Credit Review Officer
Location
United States
Posted
1 day ago
Salary
0
Seniority
Mid Level
No structured requirement data.
Job Description
Credit Review Officer
First Commonwealth Bank
Role Description Position may be telecommute eligible, however candidate must reside in PA or OH. - Completes departmental programs and special assignments in order to meet the objectives and goals of the department. - Performs and/or assists with credit reviews for quality, accuracy, and compliance with regulations, seeking guidance from senior staff or management when necessary. - Conducts detailed analysis and examination of underwriting, financials, and loan documentation used to determine the borrower's ability to repay the loan and the accuracy of the assigned risk rating. - Compiles review results into standard report format, which consists of reciting the findings, conclusions, and recommendations to resolve any noted deficiencies into narrative terms. - Verifies that loan portfolios adhere to laws, regulations, policies, procedures, and prudent business practices. - Affirms/assigns risk ratings in accordance with bank guidelines based on own analysis. - Sharpens credit analysis skills through exposure to a variety of financial conditions and companies being reviewed, as well as a greater complexity of loans. - Maintains up-to-date knowledge of changes in laws, regulations, and policies which affect the Credit Review area and function. - Assists other Audit Departments (i.e. Financial, Operations, and IT) as necessary and applies cross-functional skills. - Coordinates and communicates with other departments and external auditors as necessary to facilitate the exchange of necessary information and documentation. Qualifications - A Bachelor’s degree in Finance, Accounting, or related field. - A minimum of three (3) years banking and/or credit review or lending with emphasis on commercial lending experience. - Working knowledge of general financial institution policies and procedures and proficiency in Microsoft Word and Excel. - Excellent organizational, problem-solving and analytical skills including the ability to define problems, collect data, establish facts, and draw conclusions. - Must possess a valid driver’s license and have the ability to travel regionally if necessary. - May be eligible for Telecommuting.
Related Guides
Related Categories
Related Job Pages
More Chief Operating Officer Jobs
COO – Operations
Keller Executive Search InternationalTransforming Organisations with Exceptional Leadership
• Operations and logistics. The full operations function across warehousing, freight, inventory, and fulfillment, including a national network of 3PL and warehouse partners, carrier selection, and specialized freight for heavy, oversized, and hazmat cargo such as transformers and lithium-ion batteries. • Metrics and cadence. The KPIs and the operating rhythm of the company, including weekly, monthly, and quarterly reviews, dashboards, and clear accountability against the plan. • Team and structure. An honest read on the current team, then the work of getting the right people into the right roles so the company can set real targets on a stable base. • Sales and BD infrastructure. The pipeline, forecasting, CRM, deal desk, and pricing discipline that connect commercial activity to capacity, without taking over the customer relationships. • Systems and technology. Strategy and rollout for the core operational stack (WMS, TMS, CRM, and ERP), plus the reporting that gives leadership real visibility. • Compliance and commercial legal. A compliance function built for scale, covering DOT hazmat and oversized-load permitting, plus oversight of the commercial contract and deal-review process. • Leadership. Coaching a team of experienced operations leaders, managing offshore support partners, and acting as a true strategic partner to the CEO, Board, and your fellow executives.
• Own the company operations across all products • Define clear roles, responsibilities and processes • Manage hiring and line management at scale • Oversee cost and infrastructure management • Ensure rigorous delivery for major client events • Drive AI-first operations
• Own how the company operates across all products • Define and implement clear roles and responsibilities • Hire and manage teams at scale • Oversee cost and infrastructure • Ensure high-quality client delivery during major events • Drive internal operations using AI and automation • Spot and define missing roles or processes
• Own how the company operates across all products • Develop clear roles, responsibilities, teams, and processes • Hire and manage teams at a fast pace • Control costs across SaaS, AI, and cloud spend • Ensure rigorous delivery for major client moments • Drive internal operational efficiency using AI and automation
