• Create visual content for social media, digital campaigns, brand channels, presentations, and creative concepts. • Develop AI-generated and AI-assisted videos for short-form content, brand storytelling, product visuals, campaign assets, and experimental formats. • Design layouts, templates, visual systems, and content assets using Figma and other design tools. • Collaborate with creative directors, strategists, editors, marketers, and other designers to bring ideas to life. • Explore and test AI tools, workflows, prompts, and visual techniques to improve the quality and speed of content production. • Translate briefs into strong visual concepts, moodboards, storyboards, animations, and campaign-ready assets. • Maintain consistency across brand visuals while bringing fresh ideas to every project.

• Work embedded in a business squad, gaining deep knowledge of the area’s processes and mapping where AI delivers real, measurable value. • Design, build, and put into production AI agents and flows using the Plataforma Agêntica reference architecture and patterns (agent orchestration, MCP, connectors, Databricks Genie). • Prototype rapidly — from PoC to pilot to production — validating value with the business area and iterating each cycle. • Integrate agents with corporate data and systems: Databricks (Genie Spaces, Unity Catalog), Microsoft 365, Atlassian and domain systems. • Ensure solution quality: response evaluation, testing, observability, and continuous tuning of prompts and tools. • Operate within the governance, information security and LGPD guardrails defined by the COE AI, monitoring consumption and costs of delivered solutions. • Support AI training and adoption across business areas, including citizen development initiatives (Agent Maker).

Role Description We are seeking an experienced AI Product Owner to lead the execution and delivery of AI-driven features, use cases, and platform capabilities across a suite of SaaS products. This role requires close collaboration with engineering, data science, and cross-functional product teams to successfully integrate AI and automation into mobile experiences and operational workflows. Key Responsibilities - Drive end-to-end execution and delivery of AI-powered features, use cases, and platform enhancements across mobile SaaS products - Translate business objectives and product requirements into clear technical specifications, user stories, and sprint deliverables for engineering and data science teams - Collaborate with cross-functional teams to embed AI and automation into workflows such as recruiting, onboarding, performance management, learning, analytics, and public safety - Own and prioritize the product backlog for AI initiatives, balancing quick wins with long-term scalability and platform evolution - Define and maintain execution roadmaps, timelines, and milestones for model development, integration, and releases across multiple product teams - Track and optimize delivery KPIs including velocity, cycle time, release quality, and adoption metrics - Support post-deployment validation to ensure model accuracy, system reliability, and strong user experience Qualifications - Proven experience as a Product Owner or Product Manager in SaaS or mobile products - Hands-on experience delivering AI, ML, or data-driven product features - Strong understanding of Agile/Scrum methodologies and backlog management - Ability to work closely with engineering and data science teams - Excellent communication, stakeholder management, and prioritization skills - Experience working with distributed or remote teams is a plus Benefits - Work on cutting-edge AI-driven SaaS products - Fully remote role within Canada - Opportunity to influence AI strategy and product execution at scale - Collaborative, fast-paced, and innovation-driven environment

Lead Artificial Intelligence Risk Advisor Locations: - Columbus, Ohio - New York, New York - Frisco, Texas Work Arrangement: Remote/Hybrid (Employees living within 60 miles of a Bread Financial office are required to work in the office 3–4 days per month.) Job Description: Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Lead Artificial Intelligence (AI) Risk Advisor is a senior SLOD practitioner within Risk Management responsible for leading cross-functional AI governance and risk initiatives. This role will facilitate complex risk reviews, mentor junior team members, and drive improvements in the AI control framework, including monitoring and reporting capabilities supporting audit and regulatory readiness. Essential Job Functions - Oversee departmental projects and initiatives focused on AI governance maturity, control enhancement, automation, and process optimization; manage timelines and deliverables. - (25%) - Facilitate cross-functional risk credible challenge reviews, lead assessment workshops, challenge sessions, and risk-acceptance discussions aligned to risk appetite. - (20%) - Collaborate on technology initiatives by partnering with Technology, Cybersecurity, Data Governance, and Model Risk to ensure that first line embeds AI controls early in the lifecycle. - (20%) - Design KRIs and monitoring measures (inventory completeness, drift detection, HITL effectiveness, bias testing coverage). - (15%) - Author executive summaries and committee-ready narratives translating technical analyses into business impact. - (10%) - Mentor junior associates and provide coaching, shadowing, and review feedback to strengthen team capability in AI risk practices. - (5%) - Champion continuous improvement and identify innovation opportunities and advocate automation where feasible. - (5%) Minimum Qualifications - High School Diploma or GED. - 8+ years of experience in risk management, audit, governance, compliance oversight, control oversight, or other related disciplines at a financial service firm (or other highly regulated industry). Preferred Qualifications - IAPP AI Governance Professional Certificate. - ISO/IEC 42001 Foundation/Lead Implementer. - CertNexus CAIP (Certified Artificial Intelligence Practitioner). - AAIR™ Certification, ISACA Advanced in AI Risk™. - AAISM™ Certification, ISACA AI Security Management. - AAIA Certification, ISACA Advanced in AI Audit. - Experience in risk management, audit, governance, compliance oversight, control oversight, or other related disciplines. Skills - Project Management Governance - Regulatory Risk Assessment - Stakeholder Coordination - Business Automation - Communication skills Reports To: Director and above Direct Reports: 0 Work Environment - Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location. Travel - Ability to travel up to 5% annually Physical and Mental Requirements To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship. - Communicate/Hearing - Communicate/Talking - Typing/Writing - Focus and complete tasks in situations that have a speed or productivity metric - Maintain focus in high-pressure or fast-paced work environment Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. Salary Range (unless otherwise noted below): $120,500.00 - $218,300.00 Full Salary Range for position: California: $138,600.00 - $272,900.00 Colorado: $120,500.00 - $229,200.00 New York: $132,500.00 - $272,900.00 Washington: $126,500.00 - $251,100.00 Maryland: $126,500.00 - $240,200.00 Washington DC: $138,600.00 - $251,100.00 Illinois: $120,500.00 - $240,200.00 New Jersey: $138,600.00 - $251,100.00 Vermont: $120,500.00 - $218,300.00 Ohio: $120,500.00 - $218,300.00 Maine: $120,500.00 - $218,300.00 Connecticut: $132,500.00 - $240,200.00 Virginia: $120,500.00 - $218,300.00 The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills. You must be work authorized in the United States on a full time basis without the need for any sponsorship now or in the future from any employer or organization. The Company cannot offer employment to F-1 (student) visa holders. Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial’s 401(k) plan. All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO. Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance. About Bread Financial® At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life. Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn. - Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k). - The Company is an Equal Opportunity Employer. - Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company. - The Company participates in E-Verify. - The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply. - The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at TaOps@breadfinancial.com. Job Family: Enterprise Risk Job Type: Regular