• Own and drive the monthly accounting close process across multiple entities, including preparation and review of journal entries, balance sheet reconciliations and variance analysis • Own the Annual Report preparation and statutory audit process; prepare and send the draft Annual Report to auditors, upload reconciled merchant balances for audit sampling, and serve as the primary liaison for external auditors • Manage VAT reporting, declarations and payments in coordination with the finance team • Own the preparation of quarterly and annual regulatory returns • Verify monthly payroll files to ensure all cost centres are active; liaise with the payroll provider on salary data and prepare annual social cost reconciliations • Responsible for the preparation of monthly and quarterly financial reporting packs for senior management and the board. • Manage the capitalisation tangible fixed assets; run monthly amortisation and depreciation schedules in NetSuite; reconcile the fixed asset register to the Balance Sheet and Income Statement accounts • Review aging of trade debtors and creditors to optimise debt control • Reconcile all corporate bank accounts in NetSuite and maintain the main group reconciliation sheet monthly • Participate in process improvement projects to enhance the efficiency and effectiveness of the Finance processes. • Be a strong team player, who can operate cross functionally, globally, at all levels, act as an owner and demonstrate self-initiative.

• Design and improve accounting structures, chart of accounts, reporting lines, and internal accounts for existing businesses, new entities, and acquired companies. • Set up and clean up books for new or early-stage companies, including making sure each business line can be understood separately. • Build useful profit and loss reporting by company, app, and business line, including revenue, costs, CAC/LTV, ROI, allocations, and performance trends where relevant. • Run and improve close, reconciliations, intercompany balances, recharges, allocations, documentation, and recurring reporting across multiple entities. • Investigate accounting problems where the numbers do not add up: misallocated expenses, missing records, unusual transactions, and occasionally potential fraud. • Support acquisition work: target analysis, diligence, seller number verification, scenario modeling, and post-acquisition performance tracking. • Coordinate with bookkeepers, accountants, tax advisors, and operating teams so the finance function becomes reliable without constant founder involvement. • Stay across company maintenance, compliance, tax efficiency, entity structure, and advisor follow-through, especially for US-facing work. • Find practical ways to save money, improve financial strategy, reduce administrative load, and increase profits through better information and better structure. • Use QuickBooks, Xero, spreadsheets, Google Drive records, bank statements, and AI tools to reconcile, analyze, document, and improve the finance function. • Stay flexible and take on additional responsibilities as the role and company needs evolve.

• Partner with executive leadership to develop and execute financial strategies that support growth and operational goals • Lead budgeting, forecasting, long-range planning, financial modeling, and scenario analysis • Develop and improve key performance indicators (KPIs) to provide visibility into financial and operational performance • Translate financial data into actionable insights that guide business decisions • Drive improvements in forecasting accuracy, reporting capabilities, and strategic planning processes • Oversee accounting, reporting, treasury, tax, cash management, and financial analysis functions • Ensure accurate and timely financial reporting in accordance with GAAP standards • Manage financial processes that support efficiency, scalability, and business growth • Oversee financial statements, cash flow reporting, and performance analysis • Identify opportunities to improve processes, controls, and operational effectiveness • Support evaluation of strategic growth opportunities, including acquisitions, investments, and expansion initiatives • Lead financial analysis, due diligence, modeling, and integration planning for potential transactions • Partner with leadership on capital allocation decisions and investment strategies • Manage relationships with financial partners, lenders, and external stakeholders • Identify financial and operational risks and implement mitigation strategies • Ensure compliance with financial regulations, audit requirements, and reporting standards • Manage relationships with external auditors and financial institutions • Build and lead a high-performing finance organization focused on accountability, collaboration, and continuous improvement • Establish clear goals, expectations, and development opportunities for finance team members • Foster strong cross-functional partnerships across the organization • Oversee financial systems, reporting tools, and technology initiatives • Identify opportunities to leverage automation, analytics, and emerging technologies to improve efficiency • Support enhancements to financial systems, reporting capabilities, and data-driven decision-making

• Build and run the company P&L, forecasting, and long-range growth models for a business growing 100%+ YoY • Own the annual operating plan, monthly close-to-forecast variance analysis, and board/investor reporting • Be in the details of every product and experience — LTV, CAC, LTV:CAC, ARPU, contribution margin, payback, cohort retention • Surface the correlations and causations that lift growth and translate them into product and pricing opportunities • Lead RFP, procurement, contract negotiation, and ongoing vendor/partner management for every new service and partnership — sponsor/BaaS banks, HYSA, mortgage & insurance referral partners, and key vendors • Deliver clean books, reliable BI, and a single source of truth for decision-making • Partner with the CEO and executives on capital efficiency, resource allocation, new-product business cases, and capital strategy for the next phase • A trusted, single-source financial model and metrics layer the exec team runs the business on • Per-product unit-economics visibility that has directly informed at least one growth or margin decision