Title: Senior Underwriter, Accident & Health Location: New York – New York (825 Third Avenue) locations Indiana - Carmel New York – New York (825 Third Avenue) Minnesota - Minnetonka time type Full time Job Description: At WorldTrips, a proud member of the Tokio Marine HCC group of companies, we believe in more than just business—we believe in empowering our people. As a global leader in specialty travel medical and trip protection insurance, we are passionate about preparing travelers for the unpredictable while fostering a work environment where bold ideas and transformative solutions are valued at every level. Our mission, "To Be a Good Company," reflects our commitment to people and community, recognizing the importance of giving back and driving positive change. Tokio Marine HCC offers a competitive salary and a generous employee benefit package that includes among other benefits, subsidized medical, prescription, dental, vision and basic life and disability insurance, employee assistance program, paid parental leave, 401(k) plan with Company matching contributions and educational/loan assistance. Subject to local and state laws governing the accrual of paid time off (PTO), Employees will receive 20 days of PTO, prorated for the current year based on date of hire. Employees annually receive approximately 11 paid holidays, one paid volunteer day, and up to two paid floating holidays. The Adventure Ahead: The Senior Accident & Health Underwriter is responsible for reviewing and analyzing underwriting data to ensure a profitable book of International Medical and Travel Insurance business. Acting within established underwriting guidelines, this role evaluates new and renewal accounts, processes underwriting activities, and monitors portfolio performance. In addition to core underwriting responsibilities, this position develops and executes strategic underwriting and portfolio plans, across product development, distribution, fulfillment, and overall portfolio financial performance, working closely with senior leadership and cross-functional partners. - Build, manage, and maintain a profitable book of International Medical and Travel Insurance business - Review, analyze, evaluate, and monitor new and renewal underwriting submissions - Provide technical underwriting expertise and market intelligence to internal stakeholders - Foster and grow strong relationships with partners, brokers, and producers - Lead product development and refinement initiatives, including plan design and rating methodologies - Participate in P&L management, portfolio performance analysis, and process efficiency initiatives - Ensure compliance with applicable domestic and international insurance laws and regulations - Document departmental activities and develop underwriting guidelines and control processes and Partner with Sales, Product, Operations, Compliance, and Actuarial teams to enhance or modify existing products and programs - Review and evaluate complex opportunities or programs to determine risk acceptability and coverage levels; collaborate with Actuarial for approvals as needed - Prepare and update monthly underwriting reports by line of business; Create ad hoc reports and analyses as required - Issue proposals for new business opportunities Skills and Experience Needed: - Bachelors degree in a related field, or the equivalent education and /or experience - Collaborative team player with a proactive mindset - Demonstrated initiative and ability to work independently - Minimum of five years of experience in Accident & Health Insurance Underwriting preferred - Proven negotiation and interpersonal skills and experience, with a strong track record in growth of new business and retaining renewal business while delivering target financial results. - Excellent written and verbal communication skills, including interaction with senior management and external partners, along with presentation abilities to convey complex information clearly to engage decision-makers at all organizational levels - Excellent analytical skills; demonstrated financial acumen and high attention to detail and accuracy in a fast-paced, dynamic environment - Advanced knowledge of industry changes, legal updates, and technical developments related to applicable area of the Company’s business to proactively respond to changing business environment - Advanced proficiency and experience using Microsoft Office package (Excel, Access, PowerPoint, Word) Join the WorldTrips team, where your success is our priority. #LI-CM2 #Hybrid

• Own end-to-end content operations for market-related content,and leverage all related content to enhance user's experience and promo user conversion. • Monitor financial markets and crypto trends in real time; translate market movements into timely, accurate, and engaging content • Drive content projects across stakeholders (Academy, square, news) from brief to launch — keeping timelines tight and quality high • Build and maintain a content feedback loop using data: track engagement metrics, synthesize insights, and iterate fast • Apply AI tools effectively to scale content output — from ideation and drafting to localization and personalization • Collaborate with PM and engineering teams to define content-related product features and improvements • Develop content strategies aligned with user lifecycle stages — onboarding, activation, retention, and re-engagement

Role Description The overarching objective of the graduate program is to transition graduates from a higher learning institution to a work environment. We aim to help graduates become well-rounded young professionals with great prospects and a positive future. Our Finance Unit is responsible for managing the finances of the corporation including: - Preparing monthly management accounts - Annual financial statements - Compiling quarterly reports and statutory returns As a graduate within the Finance Unit, you will be involved in: - Data Processing - Processing debtors and creditors invoices - Processing creditors payments - Processing cashbooks - Processing journals - Report Compilation - Preparing weekly and quarterly cash projections - Preparing monthly reconciliations - Assisting in the preparation of monthly and quarterly reports to stakeholders - Assisting in the preparation of budgets and forecasts - Assisting in the preparation of annual financial statements - Assisting with updating finance processes Qualifications - Accounting graduate with a BCom degree - No previous working experience - Must be a South African Citizen - ECIC welcomes applications from persons with disabilities (Must provide a medical certificate confirming nature of the disability) Requirements - Analytical skills - Excellent communication skills - Problem-solving skills - Able to work under pressure - Ability to work within and contribute to a team environment - Ability to deal with conflicting priorities - Available to work more than ordinary business hours Applications Applications can be submitted through the careers portal on the ECIC Website. Closing Date: Monday 29 June 2026 Note It is ECIC's intention to promote equity through the filling of posts, according to the Employment Equity targets set. Data Protection Personal information collected and processed for purposes of recruitment will be protected from unauthorized access and improper use or disclosure. Declaration and Informed Consent By submitting your application for the advertised role, you give ECIC permission to process your personal information and you acknowledge that you understand the purpose for which it is required and for which it will be used. Furthermore, you declare that all personal information supplied to the ECIC for the purposes of recruitment is accurate, up to date, not misleading and that it is complete in all respects.

Role Description O Sistema Fiep também é sinônimo de inovação, tecnologia e desenvolvimento para a indústria. Conectamos conhecimento técnico, pesquisa aplicada e soluções práticas para apoiar empresas nos desafios do presente e do futuro. Com equipes especializadas e atuação voltada à transformação da indústria, contribuímos para o avanço da competitividade, da produtividade e da sociedade. Para você que deseja atuar em um ambiente dinâmico, colaborativo e orientado à inovação, esta oportunidade pode ser sua! Qual é a posição? Bolsista - (Análise de Ciclo de Vida) - RP 19744 Quais são os desafios e as principais responsabilidades? - Revisão bibliográfica sobre vasos de pressão tipo IV (liner polimérico + reforço em fibra de carbono) e aplicações em hidrogênio; - Definição do objetivo, escopo, unidade funcional e fronteiras do sistema da ACV; - Construção do inventário do ciclo de vida (LCI), abrangendo matéria-prima, manufatura, uso e fim de vida; - Execução da avaliação de impacto (LCIA) em software dedicado, cobrindo pelo menos quatro categorias de impacto; - Análise de sensibilidade e identificação de hotspots ambientais; - Comparação com cenários alternativos fósseis e síntese de recomendações ESG; - Elaboração de relatório técnico final e contribuição para artigo técnico-científico. Qualifications - Graduação em Engenharia Ambiental, Engenharia de Materiais, Engenharia Química, Engenharia Mecânica, Engenharia de Produção ou áreas correlatas; - Conhecimento prévio da metodologia de Análise do Ciclo de Vida (ISO 14040 e 14044); - Familiaridade com software de ACV — OpenLCA — ou disposição comprovada para capacitação rápida no primeiro mês; - Inglês intermediário para leitura de literatura técnica; - Boa redação técnica em português; - Pós-graduação (em curso ou concluída) em Engenharia Ambiental, Sustentabilidade, Engenharia de Materiais ou áreas correlatas; - Experiência prévia em projetos de ACV, com publicações em eventos ou periódicos; - Conhecimento sobre materiais compósitos (fibra de carbono, resinas termofixas) e/ou cadeia do hidrogênio; - Familiaridade com bancos de dados de inventário Ecoinvent e métodos de avaliação de impacto (CML-IA, ReCiPe, EF 3.0); - Visão de ESG e indicadores de sustentabilidade industrial. Requirements - Local de trabalho: Rua José Correia de Aguiar 361- Jardim Leblon- Maringá / PR; - Valor mensal da Bolsa: R$ 3.500,00; - Tipo de contrato: Bolsista; - Confira as etapas deste processo seletivo (todas eliminatórias): - Anúncio - Entrevista com gestor - Termo de Outorga - Formalização do contrato de bolsista; Benefits