• Conduct complex actuarial analyses on the cost of healthcare, including industry trend forecasting and Total Cost of Care (TCOC) impact calculations. • Own and maintain the execution of savings and ROI methodologies for one or more product lines, assessing the need for updates and creating parameter estimates for change. • Serve as a subject matter expert on medical/Rx claims data, eligibility structures, and the underlying drivers of healthcare costs. • Research and analyze the specific drivers of increased or decreased savings for particular clients or products, translating the data into actionable recommendations. • Drive report automation and dashboarding projects (e.g., using Looker or Tableau) to scale insight generation and enable other internal teams to self-serve key metrics. • Write clean, efficient code and participate in team peer reviews with a critical eye and high attention to detail to ensure technical accuracy. • Document and maintain savings and ROI methodologies clearly and succinctly for the purpose of client communication, peer knowledge sharing, and future reference.

Assistant Director & Associate Actuary Apply locations Hartford, CT Charlotte NC-South Tryon St. Columbus OH-Worth Ave Chicago, IL-200 W Madison St United States - Remote time type Full time We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. This position drives profitable growth for The Hartford's $3 billion portfolio of Auto and Home products by analyzing and evaluating actuarial pricing performance at the state level, and providing action-oriented solutions to Pricing and Product Management leadership. We are looking for someone with strong statistical, analytical and communication skills, with a desire to challenge and continuously improve established processes and to creatively solve new problems. Responsibilities: - Independently develop key state performance metrics-including actuarial rate indications, trends, loss development patterns, and catastrophe loads-to support rate filings, performance monitoring, and profitability or ad hoc analyses. - Effectively communicate to secure internal and external approval for proposed changes. - Create and improve analytical tools utilizing knowledge of advanced actuarial methods and technical skills and providing actuarial thought leadership. - Develop and maintain strong partnerships with countrywide and state product management, technology, operations, data science, actuarial, compliance and legal organizations. - Participate in countrywide projects, class plan enhancements or maintenance of complex product features. - Work as a team to continuously improve the analytical capabilities of the organization, including data capabilities and increased automation, documentation, and quality measures. Experience & Skills: - Bachelor's Degree required; ACAS or FCAS credential required (exam support is not provided with this role). - 3+ years of experience in insurance/financial service sector, familiarity with Personal Lines products a plus. - Strong analytical, critical thinking and problem-solving skills, with the ability to effectively resolve complex issues. - Strong Excel skills required. Knowledge of SQL, VBA, R, Python, SAS or similar code languages a plus. - Excellent written and verbal communication skills. - Attention to detail with strong time and project management skills. - Driven, intellectually curious, passionate, resourceful and creative. - Proactive individual, who challenges existing processes, can influence others and drive a process to a conclusion while meeting critical deadlines Location: This role can have a Hybrid work arrangement in hub offices located in Hartford CT, Chicago IL, Charlotte NC, or Columbus OH.  Candidates who live near one of our office locations will have the expectation of working in an office three days a week (Tuesday through Thursday). Candidates who do not live near an office may be considered for a remote work arrangement with occasional travel. Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $113,200 - $169,800 Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us | Our Culture | What It's Like to Work Here | Perks & Benefits

Title: Director & Actuary, Personal Lines Pricing Job Description: Sr. Director & Actuary - AM06AE Director & Actuary - AM06BE We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future. Director & Actuary, Personal Insurance Pricing Analytics We are looking for a Director of Pricing Analytics to join our team and accelerate the transformation of The Hartford's Personal Insurance business unit. This position will lead a team of 5-7 analysts, and develop strategies to enhance the pricing accuracy, adequacy and growth for our countrywide portfolio of ~$4B in premium. A passion for innovation will be critical as we invest into our new Auto and Home insurance product supported in a cloud-based platform. In addition to rate review and filing responsibilities, we are looking for a creative trailblazer who can provide new perspectives while leading cross-functional teams to modernize our pricing data architecture, create advanced analytical pricing tools, and streamline processes. A passion for AI experimentation will be critical as we look to embed AI capabilities into daily workflows. A successful candidate will need excellent communication and influencing skills, as well as strong technical skills and actuarial acumen, with a track record for building and inspiring a high-performing team. Responsibilities: - Lead the analysis, design and implementation of state-specific class plan enhancements, such as introducing new coverages or rating variables. - Drive continuous action for profit improvement, policy growth and retention across a portfolio of highly nuanced states. Disrupt established practices while utilizing competitor and industry research to win approval for proposed changes. - Lead a team of 5-7 analysts, cultivating a positive culture and with a focus on attracting and retaining diverse talent. Invest in staff career development through coaching, feedback, stretch assignments and formal training. - Continuously challenge, improve and rebuild existing processes or tools to advance the team's pricing and analytical capabilities. Create practical use cases for standard AI tools and support investments in custom AI tools to reimagine workflows. - Increase the breadth and depth of pricing knowledge across Personal Insurance while mobilizing teammates to explore new data and analytical technologies. - Build strong partnerships and collaborate with State Product Managers, Actuarial, Data Science and other areas. Provide clear communication on project delivery and core pricing activities. Deliver all work on or ahead of schedule with high standards of quality and actuarial practice. Qualifications: - 7+ years of P&C insurance experience with strong analytical and problem-solving skills and fundamental understanding of ratemaking. - Experience leading and developing a high performing team. - Strong interpersonal skills and experience working with functional areas such as Product Management, Data Science, Underwriting, and Compliance; ability to communicate clearly and simply to a variety of audiences. - Strong time management, prioritization, delegation and project management skills. - Proven track record of challenging existing processes and influencing others in the spirit of continuous improvement. - FCAS/ACAS designation preferred. - Knowledge of SQL, R, Python, or other coding languages is a plus. Location: This role can have a Hybrid work arrangement in hub offices located in Hartford CT, Tampa FL or Columbus OH.  Candidates who live near one of our office locations will have the expectation of working in an office three days a week (Tuesday through Thursday).   Candidates who do not live near an office may be considered for a remote work arrangement with occasional travel. Compensation The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is: $152,000 - $228,000 The posted salary range reflects our ability to hire at different position titles and levels depending on background and experience. Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age About Us | Our Culture | What It's Like to Work Here | Perks & Benefits

Title: Associate Actuary - LTC Experience Analytics Location: Cedar Rapids United States Job Description: Job Family Actuarial About Us At Transamerica, hard work, innovative thinking, and personal accountability are qualities we honor and reward. We understand the potential of leveraging the talents of a diverse workforce. We embrace an environment where employees enjoy a balance between their careers, families, communities, and personal interests. Ultimately, we appreciate the uniqueness of a company where talented professionals work collaboratively in a positive environment - one focused on helping people look forward and plan for the best life possible while providing tools and solutions that make it easier to get there. Who We Are We believe everyone deserves to live their best life. More than a century ago, we were among the first financial services companies in America to serve everyday people from all walks of life. Today, we're part of an international holding company, with millions of customers and thousands of employees worldwide. Our insurance, retirement, and investment solutions help people make the most of what's important to them. We're empowered by a vast agent network covering North America, with diversity to match. Together with our nonprofit research institute and foundation, we tune in, step up, and are a force for good - for our customers and the communities where we live, work, and play. United in our purpose, we help people create the financial freedom to live life on their terms. What We Do Transamerica is organized into three distinct businesses. These include 1) World Financial Group, including Transamerica Financial Advisors, 2) Protection Solutions and Savings & Investments, comprised of life insurance, annuities, employee benefits, retirement plans, and Transamerica Investment Solutions, and 3) Financial Assets, which includes legacy blocks of long term care, universal life, and variable and fixed annuities. These are supported by Transamerica Corporate, which includes Finance, People and Places, General Counsel, Risk, Internal Audit, Strategy and Development, and Corporate Affairs, which covers Communications, Brand, and Government and Policy Affairs. Transamerica employs nearly 7,000 people. It's part of Aegon, an integrated, diversified, international financial services group serving approximately 23.9 million customers worldwide.* For more information, visit transamerica.com. Job Description Summary Directs and provides leadership in the design, pricing, and implementation of insurance products. Oversees a small team within actuarial modeling, risk management, valuation or other actuarial department. Job Description Responsibilities - Provides reports and analyses to management on sales, persistency and mortality or morbidity experience for various product lines, reserve adequacy, risk management information, or various other similar items. - Manages studies that underlie actuarial assumptions and provides assumptions and data to others. - May support creation of systems specifications, contracts, commission structures, and other actuarial aspects of product development. - Monitors and analyzes developments in actuarial techniques, laws and regulations applicable to company operations, and competitive developments in the marketplace. - May represent the company on industry and professional committees and/or with regulators. - May supervise a small team of employees. Qualifications - FSA or equivalent professional designation along with Bachelor's Degree in Actuarial Science, Mathematics, Statistics, Economics or related field and 5 years of relevant experience. - In lieu of Bachelor's, will accept Master's in a listed discipline and 4 years of relevant experience. - In lieu of FSA will accept ASA or equivalent professional designation and 8 years of relevant experience. - Demonstrates high quality leadership, judgment, organization and prioritization skills. - Effectively communicates, both verbally and in writing, advanced mathematical and analytical concepts to various audiences. - Works well under pressure and within time constraints to effectively accomplish individual and team objectives. - Excellent computer skills. Preferred Qualifications - Programming skills. Compensation The salary for this position generally ranges between $128,000 - $165,00 annually. Please note that the salary range is a good faith estimate for this position and actual starting pay is determined by several factors including qualifications, experience, geography, work location designation (in-office, hybrid, remote) and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law. Additionally, this position is typically eligible for an Annual Bonus of 15% based on the Company Bonus Plan/Individual Performance and is at the Company's discretion. Working Conditions - This is a hybrid position requiring three days (Tuesday-Thursday) in office per week in one of our hub locations (Cedar Rapids, Philadelphia, or Denver). - Relocation assistance will not be provided for this position - Occasional Travel Limited travel may be required Disclaimer: Beware of fake job offers! We've been alerted to scammers impersonating Transamerica recruiters, particularly for remote positions. Please note: - We will never request personal information such as ID or payment for equipment upfront. - Official offers are sent via DocuSign following a verbal offer-not through text or email. This job description is not a contract of employment nor for any specific job responsibilities. The Company may change, add to, remove, or revoke the terms of this job description at its discretion. Managers may assign other duties and responsibilities as needed. In the event an employee or applicant requests or requires an accommodation to perform job functions, the applicable HR Business Partner should be contacted to evaluate the accommodation request. What We Offer For eligible employees, we offer a comprehensive benefits package designed to support both the personal and financial well-being of our employees. Compensation Benefits - Competitive Pay - Bonus for Eligible Employees Benefits Package - Pension Plan - 401k Match - Employee Stock Purchase Plan - Tuition Reimbursement - Disability Insurance - Medical Insurance - Dental Insurance - Vision Insurance - Employee Discounts - Career Training & Development Opportunities Health and Work/Life Balance Benefits - Paid Time Off starting at 160 hours annually for employees in their first year of service. - Ten (10) paid holidays per year (typically mirroring the New York Stock Exchange (NYSE) holidays). - Be Well Company holistic wellness program, which includes Wellness Coaching and Reward Dollars - Parental Leave - fifteen (15) days of paid parental leave per calendar year to eligible employees with at least one year of service at the time of birth, placement of an adopted child, or placement of a foster care child. - Adoption Assistance - Employee Assistance Program - Back-Up Care Program - PTO for Volunteer Hours - Employee Matching Gifts Program - Employee Resource Groups - Inclusion and Diversity Programs - Employee Recognition Program - Referral Bonus Programs Inclusion & Diversity We believe our commitment to diversity and inclusion creates a work environment filled with exceptional individuals. We're thrilled to have been recognized for our efforts through the Human Rights Campaign Corporate Equality Index, Dave Thomas Adoption Friendly Advocate, and several Seramount lists, including the Inclusion Index, 100 Best Companies for Working Parents, Best Companies for Dads, and Top 75 Companies for Executive Women. To foster a culture of inclusivity throughout our workforce, workplace, and marketplace, Transamerica offers a wide range of diversity and inclusion programs. This includes our company-sponsored, employee-driven Employee Resource Groups (ERGs), which are formed around a shared interest or a common characteristic of diversity. ERGs are open to all employees. They provide a supportive environment to help us better appreciate our similarities and differences and understand how they benefit us all. Giving Back We believe our responsibilities extend beyond our corporate walls. That's why we created the Aegon Transamerica Foundation in 1994. Through a mix of financial grants and the volunteer efforts of our employees, the foundation supports nonprofit organizations focused on the things that matter most to our people in the communities where we live and work. Transamerica's Parent Company Aegon acquired the Transamerica business in 1999. Since its start in 1844, Aegon has grown into an international company serving more than 23.9 million people across the globe.* It offers investment, protection, and retirement solutions, always with a clear purpose: Helping people live their best lives. As a leading global investor and employer, the company seeks to have a positive impact by addressing critical environmental and societal issues, with a focus on climate change and inclusion and diversity. - As of December 31, 2023