120000 USD An individual's position in the range is determined by the specific role, the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer. Incentive Compensation: This position is eligible to participate in our annual incentive plan. Back to job list Share this job: Share - Email - Facebook - LinkedIn - X Apply Share this job: Share - Email - Facebook - LinkedIn - X Copyright 2026 CCPA Disclosure | Ally Privacy Notice | Right to Work | E-verify | Ally Careers

Title: Senior Commercial Lines Underwriter Location: New York, NY - CM First Job Description: This is a hybrid opportunity and this role requires onsite in-office presence 3 days per week at our office in New York City. Applicants must be located within a commutable distance to New York City. We’re seeking a Senior Underwriter with a strong background in commercial lines insurance to market new and renewal accounts and effectively communicate with carriers. Your Impact: - Evaluates information to determine risk acceptability in accordance with company guidelines. - Makes appropriate decisions based on the evaluation of underwriting information. - Effectively communicates and negotiates underwriting and pricing decisions to achieve optimal outcomes. - Documents decisions in accordance with regulatory standards. - Acts with a sense of urgency on all inquiries/requests. - Provides outstanding customer service. - Underwrites a moderate book of business with a moderate to complex risk profile. - Performs other duties as assigned. Successful Candidates Will Have: - Associate Degree or higher, plus 5 years of relevant commercial Property & Casualty underwriting experience. Additional 2 years of commercial P&C underwriting experience will be considered in lieu of degree. - Excess and Surplus Lines experience is highly preferred. - Bilingual (English/Mandarin) is strongly preferred. - Must have the ability to react and respond quickly and professionally. - Must provide creative, analytical, and innovative thinking to inure to productive problem-solving. - Must have excellent written and verbal communication skills. One80 Intermediaries is part of Arrowhead Intermediaries, a global insurance distribution platform that offers deep specialization, scale, and innovation across wholesale brokerage, program administration, and specialty insurance. With more than 7,000 professionals worldwide and a collective portfolio exceeding $18 billion in premium placed in 2024, our combined organization delivers a diverse trading platform for insurance carriers as well as expanded access and niche solutions for brokers and customers navigating complex and hard-to-place risks. The platform combines entrepreneurial culture with operational excellence to deliver tailored solutions and long-term value across the insurance ecosystem. Pay Range: 85,000 - 115,000 Annual The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for this role. One80 Intermediaries is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Recruiting Vendor Disclosure Statement Brown & Brown does not accept unsolicited resumes from external recruiters, recruitment vendors or employment agencies (“Recruiting Vendors”). Recruiting Vendors must have a valid written agreement and receive prior written authorization from an authorized Brown & Brown representative before submitting candidates for any publicly posted role. Any unsolicited resumes submitted to Brown & Brown or its employees become the property of Brown & Brown, and no fees will be paid for such submissions. Additional information regarding this policy can be found on our careers page.

Senior Stop-Loss Underwriter Location: Newtown Square, PA Hybrid 3-4 Days in Office Full time Job Description: The Underwriter of Employer Stop Loss is responsible for evaluating and analyzing risk. This role involves reviewing submissions, assessing medical and financial risk factors, and determining appropriate pricing and terms in alignment with company underwriting guidelines. The Underwriter works closely with sales, brokers, consultants, and underwriting team to ensure profitability and growth within the stop loss product line. This is a hybrid position based out of our office in Newtown Square, PA. Your Impact: - Review and analyze employer stop loss data, including claims experience, demographics, and plan design. - Assess medical conditions and financial risks to determine appropriate coverage terms and pricing. - Apply underwriting guidelines and company policies to maintain a balance between risk acceptance and profitability. - Work collaboratively with sales teams, brokers, and consultants to gather necessary information and provide competitive quotes. - Ensure underwriting decisions comply with regulatory requirements and company standards. - Maintain accurate documentation of underwriting decisions and rationales within internal systems. - Participate in training and development opportunities to enhance underwriting knowledge and expertise. - Assist in monitoring industry trends, competitor strategies, and regulatory changes that may impact underwriting practices. - Support underwriters in handling complex cases and contribute to team projects as needed. Successful Candidates Will Have: - 3 to 5 years of experience in employer stop loss underwriting - Familiarity with self-funded health plans and TPA operations - Bachelor's degree in business, finance, insurance, or a related field preferred; progress toward industry designations is a plus - Strong analytical skills with the ability to interpret financial and medical data - Understanding of risk assessment, pricing models, and stop loss policies - Excellent communication and interpersonal skills to interact with internal and external stakeholders - Detail-oriented with strong organizational and time management skills - Proficiency in Microsoft Office Suite (Excel, Word, Outlook) and underwriting software One80 Intermediaries is a privately held firm with offices throughout the US and Canada. As a leading insurance wholesaler and program manager, One80 offers placement services and binding authority for property and casualty, life, travel/accident and health, affinity and administrative services, and warranty business. Launched just four years ago, One80 Intermediaries has grown to be one of the largest intermediaries in the United States. In 2024, One80 Intermediaries was ranked the 14th largest broker in the U.S. by Business Insurance. In 2025, One80 Intermediaries earned the Great Place To Work® Certification™ for the second consecutive year. Located in Newtown Square, PA and established in 2007, the Medical Stop Loss program of One80 is a full-service Managing General Underwriter. We have full in-house binding authority to manage stop loss insurance across the United States on behalf of our leading carriers and reinsurers. Backed by a team of experienced professionals we provide best-in-class products and services to our partners and clients One80 Intermediaries is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about working at One80 Intermediaries by visiting our careers page: www.one80.com/careers. Personal information submitted by California applicants in response to a job posting is subject to One80's California Job Applicant Privacy Notice Recruiting Vendor Disclosure Statement Brown & Brown does not accept unsolicited resumes from external recruiters, recruitment vendors or employment agencies (“Recruiting Vendors”). Recruiting Vendors must have a valid written agreement and receive prior written authorization from an authorized Brown & Brown representative before submitting candidates for any publicly posted role. Any unsolicited resumes submitted to Brown & Brown or its employees become the property of Brown & Brown, and no fees will be paid for such submissions. Additional information regarding this policy can be found on our careers page.