Role Description Spieldenner Financial Group is expanding and looking for driven, self-starting individuals who want to build a meaningful career while helping families protect what matters most—their income. This opportunity is ideal for individuals who value flexibility, mentorship, and a system designed to support long-term success. Whether you’re experienced or new to the industry, we provide the training and guidance needed to compete at a high level. What You’ll Do - Connect with Clients (6–8 hrs/week): Reach out to individuals who have already expressed interest in coverage and schedule appointments to review their needs. - Prepare Personalized Solutions (4–5 hrs/week): Analyze client information to tailor mortgage protection options that align with their financial goals and family needs. - Meet & Advise (2 days/week): Conduct virtual or in-person consultations (your choice) to educate clients, walk them through coverage options, and assist with applications. - Manage Follow-Up (2 hrs/week): Coordinate with insurance carriers and support clients through the underwriting process to ensure a smooth experience. Qualifications - Self-motivated and coachable individuals - Strong work ethic and desire to grow - Comfortable working independently - Positive mindset and willingness to learn - No prior experience required—we focus on attitude, discipline, and commitment. Requirements - Flexible Work Options - Spare Time (4–8 hrs/week): $500–$2,000/month potential* - Part-Time (8–25 hrs/week): $2,000–$5,000/month potential* - Full-Time (25–50 hrs/week): $10,000–$20,000+/month potential* Benefits - Comprehensive training and ongoing mentorship - Proven systems and lead support - Fully remote, flexible work environment - Growth-focused culture with advancement opportunities Important Disclaimer No agent’s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will depend on factors including your effort, ability to follow training and systems, engagement with leads, and client needs in your area.

• Conduct independent, evidence-based medical reviews and utilization reviews. • Review patient records and related documentation in alignment with clinical guidelines. • Provide objective, high-quality reports within turnaround timelines. • Maintain compliance with URAC, HIPAA, and internal quality standards.

Title: Liability Underwriter Location: Sydney Australia Job Level:Professional Location:Sydney, New South Wales, Australia, 2000 Category:Underwriting Unit:Allianz Australia Employing Entity:ALLIANZ AUSTRALIA SERVICES PTY LTD Job Type:Full-Time Remote:Hybrid working Employment Type:Permanent Job ID:101020 Job Description: LIABILITY UNDERWRITER - COMMERCIAL - SYDNEY, NSW At Allianz, we're proud to be named one of the Best Workplaces in Australia 2025 and a Great Place to Work. As a leading global insurance and asset management brand, we prioritise care for our customers, the planet, and each other. We hire the very best people to further our commitment to caring and securing the future for our customers. We offer an inclusive workplace where everyone feels like they belong, while promoting a culture of lifelong learning, development, and global mobility. Join us and share your ideas, be inspired, give back to the community and feel proud to be a part of an organisation doing meaningful work that matters while supporting sustainability, mental health, and well-being. Let's care for tomorrow, so we can create a better future together, for everyone. The primary purpose of this role is to support the Northern Region underwriting team to ensure professional underwriting standards is provided to internal and external customers, to develop and implement required underwriting action plans and to deliver quality service and financial targets to Plan, whilst always ensuring adherence to company risk, underwriting and compliance standards. About the role - Support the Northern Region underwriting team across New Business and Renewals for Mid Corp liability customers. - Build foundational underwriting capability by contributing to prospecting, pipelining, and managing increasingly complex renewal portfolios across liability accounts. - Ensure adherence to underwriting frameworks, delegated authorities, and compliance standards while developing practical underwriting judgement within the business. - Collaborate with internal distribution teams and actively engage with NSW/ACT brokers and customers in a market-facing capacity to drive relationships and pipeline growth. - Contribute to a strong team culture through mentoring, learning, and continuous development About you - Insurance or underwriting experience is preferred, ideally within liability or general insurance environment. - Strong financial acumen, with the ability to understand key financial drivers, risk, and portfolio performance. - Demonstrated analytical and critical thinking skills, with the ability to interpret data and support sound underwriting decisions. - Proactive and confident communicator, comfortable engaging with brokers, customers, and internal stakeholders in a market-facing role. - Positive attitude and strong cultural fit, with a growth mindset and willingness to learn and develop within underwriting. - A passion for leveraging emerging technologies to stay ahead in a rapidly evolving digital landscape. Benefits and perks - Inclusive Culture: Join a supportive, open-minded team focused on customer outcomes, bringing your authentic self to work every day! - Work-life balance: Enjoy our flexible, hybrid work arrangements, and tailored workplace adjustments, where possible. - Career Development: Access mentoring, development and global mobility opportunities for growth and success, including access to over 10,000 learning resources. - Financial and Well-being Perks: Enjoy discounts on Allianz products, retail, tech, and travel, plus financial wellness initiatives and the Employee Share Purchase Program- own a piece of your employer! - For more details about our benefits, visit the Allianz Careers site. About Allianz Group Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us. At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. And the foundation for this is our inclusive workplace, where people and performance both matter, and nurtures a culture grounded in integrity, fairness, inclusion and trust. We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations. Adjustments and support If you require any support and adjustments to participate equitably in our recruitment process, we encourage you to reach out to careers@allianz.com.au for a confidential conversation. Join us. Let's care for tomorrow. www.allianz.com.au/careers Important Notice: Allianz will never contact you from an email address that does not end with '@allianz.com.au' or another official Allianz domain. If you receive an email from an address like 'allianz.customerservice@gmail.com'" or 'allianz-support@yahoo.com', it is not from Allianz and may likely be a scam. Examples of official Allianz email addresses: john.smith@allianz.com.au | support@allianz.co.uk | jane.smith@allianz.com If you are unsure about an email, please contact Allianz directly through our official website or customer service number. Your security is our priority.

Title: Behavioral Health Clinician (CSWA, MFT-A, LPC-A) - Hybrid Location: Portland, Oregon Requisition number: 2338181 Job category: Behavioral Primary location: Portland, OR Overtime status: Non-exempt Travel: No Job Description: Portland, Oregon | Part of Optum Awakened Heart, part of the Optum family of businesses, is seeking a Behavioral Health Clinician to join our team in Portland, OR. As a member of the Optum Behavioral Care team, you will be an integral part of our vision to make healthcare better for everyone. At Awakened Heart, we work with individuals, couples, and families to repair past traumas and create healthy, authentic connections. We do this work because suffering is a human experience and we believe healing is possible for everyone. We are committed to creating a safe and inclusive space and we welcome the voices and experiences of the BIPOC, AAPI, LGBTQ+ and other marginalized communities. We value personal growth and reflection and hold ourselves accountable for understanding and deconstructing the privilege and biases we hold. We envision a kinder world, one in which every voice is respected, and relationships are a container for healing. As a Behavioral Health Clinician, you will provide evidence-based treatment for a broad range of mental health conditions, reflecting the needs of a diverse patient population. We offer flexible solutions designed to support both clinicians and the communities they serve. Our organization provides the infrastructure and support that enables therapists to focus on delivering quality patient care. This Role Is Ideal For Clinicians Who: - Are comfortable providing care both in person and via telehealth within an integrated setting serving patients with behavioral health needs - Thrive in a fast-paced, team-oriented environment and remain organized while managing a focused caseload - Value autonomy and flexibility in setting a weekly schedule and choosing a work setting (in person or hybrid) while meeting client needs and productivity standards - Are interested in contributing to a mission-driven organization focused on high-quality client care - Appreciate comprehensive administrative support, including credentialing and business operations - Seeking professional development opportunities and participation in consultation and supervision groups - Are licensed or provisionally licensed and are interested in receiving clinical supervision while pursuing independent licensure Why Optum Behavioral Care At Optum Behavioral Care, we prioritize clinician well-being, career growth, and innovation in care delivery. We offer a comprehensive benefits and rewards package that may include: - Competitive salary - Flexible work models and paid time off - Medical, dental, vision, and behavioral health benefits - 401(k) with company match - Family support and wellness resources - Tuition reimbursement and dedicated learning time - CE/CEU and licensure renewal reimbursement - Career development opportunities within a growing organization What You'll Do - Services/treatment/therapy may be provided in individual or group environments and may be provided virtually or in person - Complete assessments or evaluations for mental health disorders and development, review, and implementation of comprehensive treatment plans - Assist patients and their families to change behaviors and to locate and access interpersonal, family and community resources to manage their health and well-being - Participate in our patient growth strategy by providing a profile for online directories and other marketing efforts You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: - Master's degree in psychology, social work, or a related counseling field - CSWA, Marriage and Family Therapist Associate, Professional Counselor Associate - Clear, active and unrestricted license in the state of Oregon Preferred Qualifications: - Experience with any of the following: couples or family counseling, children or adolescents, and/or health psychology - Experience working with computers for professional communication and medical documentation - Excel, Outlook, Athena RMS (or other EHRs) - Ability to work both independently and collaboratively with equal effectiveness Explore opportunities at Optum Behavioral Care. We're revolutionizing behavioral health care delivery for individuals, clinicians and the entire health care system. Together, we are bringing high-end medical service, compassionate care and industry leading solutions to our most vulnerable patient populations. Our holistic approach addresses the physical, mental and social needs of our patients wherever they may be - helping patients access and navigate care anytime and anywhere. We're connecting care to create a seamless health journey for patients across care settings. Join our team, it's your chance to improve the lives of millions while Caring. Connecting. Growing together. Pay Range: $52,000 - $78,100 annual total cash target pay. Annual total cash compensation for this role assumes full time employment and generally follows the range above, includes earnings from hourly pay (22/hr) and incentive pay and is based on several factors including but not limited to local labor markets and may increase over time based on productivity and performance in the role. We comply with all minimum wage laws as applicable. In addition to your pay, we offer benefits such as, a comprehensive benefits package, recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. OptumCare is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.