Senior Stop-Loss Underwriter Location: Newtown Square, PA Hybrid 3-4 Days in Office Full time Job Description: The Underwriter of Employer Stop Loss is responsible for evaluating and analyzing risk. This role involves reviewing submissions, assessing medical and financial risk factors, and determining appropriate pricing and terms in alignment with company underwriting guidelines. The Underwriter works closely with sales, brokers, consultants, and underwriting team to ensure profitability and growth within the stop loss product line. This is a hybrid position based out of our office in Newtown Square, PA. Your Impact: - Review and analyze employer stop loss data, including claims experience, demographics, and plan design. - Assess medical conditions and financial risks to determine appropriate coverage terms and pricing. - Apply underwriting guidelines and company policies to maintain a balance between risk acceptance and profitability. - Work collaboratively with sales teams, brokers, and consultants to gather necessary information and provide competitive quotes. - Ensure underwriting decisions comply with regulatory requirements and company standards. - Maintain accurate documentation of underwriting decisions and rationales within internal systems. - Participate in training and development opportunities to enhance underwriting knowledge and expertise. - Assist in monitoring industry trends, competitor strategies, and regulatory changes that may impact underwriting practices. - Support underwriters in handling complex cases and contribute to team projects as needed. Successful Candidates Will Have: - 3 to 5 years of experience in employer stop loss underwriting - Familiarity with self-funded health plans and TPA operations - Bachelor's degree in business, finance, insurance, or a related field preferred; progress toward industry designations is a plus - Strong analytical skills with the ability to interpret financial and medical data - Understanding of risk assessment, pricing models, and stop loss policies - Excellent communication and interpersonal skills to interact with internal and external stakeholders - Detail-oriented with strong organizational and time management skills - Proficiency in Microsoft Office Suite (Excel, Word, Outlook) and underwriting software One80 Intermediaries is a privately held firm with offices throughout the US and Canada. As a leading insurance wholesaler and program manager, One80 offers placement services and binding authority for property and casualty, life, travel/accident and health, affinity and administrative services, and warranty business. Launched just four years ago, One80 Intermediaries has grown to be one of the largest intermediaries in the United States. In 2024, One80 Intermediaries was ranked the 14th largest broker in the U.S. by Business Insurance. In 2025, One80 Intermediaries earned the Great Place To Work® Certification™ for the second consecutive year. Located in Newtown Square, PA and established in 2007, the Medical Stop Loss program of One80 is a full-service Managing General Underwriter. We have full in-house binding authority to manage stop loss insurance across the United States on behalf of our leading carriers and reinsurers. Backed by a team of experienced professionals we provide best-in-class products and services to our partners and clients One80 Intermediaries is an equal opportunity workplace and is committed to ensuring equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, Veteran status, or other legally protected characteristics. Learn more about working at One80 Intermediaries by visiting our careers page: www.one80.com/careers. Personal information submitted by California applicants in response to a job posting is subject to One80's California Job Applicant Privacy Notice Recruiting Vendor Disclosure Statement Brown & Brown does not accept unsolicited resumes from external recruiters, recruitment vendors or employment agencies (“Recruiting Vendors”). Recruiting Vendors must have a valid written agreement and receive prior written authorization from an authorized Brown & Brown representative before submitting candidates for any publicly posted role. Any unsolicited resumes submitted to Brown & Brown or its employees become the property of Brown & Brown, and no fees will be paid for such submissions. Additional information regarding this policy can be found on our careers page.

Role Description This position is within a subsidiary of the Desjardins Group called ICPEI. ICPEI offers market-leading home, auto and commercial insurance solutions sold exclusively through a network of brokers across Canada. We are growing our Commercial Underwriting team to help support our broker line of business. We have positions available for both Junior and Senior Commercial Underwriters across Ontario - come grow with us at Desjardins! As a valued member of the Commercial Underwriting Team, you will have the opportunity to enhance and sharpen your underwriting skills. You will be responsible for: - Identifying and underwriting new business, processing renewals and endorsements. - Building strong relationships with brokers and maintaining high levels of service. - Participating in production trips, broker visits and corporate functions as required. - Adhering to Company guidelines, contracts, authority limits and standards. - Analyzing market trends, risk profitability, exposures and hazards. - Contributing to the development of the Commercial team. Qualifications - Previous underwriting experience in personal or commercial insurance is required. - Previous experience working with insurance brokers and broker distribution channels. - Expertise with Microsoft Office Suite programs. - Action oriented, Business insight, Complexity, Customer Focus, Differences, Nimble learning. - Please note that other combinations of qualifications and relevant experience may be considered. Benefits - Competitive salary and annual bonus. - 4 weeks of flexible vacation starting in the first year. - Defined benefit pension plan that provides predictable, stable income throughout retirement. - Group insurance including telemedicine. - Reimbursement of health and wellness expenses and telework equipment. - *Benefits apply based on eligibility criteria. Company Description At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve. If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

• Produce and underwrite new and renewal commercial bond business • Maintain and build productive relationships with our network of independent agents and brokers • Gather, analyze and underwrite commercial surety bonds • Evaluate and manage risk associated with various types of commercial surety bonds • Understand legal documents, indemnity agreements, statutes, and insurance laws and regulations • Demonstrate sound business judgment in evaluating the financial condition, credit history, experience, and character of bond applicants • Develop new business through agency relationships • Price, quote, negotiate terms and conditions, and service accounts • Renewal bond underwriting • Contribute to internal processing and underwriting systems for standardization and efficiencies • Mentor and provide guidance and support for team members

Role Description The Senior Commercial Underwriter is responsible for commercial credit activities for FourLeaf ensuring consistency with MBL policy and commercial credit standards for commercial lending activities and portfolio. This opportunity is open to flexible work options including a remote set up. Core Contributions - Review and analyze commercial loan packages, including leases, rent rolls, tax returns, financial statements, credit reports, appraisal reports, and environmental reports. - Assess market data and risk to determine creditworthiness and make sound credit decisions in accordance with FourLeaf’s policies and procedures. - Prepare spreads of applicants’ financial statements and/or tax returns into a standardized spreadsheet form to support financial analysis of the borrower. - Handle higher volume and more complicated deals including C&I and construction transactions. - Prepare detailed credit approval memos (CAMs) for review by department AVP and FourLeaf credit committee, ensuring adherence to FourLeaf lending guidelines. - Recommend risk ratings and/or credit restructuring based on risks identified during underwriting. - Assist in upkeep of the commercial credit pipeline and provide updated statuses for loan files in process. - Correspond and collaborate with FourLeaf legal counsel, relationship managers, commercial operations specialists, commercial lending management, members, and prospective members. - Assist Commercial Capital Markets Manager in providing answers and documentation to participants’ requests for loan sales. - Maintain underwriting files and review loan documentation prepared by legal counsel to ensure accuracy of information and adherence to FourLeaf policies and procedures. - Assist with answering auditors’ questions and requests during internal and external audits of FourLeaf’s commercial lending portfolio and underwriting practices. - Assist the workout and portfolio teams for annual review and workout evaluation and proposals. - Mentor and coach other underwriters or teammates. - Assist in updating lending and underwriting policies, guidelines and procedures to ensure compliance. Qualifications - Bachelor’s Degree in Business/Finance. - 5-9 years of experience. - Strong analytical skills for documentation and evaluating owner occupied commercial real estate transactions and C&I. Requirements - The estimated salary for this role is $106,391.00 - $127,669.00 annually. Benefits - Comprehensive benefit package including medical, dental, and vision coverage. - 401K plan with employer match. - Reimbursement programs. - Wellness programs. - Annual performance-based bonus. - Competitive 401k. - Tuition reimbursement. - Flexible work options. - Volunteer opportunities. - Water Cooler Chats with executive teammates. - Clubs & Sports. - Food truck days. - …and more! Company Description FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. - We are proud to be an award-winning place to work! - Recent recognitions include Certified Great Place to Work 2024-2025, America’s Greatest Midsize Workplaces 2025, Quantum Workplace Employee Voice Award 2024, and Fortune’s Best Workplaces in Financial Services & Insurance 2024. - As a credit union, our vision is to enrich the lives of our members, employees, and communities. - Since 2002, we have been an integral community partner through our charitable giving and community development programs in New York and beyond.