• Perform enhanced due diligence and customer due diligence reviews for high-risk clients • Assess customer profiles, transaction behavior, and source of funds/wealth to determine risk levels • Analyze financial transactions to identify suspicious activities • Conduct thorough investigations and gather evidence • Identify potential deficiencies and enhance security measures • Incorporate updates to watchlists and regulations into ongoing reviews • Analyze adverse media reports • Investigate and file suspicious transaction reports to FINTRAC • Collaborate with Financial Crime team members

• Manage the Bank’s engagement with regulatory agencies, internal audit, and issues management processes • Support a well-organized, consistent, and effective response process across regulatory, audit, and issue-related activities • Develop and maintain TD’s AML/ATF/Sanctions/ABAC programs • Conduct periodic and event-driven reviews of customers, including targeted reviews to assess risks • Support management in delivery of initiatives related to risk assessment, internal/external exam support

Role Description Financial Crime Operations is at the forefront of Revolut's efforts to keep customers and their money safe. Team members work directly with customers to resolve issues and flag potential concerns. Using cutting-edge technology and sharp attention to detail, they help prevent financial crime and keep trust at the core of Revolut. We're looking for an experienced Financial Crime Risk Manager to maintain and develop sustainable fraud mitigation strategies in the US. You'll help reduce fraud losses by identifying emerging fraud threats, monitoring financial crime risks, and maintaining our systems and controls, while ensuring a positive customer experience. What you'll be doing: - Monitoring fraud risk throughout the customer lifecycle to provide timely detection of emerging patterns in criminal activity - Analyzing fraudster profiles and types of fraud being encountered (synthetic identities, money mules, etc.) - Translating complex fraud risk scenarios into scalable, tech-driven solutions - Driving fraud risk reviews, control gap analysis, and remediation plans - Collaborating cross-functionally to execute on high-impact fraud initiatives that reduce losses - Enhancing customer experience by identifying and remediating customer detriment caused by fraud controls while improving fairness, transparency, and complaint handling - Maintaining oversight of outsourced and insourced fraud controls, ensuring SLAs are met and controls are effective via targeted testing - Advising Product and Operations on fraud risks in new launches and expansions - Developing and optimizing fraud prevention strategies that balance customer experience with loss mitigation - Strengthening 1LoD fraud governance by documenting risks, controls, and residual exposures clearly and consistently Qualifications - 4+ years of experience in fraud risk or advisory supporting the first line of defense - Knowledge of fraud risks associated with payments, banking, and/or investments - Expertise in fraud typologies, controls, and regulatory frameworks - Experience across retail and business financial services - A proven track record of delivering fraud risk assessments, gap remediation, and fraud prevention strategies Requirements - Experience with AML, sanctions, or broader financial crime (Nice to have) - Exposure to crypto, payments, or investment products (Nice to have) - Proficiency in using analytical tools (e.g., SQL, Python, Looker) (Nice to have) Compensation - US: $124,100 - $198,000 gross annually* - Other locations: Compensation will be discussed during the interview process - *Final compensation will be determined based on the candidate's qualifications, skills, and previous experience Important Notice for Candidates - Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles. - Only apply through official Revolut channels. - We don't use any third-party services or platforms for our recruitment. - Always double-check the emails you receive. - Make sure all communications are being done through official Revolut emails, with an @revolut.com domain. - We won't ask for payment or personal financial information during the hiring process. - If anyone does ask you for this, it's a scam. Report it immediately.

• Conduct inbound and outbound calls to collect, verify, and update customer information • Supports the full customer lifecycle, including onboarding, periodic reviews, and event-driven updates • Applies specialized knowledge of KYC policies, regulatory requirements, and customer due diligence processes