Making Numbers Make Sense
Property Desk Loss Adjuster
Location
United Kingdom
Posted
1 day ago
Salary
0
Seniority
Senior
Job Description
Property Desk Loss Adjuster
MDD Forensic Accountants
• Manage a portfolio of domestic and commercial property claims of varying complexity and value. • Interpret and apply policy cover, terms and conditions to determine liability and settlement. • Investigate property damage, identifying root causes and appropriate remedial actions. • Assess claims involving fire, flood, subsidence, heave, landslip and other insured perils. • Review contractors' estimates, repair scopes and technical reports. • Negotiate fair and cost-effective settlements with all parties involved. • Identify opportunities for recovery and pursue subrogation where appropriate. • Conduct investigative interviews and gather supporting evidence to establish claim validity. • Provide expert advice and support to customers, clients and colleagues. • Ensure all claim files are accurately maintained and managed in line with service standards and regulatory requirements. • Continuously seek innovative solutions that deliver the best outcome for both customers and clients.
Job Requirements
- Previous insurance claims or loss adjusting experience.
- Strong knowledge of domestic and commercial property claims.
- Excellent investigation, negotiation and problem-solving skills.
- The ability to communicate technical information clearly and confidently.
- Strong organisational skills and the ability to manage competing priorities.
- A resilient and adaptable approach in a fast-moving environment.
- Exceptional attention to detail and commitment to delivering high-quality outcomes.
Benefits
- Career & Purpose **
- Davies Innovation Lab
- Leadership training programme
- Funding for professional qualifications
- Thrive at Davies; learning opportunities
- Environmental & Social**
- The Davies Foundation
- Local charity funding
- Pennies To Heaven
- Employee Resource Groups
- Employee volunteering programme
- Financial Health**
- Pension matching contribution model with the following contribution rates:** Employee 1.5%, Employer 2%** Employee 3%, Employer 3%** Employee 5%, Employer 5%
- My Choices at Davies provides; High Street discounts and Financial wellbeing hub
- Refer a Friend
- Cycle to Work Scheme
- Davies Incentive Plan
- Enhanced maternity, paternity and adoption pay
- Mental, Physical & Emotional Wellbeing **
- Wellbeing centre; move, munch, money & mind focus
- Discounts with 100's of retailers
- EAP; 24/7 confidential helpline
- 25 days holiday, increases to 26 days after 5 years and 27 after 10 years
- Flexible working
- Dress for your day
- Inclusive employment policies eg. Menopause, fostering friendly, fertility, sabbatical policy and baby loss and miscarriage
- Flexible benefits include holiday purchase
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• Provide exceptional service to policyholders by conducting on-site inspections and investigating coverage. • Prepare estimates and settle claims promptly and efficiently. • Handle virtual claims leveraging platforms like Xactimate and ClaimsX Video Collaboration. • Lead with empathy and investigate claims independently. • Communicate effectively with customers via various channels to offer support during the claims process. • Negotiate claims settlements using legal and business standard methodologies. • Document all work clearly in a claims system and execute policies along policy agreements.
• Handle personal line and commercial property losses for Insurers and National Corporate clients. • Examine insurance policies to determine coverage and investigate claims. • Interview claimants and witnesses regarding claims. • Prepare reports of findings and negotiate settlements with claimants. • Manage billing for assigned files and maintain accurate records.
• Provide exceptional service to policyholders. • Virtually inspect damages, investigate coverage, prepare estimates, and settle claims. • Interact with customers, contractors, and vendors through various software platforms. • Focus on water losses and ensure high-level support for specific claims. • Accomplish tasks by leading with empathy and conducting thorough investigations. • Communicate efficiently using various channels including phone, email, and text messages. • Evaluate and negotiate claims settlements with diverse stakeholders.
• Provide exceptional service to our policyholders by traveling to customers' homes to conduct on-site inspections, investigate coverage, prepare estimates, and settle claims promptly and efficiently. • Handle virtual claims countrywide, leveraging various platforms and software such as Xactimate and ClaimsX Video Collaboration. • Confidently and independently investigate property claims by performing detailed reviews of damage and interpreting policies to determine coverage. • Use phone, emails, and sometimes video chat with customers to help them through a fast, fair, and easy claims process. • Evaluate and negotiate claims settlements with customers, vendors, third-party carriers, and claimants in accordance with all legal and business standard methodologies. • Utilize multiple tools to get the job done in a fast-paced environment, including estimate tools, job aids, and additional settlement platforms, all while using sharp critical thinking skills. • Protect the company financially by executing policies along policy agreements and keeping a clear record of work in a claims system.


