• Conduct analysis, pricing and risk assessment to estimate financial outcomes in support of the enterprise’s highest-priority Value-Based Care (VBC) initiatives • Apply knowledge of mathematics, probability, statistics, principles of finance and business to calculate financial outcomes • Support methodology development and refinement of valuation approaches used to measure program efficacy and shared savings • Extract, clean, and analyze complex claims and clinical datasets to stand up valuation models end-to-end • Ensure cash reserves and liabilities enable payment of future benefits • Determines equitable basis for distributing money for insurance benefits • Participate in merger and acquisition analysis • Performs other duties as assigned • Complies with all policies and standards

• conduct analysis, pricing and risk assessment to estimate financial outcomes • manage health plan specific actuarial needs and produce actuarial reports • develop Medicaid forecasts across multiple markets • build strong technical skills and develop direct exposure to senior leadership and key stakeholders • collaborate cross-functionally by sharing knowledge, supporting joint initiatives, and building strong working relationships

• Collaborating with various teams to understand model enhancements to Corporate Payout, PRT, UL, and Trad AXIS models used for valuation, pricing, inforce management, ALM, and planning purposes • Preparing the Corporate Payout, PRT, UL, and Trad AXIS models for regularly scheduled production runs • Serving as the F&G expert on the Corporate Payout, PRT, UL, and Trad AXIS models by providing technical model support and relevant training to other actuarial users within the organization • Fostering a strong risk management culture within the organization, including maintaining comprehensive model documentation and overseeing model change management processes • Work with actuarial model users to ensure understanding and compliance with the actuarial model governance policies and change management procedures • Ensure model development and integration best practices are followed during all stages of an actuarial model lifecycle • Mentor and train more junior team members • Functions as a subject matter expert in Actuarial and Actuarial Model Governance concepts • Developing and enhancing processes to be effective and efficient, including being repeatable and scalable

TItle: Associate Director, Actuarial Services Job Description: Requisition number: 2366163 Job category: Actuarial Primary location: Eden Prairie, MN Date posted: 06/12/2026 Overtime status: Exempt Travel: NoOptum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. As an Associate Director of Actuarial Services , you will be empowered, supported and encouraged to use your actuarial expertise as you build and maintain actuarial models to support financial analysis for our Value-Based Care (VBC) business. You'll find an accelerated actuarial development path to support you in your continuing post-graduate education and certification. The successful candidate will have a strong background in actuarial science, a technical skillset to take on complex VBC modeling and the curiosity and desire to become a thought leader in their areas. This position manages analysts responsible for assessing and quantifying risk in risk‑based contracts across the provider organization and developing and maintaining actuarial models used to support contract negotiations. You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. Primary Responsibilities: - Oversee, build and maintain actuarial models used for forecasting, negotiations, and tracking performance risks associated with value-based arrangements - Drive strategic insight into profitability by leading analysis and communication of key drivers, distinguishing impacts from business and regulatory changes versus revenue and medical trends - Analyze revenue/claim data from multiple sources and translate complex concepts in ways that can be understood by a variety of audiences including senior leaders - Serve as a key resource for risk-taking provider organizations and physician groups - Communicate results and provide recommendations to stakeholders on business performance and strategic actions - Contribute thought leadership, provide actuarial recommendations, and assist Finance leadership with Medicare Advantage, Commercial, and Medicaid risk contracting - Mentor, direct and review work of a team of 1-3 analysts All while working in an environment that allows: - Effective project & time management; Flexibility in your work schedule - Participation in team problem solving; Contribution to team effectiveness - Inclusion into the UHG Actuarial Study Program, including company sponsored study hours and study materials You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: - Bachelor's degree in Actuarial Science, Mathematics, or related field - 2+ years of experience analyze and transforming large healthcare claims datasets - 5+ years of actuarial experience with foundational literacy in healthcare analytics and modeling - 3+ years of experience in Medicare Advantage, bid/risk score development, value-based care (VBC) modeling, or government programs in general - Proficiency in Excel and SQL - Excellent problem-solving and communication skills, along with critical thinking skills to anticipate questions from key stakeholders and consider all aspects of a deliverable before completion Preferred Qualifications: - ASA/FSA, or progress toward ASA or FSA (Associate/Fellowship of the Society of Actuaries) designation - Experienced in mentoring and/or leading junior analysts - Experienced presenting business insights and summaries to inform decisions to stakeholders - Demonstrated ability to be self‑motivated, inquisitive, and quick to learn new business concepts, with a proactive approach to taking initiative *All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $112,700 - $170,000 annually based on full-time employment. We comply with all minimum wage laws as applicable. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission. UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.