Marine Credit Union logo
Marine Credit Union

Marine Credit Union is an Equal Opportunity Employer.

Outbound Central Consumer Loan Officer

Chief Operating OfficerChief Operating OfficerFull TimeRemoteMid LevelTeam 201-500

Location

United States

Posted

1 day ago

Salary

0

Seniority

Mid Level

No structured requirement data.

Job Description

Outbound Central Consumer Loan Officer

Marine Credit Union

Role Description Work from Home! Outbound phone sales position. Provide information on credit union products and services to members according to all credit union policies and procedures, and Federal and State rules and regulations. - Collate and analyze individual financial information in support of loan decisioning process. - Evaluate and recommend loan approvals, denials, counteroffers, loan modifications, and debt restructuring based upon individual circumstances and data. - Process required forms and related documentation for consumer loan products. - Partner to approve or deny loan applications within prescribed parameters. - Promote credit union products and services. Major Duties and Responsibilities - Make outbound calls to members to solicit loan applications. - Interview consumer loan applicants. - Assist members in completing loan applications over the phone and/or electronically. - Collate, analyze, and evaluate information & documentation in support of loan applications. - Evaluate borrower Character, Collateral, Capacity to Repay, and Credit position as a part of loan decisioning process based upon individual circumstances. - Calculate debt-to-income ratios, collateral needs, and payment plans on consumer loan applicants. - Correspond with members, applicants, and creditors to resolve questions regarding application information. - Provide information on consumer loan products that best meet the member’s individual needs and circumstances. - Help recommend the structure of loan pricing, terms, and amounts for individual borrowers. - Recommend loan approval/denials, counter-offers, and deviations from conventional loan structure and pricing. - Manage loan closing process with customers. - Consult with members and the public about asset purchase, credit management, budgeting, debt restructuring, and financial planning issues. - Notify applicant of loan decision. - Inform prospective borrowers of loan commitments. - Review regulations as they apply to installment loan security agreements. Expectations - Provide exceptional member service to our members. - Abide by all applicable policies, procedures, and regulations. - Work proactively to build relationships necessary to meet set goals for the position. - Effectively assist members through the loan application and approval process, educating them about loan issues as needed. - Effectively prepare loan documentation for processing, ensuring it is complete and accurate. - Assist in managing risk through diligence in the information gathering process. - Provide timely, service-oriented feedback to applicants regarding the status of their loans. - Perform assigned loan prospect calls to assist in meeting goals for the position. Qualifications - One or more years of sales experience preferred.

Related Categories

Related Job Pages

More Chief Operating Officer Jobs

Full TimeRemoteTeam 1,001-5,000

Role Description Position may be telecommute eligible, however candidate must reside in PA or OH. - Completes departmental programs and special assignments in order to meet the objectives and goals of the department. - Performs and/or assists with credit reviews for quality, accuracy, and compliance with regulations, seeking guidance from senior staff or management when necessary. - Conducts detailed analysis and examination of underwriting, financials, and loan documentation used to determine the borrower's ability to repay the loan and the accuracy of the assigned risk rating. - Compiles review results into standard report format, which consists of reciting the findings, conclusions, and recommendations to resolve any noted deficiencies into narrative terms. - Verifies that loan portfolios adhere to laws, regulations, policies, procedures, and prudent business practices. - Affirms/assigns risk ratings in accordance with bank guidelines based on own analysis. - Sharpens credit analysis skills through exposure to a variety of financial conditions and companies being reviewed, as well as a greater complexity of loans. - Maintains up-to-date knowledge of changes in laws, regulations, and policies which affect the Credit Review area and function. - Assists other Audit Departments (i.e. Financial, Operations, and IT) as necessary and applies cross-functional skills. - Coordinates and communicates with other departments and external auditors as necessary to facilitate the exchange of necessary information and documentation. Qualifications - A Bachelor’s degree in Finance, Accounting, or related field. - A minimum of three (3) years banking and/or credit review or lending with emphasis on commercial lending experience. - Working knowledge of general financial institution policies and procedures and proficiency in Microsoft Word and Excel. - Excellent organizational, problem-solving and analytical skills including the ability to define problems, collect data, establish facts, and draw conclusions. - Must possess a valid driver’s license and have the ability to travel regionally if necessary. - May be eligible for Telecommuting.

United States
Keller Executive Search International logo

COO – Operations

Keller Executive Search International

Transforming Organisations with Exceptional Leadership

Full TimeRemoteTeam 11-50H1B No Sponsor

• Operations and logistics. The full operations function across warehousing, freight, inventory, and fulfillment, including a national network of 3PL and warehouse partners, carrier selection, and specialized freight for heavy, oversized, and hazmat cargo such as transformers and lithium-ion batteries. • Metrics and cadence. The KPIs and the operating rhythm of the company, including weekly, monthly, and quarterly reviews, dashboards, and clear accountability against the plan. • Team and structure. An honest read on the current team, then the work of getting the right people into the right roles so the company can set real targets on a stable base. • Sales and BD infrastructure. The pipeline, forecasting, CRM, deal desk, and pricing discipline that connect commercial activity to capacity, without taking over the customer relationships. • Systems and technology. Strategy and rollout for the core operational stack (WMS, TMS, CRM, and ERP), plus the reporting that gives leadership real visibility. • Compliance and commercial legal. A compliance function built for scale, covering DOT hazmat and oversized-load permitting, plus oversight of the commercial contract and deal-review process. • Leadership. Coaching a team of experienced operations leaders, managing offshore support partners, and acting as a true strategic partner to the CEO, Board, and your fellow executives.

United States
Storyteller logo

Chief Operating Officer

Storyteller

We built Stories so you don't have to.

Full TimeRemoteTeam 11-50Since 2019H1B No Sponsor

• Own the company operations across all products • Define clear roles, responsibilities and processes • Manage hiring and line management at scale • Oversee cost and infrastructure management • Ensure rigorous delivery for major client events • Drive AI-first operations

Algeria
€45K / year
Storyteller logo

Chief Operating Officer

Storyteller

We built Stories so you don't have to.

Full TimeRemoteTeam 11-50Since 2019H1B No Sponsor

• Own how the company operates across all products • Define and implement clear roles and responsibilities • Hire and manage teams at scale • Oversee cost and infrastructure • Ensure high-quality client delivery during major events • Drive internal operations using AI and automation • Spot and define missing roles or processes

Tunisia
€45K / year