SME - Commercial Mortgage
Location
United States
Posted
15 hours ago
Salary
0
Seniority
Mid Level
No structured requirement data.
Job Description
SME - Commercial Mortgage
JazzX AI
Role Description The engagement should produce concrete, reusable assets, including: - Commercial Lending Lifecycle Blueprint — an end-to-end map of origination, fulfillment, closing, servicing, and portfolio workflows with personas, systems, handoffs, data dependencies, and breakdown points. - Origination & Fulfillment Workflow Pack — detailed maps for intake, qualification, document collection, spreading, underwriting support, credit-memo preparation, approval, conditions, closing, funding, and boarding. - Persona & Jobs-to-Be-Done Map — responsibilities, pain points, artifacts, decisions, handoffs, systems, and success metrics for each persona. - Document & Data Requirement Matrix — required documents, data fields, source systems, and evidence standards by deal type and workflow stage. - Credit Package / CAM Reference Model — a recommended structure for credit-package outputs: borrower overview, sponsor / guarantor analysis, collateral, financial analysis, risk-rating support, exceptions, conditions, covenants, approvals, and evidence links. - Policy, Exception & Approval Logic Guide — how lender policy, authority matrices, exceptions, overrides, and approvals should be represented in workflows and AI outputs. - Conditions & Covenants Playbook — how conditions and covenants are generated, assigned, tracked, escalated, cleared, monitored, and surfaced across origination, closing, servicing, and portfolio. - Golden Deal Library & Validation Rubric — representative scenarios and expected outputs for evaluating AI performance, SME review, regression testing, and release readiness. - Servicing & Portfolio Opportunity Map — a prioritized view of post-close workflows where JazzX can create value (payments, rate resets, UCC continuations, modifications, payoffs, covenant testing, annual reviews, watchlist, early warning). Delivered if within the consultant’s expertise. - Product Readiness Review — an assessment of whether JazzX’s commercial lending workflows, demos, requirements, and outputs are credible, accurate, and ready for customer-facing use. Qualifications - 10+ years of hands-on commercial lending experience at a bank, commercial lender, credit union, specialty finance company, consulting firm, or lender-facing technology company. - Deep command of commercial loan origination and fulfillment: borrower intake, deal qualification, financial spreading, credit analysis, underwriting support, credit-memo preparation, approvals, conditions, closing, funding, and boarding. - Strong familiarity with CRE and/or C&I lending (ideally both). - Practical understanding of credit policy, approval authorities, risk ratings, covenants, exceptions, documentation standards, and audit/loan-review expectations. - Able to map workflows across relationship managers, analysts, underwriters, credit officers, closers, loan operations, servicing, portfolio management, risk, compliance, and internal audit. - Experience with commercial lending systems — LOS/CRM, document repositories, core banking or servicing systems, spreading tools, and reporting workflows. - Excellent written and verbal communication; able to turn domain expertise into crisp documentation, examples, product guidance, and cross-functional training. - Sound judgment about what AI can safely prepare or recommend versus what must remain human-owned. - Comfortable working with product, engineering, UX, data, and GTM teams in a fast-moving product environment. Requirements - Experience across both CRE and C&I lending. - Commercial loan servicing experience — payment administration, rate resets, modifications, renewals, payoffs, UCC continuations, borrower requests, and servicing controls. - Portfolio management experience — covenant monitoring, annual reviews, risk-rating changes, watchlist management, early-warning indicators, borrower reporting, collateral monitoring, and exam/audit readiness. - Background in credit administration, loan review, internal audit, or regulatory exam preparation. - Prior involvement in commercial lending transformation, LOS implementation, workflow redesign, AI/automation, credit-policy modernization, or operating-model redesign. - Experience supporting technology vendors, fintechs, consulting firms, or implementation teams serving commercial lenders. - Comfortable participating in customer discovery and lighthouse scoping with senior credit, risk, operations, and technology stakeholders. Benefits - Opportunity to build foundational systems that redefine enterprise work. - Engagement in a new era of dynamic, AI-powered enterprise systems. - Real ownership and lasting impact on productivity, efficiency, and decision-making.
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