• responsible for originating residential first mortgage and equity loans • participates in related business development activities • ensuring quality mortgage loan origination servicing in accordance with VyStar policies, practices and procedures • counsels members and evaluates credit applications • solicits residential mortgage loans and equity loans through contacts with realtors, builders, and personal referrals • provides quality service to members seeking residential mortgage loans • interviews applicants to develop financial needs and assist in determining acceptable credit risk • obtains and analyzes financial and credit data • enters data into the point of sale origination software • discusses application with member and addresses questions about mortgage loan programs • maintains communication with processor regarding mortgage loan file progress • documents communication with the member and/or other interested parties in the mortgage origination software • assists mortgage loan processor and closer to obtain documentation for a smooth mortgage loan process • proactively communicates loan status throughout the process

Role Description If you're an experienced Mortgage Loan Officer looking to close more loans, earn more, and eliminate operational bottlenecks, TAG Lending Group was built for you. We're a Non-Delegated Correspondent Wholesale Mortgage Lender with access to 104+ investors, AI-powered technology, dedicated operations, and a proprietary mortgage platform designed to help you grow your business faster. Why Top Producers Join TAG: - More Lending Power - Access to 104+ investors - Non-Delegated Correspondent Lender - Pricing exceptions available - Conventional, FHA, VA, USDA, Jumbo, Non-QM, DSCR, Commercial, Construction, Reverse, HELOC, and Private Lending Technology That Works: - Included for one low monthly technology fee: - HubSpot Enterprise CRM - AI-powered automation - Arive LOS - Slack Pro - Box Cloud - Automated borrower and Realtor follow-up - Marketing campaigns - Smart workflows and dashboards Dedicated Support: - Same-day approvals available - 14-day closings on qualified files - Dedicated processing and operations - Pre-underwriting assistance - Contract-to-close support Marketing That Helps You Grow: - Realtor marketing support - Weekly Realtor cheat sheets - Automated email and text campaigns - Social media support - Weekly coaching and sales playbooks - Proprietary Road Map to Homeownership® system Qualifications - Active NMLS License - Minimum two years of mortgage experience - Preferred production of $1M+ funded monthly - Purchase-focused mindset - Strong communication and follow-up skills - Comfortable using CRM and mortgage technology Requirements - Licensed States: - Lender: Florida, Georgia, Michigan, New Mexico, Ohio, South Carolina, Tennessee, Texas - Broker: Connecticut, New Jersey, North Carolina (Pending), Pennsylvania Benefits - Massive Resources (VA, UW On Call) - Direct Pricing Control: Eliminate the red tape - We Don't Just Originate we Automate - HubSpot Certified with AI automation - Competitive Pricing - 100+ Investors - Uncapped Commissions - 401(k)

Role Description Supports the mortgage lending process by completing loan applications, submitting files to processing, and delivering exceptional customer service. Works closely with Senior Mortgage Loan Officers and Sales Managers to create a business plan and build referral sources. Position Accountabilities - Completes telephone, mail-away and face-to-face Loan Applications with clients and approves loan disclosures for distribution to clients. All required fields in the application to be completed including all third-party information prior to approval. - Determines proper program placement of a loan file (i.e. FHA, VA, Conventional, USDA, etc.). - Prices loans and locks rates as per Company policy. - Reviews returned applications and documentation for completeness, accuracy, and compliance. - Runs AUS and reviews for findings and required documentation. - Prepares requested Pre-Qualifications as per Company policy. Orders credit reports, appraisals and title requests. Conducts regular follow-ups with clients and referral sources. - Maintains regular communication with applicants throughout the processing period, assisting them with any questions and notifying them of any additional information required. - Submits loan file allowing for stated turn times and works in conjunction with assigned Processor. - Maintains pipeline of all loans in process, tracks their progress and meets all contractual deadlines. - Assists all parties including the Processor during the entire process. - Meets or exceeds minimum production requirements. - Attends all settlements to gain exposure to the full loan life cycle. - Completes annual Business Plan and meets regularly with Sales Manager. - Stays informed of local market trends and mortgage regulations. - Maintain a professional image and standards consistent with company policies and procedures. Qualifications - 0-2 years of mortgage or financial services experience preferred, or industry equivalent if Sales Manager deems history acceptable. - NMLS registration required. Requirements - Strong communication and interpersonal skills with the willingness to learn mortgage products and underwriting guidelines. - Self-motivated with a desire to grow and ability to work in a team-oriented, fast-paced environment. Benefits - We are proud to be an Equal Employment Opportunity employer. - We maintain a drug-free workplace.

• Assists high producing loan officers in the effective and timely completion of loan applications • Actively manages the document collection process from origination to closing • Manages the Mortgage Loan Officers pipeline, including the tracking of all deliverables and updating borrowers on status of the loan • Works with customers to set expectations including but not limited to rate inquiries, third party providers, loan status and other information deemed necessary • Confirms appointments and reviews with customer all documents needed at time of application to ensure efficiency • Facilitates application process by interfacing with customers in taking full or completing partial applications • Discusses products and pricing at the request of, or in the absence of, the loan officer • Reviews files in detail to foreshadow any potential issues related to income and assets and remedies potential issues prior to file being sent to underwriting • Assists in structuring deals to meet underwriting guidelines • Advocates for client file and manages the file through the underwriting escalation process when necessary • Understands TD underwriting guidelines and has the ability to clearly communicate and explain to borrowers • Writes credit memos for loans explaining unique circumstances and clearly summarizes the lending request • Serves as a liaison between Loan Officer and Mortgage Operations, Sales Support • Aids in the development of a customer database in support of the pursuit of new marketing opportunities • Follows up with sales leads on behalf of the MLO utilizing strong verbal or written communication skills • Proactively manages the lead pipeline in concert with the MLO • Establishes strong relationships with the MLO's referral partners independent of the MLO • Assists in other areas as needed