Lively, Inc. logo
Lively, Inc.

The Modern Health Savings Account

Payment Operations Manager

Location

United States

Posted

3 days ago

Salary

$105K - $135K / year

Seniority

Senior

Bachelor Degree5 yrs expEnglishSQL

Job Description

Payment Operations Manager

Lively, Inc.

• Serve as the primary point of contact for all debit card operations, addressing inquiries and issues from both internal and external stakeholders across the company. • Collaborate with the Product team on the design and implementation of debit card pilots and new payment initiatives. • Own and manage relationships with key vendors, including card processors, card printers, BIN sponsors, and other critical service providers, to ensure the successful operation of debit card programs. • Oversee the debit card supply chain, including collateral ordering, in conjunction with third-party vendors to guarantee timely card issuance to members. • Act as the primary systems administrator for all card processing platforms, working closely with processor partners to troubleshoot and resolve issues across the organization, maintaining smooth operation of card programs. • Manage and resolve cardholder disputes within the card processor system, ensuring timely and accurate resolution. • Proactively identify and implement opportunities to streamline processes and improve the efficiency of debit card operations, reducing operational costs and improving service delivery. • Create and maintain comprehensive internal documentation for all debit card related processes, ensuring knowledge sharing and consistency. • Develop, implement, and manage fraud rules and strategies to minimize financial losses while maintaining a positive customer experience. • Oversee, evaluate, and optimize tooling related to debit card operations, including fraud monitoring and reporting tools, ensuring the use of the most effective technologies. • Monitor fraud trends, analyze data, and implement proactive measures to mitigate risks and prevent fraudulent activity.

Job Requirements

  • 5+ years relevant experience in payment operations/debit cards.
  • Ability to effectively manage projects, including management methodologies, timelines, and stakeholder communication.
  • Experience identifying, assessing, and mitigating risks related to payment operations, compliance, and vendor performance.
  • Understanding of relevant regulations related to debit card operations and payment processing (e.g., PCI DSS, KYC/AML).
  • Experience ensuring compliance alongside ability to stay up-to-date with regulatory changes.
  • Understanding of Fiserv systems (Mainframe, Service Center, Web Portal, etc..).
  • Ability to implement new processes and tools with rigorous change management compliance.
  • Strong analytical skills with the ability to interpret complex data sets to identify fraud patterns and trends.
  • Proficiency in data analysis and reporting tools (e.g., Excel, SQL, or specific fraud analysis platforms).
  • Experience developing and utilizing data-driven fraud strategies.
  • Ability to train other team members on new processes and systems with experience developing supporting materials.
  • Experience collaborating effectively with Product, Engineering, Member Support, and Finance.

Benefits

  • Health insurance
  • Stock options
  • Medical, dental, vision coverage
  • Life and disability coverage
  • HSA with employer contribution
  • FSA
  • Paid parental leave
  • Medical travel benefits
  • 401k plan
  • Flexible vacation policy
  • Lifestyle spending accounts

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