Upstart logo
Upstart

Our mission is to enable effortless credit based on true risk.

Senior Software Engineer, Auto

Full-stack EngineerSoftware EngineerFull TimeRemoteSeniorTeam 1,001-5,000Since 2012H1B SponsorCompany SiteLinkedIn

Location

United States

Posted

4 days ago

Salary

$166.9K - $230.9K / year

Seniority

Senior

Bachelor Degree4 yrs expEnglish

Job Description

Senior Software Engineer, Auto

Upstart

• Build and improve product features that expand access to Upstart’s Auto Secured Personal Loan product and support growth in originations. • Design and deliver customer-facing funnel improvements, eligibility logic, and workflow automation that improve borrower experience and operational efficiency. • Partner with product, operations, risk, and engineering teams to evaluate tradeoffs across customer experience, risk, complexity, and speed to market. • Develop durable, scalable engineering solutions that create leverage for future secured lending product expansion. • Contribute to the team’s technical direction by identifying implementation risks, improving execution standards, and communicating progress and decisions clearly. • Support high-quality delivery in a regulated environment through thoughtful system design, testing, observability, and cross-functional alignment.

Job Requirements

  • Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent practical experience, and 4+ years of software engineering experience.
  • Experience designing, building, testing, and deploying production software systems.
  • Experience developing customer-facing product features, platform capabilities, or backend services in a production environment.
  • Experience working with cross-functional partners such as product management, design, analytics, operations, legal, or compliance.
  • Experience making technical tradeoffs across system reliability, maintainability, scalability, and product delivery timelines.

Benefits

  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
  • Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
  • Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
  • Health Savings Account contributions from Upstart for eligible plans (US only)
  • Income protection benefits, including life insurance and disability coverage for added financial security
  • Paid time off, sick leave, and company holidays, in line with local requirements
  • Paid family and parental leave to support caregiving and major life moments (duration varies by country)
  • Family-centered benefits to support fertility, parenthood, and caregiving needs
  • Employee Assistance Program (EAP) offering mental health support and life-centered resources
  • Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
  • Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
  • Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
  • Connection and community through team events, all-company updates, and employee resource groups (ERGs)
  • Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)

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