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Special Assets Officer
Location
United States
Posted
1 day ago
Salary
$59.4K - $101.8K / year
Seniority
Mid Level
No structured requirement data.
Job Description
Special Assets Officer
Associated Bank
Role Description As a Special Assets Officer, you will manage a portfolio of complex commercial credit relationships and work closely with clients and internal partners to achieve the best possible outcomes. This role combines financial analysis, relationship management, and problem-solving to support credit rehabilitation, strategic exits, or asset recovery efforts. You'll gain valuable exposure to complex commercial banking situations while developing expertise in credit risk management and portfolio administration. Key Accountabilities - Manage a portfolio of problem credit relationships and develop strategies for rehabilitation, exit, or liquidation. - Analyze borrower financial information and assess credit risk, collateral position, and repayment capacity. - Prepare credit presentations, portfolio reviews, and quarterly reporting for management and credit partners. - Evaluate business plans, management teams, and operating performance to support resolution strategies. - Partner with lenders, attorneys, accountants, loan servicers, and other stakeholders to resolve complex credit situations. - Monitor compliance with loan agreements, covenants, collateral requirements, and bank credit policies. - Negotiate and recommend loan structures and resolutions that align with risk management objectives. - Advise internal business partners on problem credit situations and portfolio risk management strategies. Qualifications - Bachelor’s degree in Business, Finance, Accounting, or an equivalent combination of education and experience. - 3+ years of banking, commercial credit, finance, or related business experience. - Knowledge of commercial lending, credit analysis, and portfolio management practices. - Understanding of banking regulations, collection laws, and depository products. Requirements - Experience managing problem credit or special assets portfolios. - Knowledge of loan documentation, collateral perfection, real estate mortgages, and guaranties. - Experience working with workout strategies, restructuring, foreclosure, repossession, or liquidation processes. - Strong negotiation, communication, and relationship management skills. Benefits - Retirement savings including both 401(k) and Pension plans. - Paid time off to volunteer in your community. - Opportunities to connect with others through our diversity-focused Colleague Resource Groups. - Competitive salaries with professional development and advancement opportunities. - Bonus benefits including well-being programs and incentives, parental leave, an employee stock purchase plan, military benefits, and much more. - Personal banking, loan, investment, and insurance benefits.
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Role Description Position may be telecommute eligible, however candidate must reside in PA or OH. - Completes departmental programs and special assignments in order to meet the objectives and goals of the department. - Performs and/or assists with credit reviews for quality, accuracy, and compliance with regulations, seeking guidance from senior staff or management when necessary. - Conducts detailed analysis and examination of underwriting, financials, and loan documentation used to determine the borrower's ability to repay the loan and the accuracy of the assigned risk rating. - Compiles review results into standard report format, which consists of reciting the findings, conclusions, and recommendations to resolve any noted deficiencies into narrative terms. - Verifies that loan portfolios adhere to laws, regulations, policies, procedures, and prudent business practices. - Affirms/assigns risk ratings in accordance with bank guidelines based on own analysis. - Sharpens credit analysis skills through exposure to a variety of financial conditions and companies being reviewed, as well as a greater complexity of loans. - Maintains up-to-date knowledge of changes in laws, regulations, and policies which affect the Credit Review area and function. - Assists other Audit Departments (i.e. Financial, Operations, and IT) as necessary and applies cross-functional skills. - Coordinates and communicates with other departments and external auditors as necessary to facilitate the exchange of necessary information and documentation. Qualifications - A Bachelor’s degree in Finance, Accounting, or related field. - A minimum of three (3) years banking and/or credit review or lending with emphasis on commercial lending experience. - Working knowledge of general financial institution policies and procedures and proficiency in Microsoft Word and Excel. - Excellent organizational, problem-solving and analytical skills including the ability to define problems, collect data, establish facts, and draw conclusions. - Must possess a valid driver’s license and have the ability to travel regionally if necessary. - May be eligible for Telecommuting.
COO – Operations
Keller Executive Search InternationalTransforming Organisations with Exceptional Leadership
• Operations and logistics. The full operations function across warehousing, freight, inventory, and fulfillment, including a national network of 3PL and warehouse partners, carrier selection, and specialized freight for heavy, oversized, and hazmat cargo such as transformers and lithium-ion batteries. • Metrics and cadence. The KPIs and the operating rhythm of the company, including weekly, monthly, and quarterly reviews, dashboards, and clear accountability against the plan. • Team and structure. An honest read on the current team, then the work of getting the right people into the right roles so the company can set real targets on a stable base. • Sales and BD infrastructure. The pipeline, forecasting, CRM, deal desk, and pricing discipline that connect commercial activity to capacity, without taking over the customer relationships. • Systems and technology. Strategy and rollout for the core operational stack (WMS, TMS, CRM, and ERP), plus the reporting that gives leadership real visibility. • Compliance and commercial legal. A compliance function built for scale, covering DOT hazmat and oversized-load permitting, plus oversight of the commercial contract and deal-review process. • Leadership. Coaching a team of experienced operations leaders, managing offshore support partners, and acting as a true strategic partner to the CEO, Board, and your fellow executives.
• Own the company operations across all products • Define clear roles, responsibilities and processes • Manage hiring and line management at scale • Oversee cost and infrastructure management • Ensure rigorous delivery for major client events • Drive AI-first operations
• Own how the company operates across all products • Define and implement clear roles and responsibilities • Hire and manage teams at scale • Oversee cost and infrastructure • Ensure high-quality client delivery during major events • Drive internal operations using AI and automation • Spot and define missing roles or processes


