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Commercial Insurance Underwriter – Midshift
Location
Philippines
Posted
1 day ago
Salary
0
Seniority
Senior
Job Description
Commercial Insurance Underwriter – Midshift
Twoconnect
• Join a growing and innovative insurance provider as an Underwriter • Assessing risk, managing referrals, and supporting a profitable portfolio • Work across commercial and specialty insurance products in a collaborative, fast-paced environment • Partner with cross-functional teams and contribute to underwriting strategy • Help deliver sound, data-driven decisions while ensuring strong customer outcomes • Prioritise and process underwriting referrals in line with service level agreements • Review proposal forms, financials, risk surveys, claims histories, and supporting documentation to assess exposure • Evaluate claims activity and determine its impact on renewal terms, pricing, risk appetite, and coverage suitability • Assess risks outside standard underwriting criteria, determining appropriate terms, conditions, or pricing • Ensure all decisions align with underwriting guidelines, regulatory requirements, and internal policies • Support sales and customer service teams in clearly explaining underwriting decisions to brokers and customers • Collaborate with underwriting, claims, operations, and customer service teams to ensure consistent and effective outcomes • Provide administrative and analytical support to the broader underwriting team • Identify opportunities to refine product wording, underwriting criteria, and processes • Maintain accurate and detailed underwriting records, including case notes and decision rationale • Ensure compliance with regulatory requirements and internal standards
Job Requirements
- Bachelor’s degree in Business, Finance, Insurance, Risk Management, Commerce, or related field (preferred)
- Minimum 3 years’ hands-on commercial underwriting experience, including managing referrals and risk assessments
- Experience in pet insurance is beneficial but not essential
- Strong understanding of underwriting principles, including risk assessment, pricing, policy terms, endorsements, and exclusions
- Ability to analyse financial and risk data and identify key exposures
- High attention to detail and accuracy in reviewing documentation
- Effective time management with the ability to handle multiple cases and deadlines
- Clear communication skills, with the ability to explain underwriting decisions professionally
- Proficient in underwriting systems, Microsoft Office, and able to quickly learn new tools
- Commercially aware, proactive, and a collaborative team player
- Willing to work on Mid-shift
Benefits
- Work setup – Work from home
- Monday to Friday; weekends off
- HMO with 2 free dependents and medical reimbursements
- Government-mandated benefits
- Opportunities to work with leading companies in Australia and beyond
- Training programmes for career development
- Engaging company outings, team activities and wellness sessions
- Supportive, inclusive culture
- Dedicated managers focused on your growth and success
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