Role Description Responsible for leading the evaluation and assessment of complex mortgage loan applications, ensuring alignment with company policies, investor guidelines, and regulatory requirements. Serves as a subject matter expert, providing guidance on risk analysis and underwriting best practices. - Thoroughly review and analyze complex loan applications, including borrower creditworthiness, income, assets, and property valuations, applying advanced judgment to mitigate risk. - Make high-level underwriting decisions on approvals, counteroffers, or denials based on nuanced risk factors and long-term portfolio impact. - Ensure all underwriting activities adhere to company policies, federal and state regulations, and investor requirements, and proactively identify compliance gaps and recommend improvements. - Act as a resource for junior underwriters and team members by providing training, guidance, and feedback to enhance underwriting quality and consistency. - Communicate effectively with loan officers, processors, and management to resolve complex issues, negotiate conditions, and maintain transparency throughout the loan process. - Anticipate and address challenges in the underwriting process by offering innovative solutions that meet business objectives while managing risk. - Stay informed on market trends, regulatory changes, and new product developments, and contribute to policy updates and process enhancements. - Perform special projects, and additional duties and responsibilities as required. Qualifications - Bachelor's degree (or equivalent) in finance, business, or similar; OR associate degree and two (2) years of experience in functional area; OR high school diploma (or equivalent) plus four (4) years of experience in functional area. - Additional three (3) years+ of progressive experience in functional area. Requirements - Proven skills and experience with mortgage underwriting functions. - Advanced understanding of multiple loan products. - Proven experience with Microsoft Office 365 and the following technology: Encompass. - Willingness to pursue continuing education, certifications, etc. as applicable to advancing in the organization. - Analytical and problem-solving skills. - Interpersonal and communication skills with the ability to speak confidently. - An ability to thrive in a fast-paced environment where priorities change daily, and where employees wear many hats. - Detail-oriented with the ability to think "outside the box" and prioritize tasks and decisions in a timely manner. - Self-directed, yet effective working as part of a collaborative team. - Responsive and customer-focused with a demonstrated use of professional judgment. Benefits - Health, Dental, Vision, & Life Insurance - Financial Wellness Planning & Coaching - Counseling Support Services & Resources - Paid Parental Leave - Pet Insurance - 401K Match - Employee Bank Accounts with Quontic - Generous Paid Time Off

• Directly manage, mentor, and drive accountability across a 3-person finance team. • Ensure the team hits day-to-day deadlines for payment runs, cash allocations, and internal queries with a zero-error mentality. • Take full ownership of monthly management accounts (P&L, Balance Sheet, Cash Flow) across all group entities. • Move beyond basic reporting to deliver deep ratio analysis and marketing financial reporting (ROAS, CAC, LTV, and funnel performance). • Maintain strict, active oversight of working capital and own daily, weekly, and monthly cash flow forecasting. • Oversee and ensure full compliance across all UK statutory obligations, including HMRC filings, VAT returns, and Companies House requirements. • Partner with leadership to continuously improve financial workflows, leveraging automation, systems (Xero, Asana, Slack), and AI tools.

Role Description Investments Senior Associate will support and work together with regional CIO, Investments and the Investments team to: - Monitor the existing investment portfolios to ensure that portfolio allocation is in line with strategic and tactical allocation preferences while operating within the constraints of a regulated insurance company. - Construct optimal investment portfolios and return streams as an input to the M&A pricing process. - Generate new strategic and tactical ideas for implementation in the portfolio. - Diligence new asset managers and monitor existing asset managers. - Provide reporting for local and group Board of Directors, investment committees, rating agencies and regulators. Qualifications - 5-10 years of experience in insurance company asset management. - Thorough understanding of investment management, strategic asset allocation, tactical asset allocation and capital markets, preferably within the context of insurance asset management. - Good understanding of the portfolio construction process required in order to make asset allocation decisions. - Extensive experience working with external asset managers (or internal portfolio managers) in development of benchmarks, asset allocation, and efficient frontiers. - Bachelor’s degree required, Master’s degree preferred. - Chartered Financial Analyst (CFA) qualification is preferred. - Applicable experience and understanding of core fixed income asset classes as well as non-core asset classes, including public equity, private equity, real estate, hedge funds, infrastructure, CLO equity, high yield, bank loans, emerging market debt, and other investments. - Understanding of capital markets and insurance company portfolio management. - Knowledge of Bermuda BSCR capital regime is preferred. - Excellent quantitative skills required for the portfolio construction and risk measurement processes. - Strong verbal and written communication skills are required for presentations to senior management and external stakeholders. - Ability to prioritize commitments and time management is a significant requirement, given the nature of our operations. - Ability to use Excel and PowerPoint is critical, given the requirement to develop investment analytics and proposals. - Knowledge of Python, PowerBI, SQL, and/or other programming languages is preferred. - Strong collaborator with other functional areas and executive management to ensure consistency and efficiency of approach. Requirements - Partner with regional CIO and the Investments team regarding the following accountabilities: - Portfolio Construction for M&A Targets – Provide analysis for internal deal from review of the existing target acquisition portfolio, suggested portfolio repositioning, and portfolio yields. - Strategic Asset Allocation and ALM – Develop and maintain strategic asset allocation for existing portfolios. - Budgeting & NII Projections – Partner with regional CIO monitoring actuals vs. budget throughout the year. - New Idea Generation and Proposal Development – Actively evaluate current market conditions and develop investment recommendations. - External Manager Diligence – Manage initial and ongoing relationships with core fixed income and specialty asset external managers. - External Manager Performance Measurement and Monitoring – Help establish benchmarks and review manager performance vs. benchmarks. - Regional Board of Directors/Investment Committee Presentations – Prepare quarterly investment performance presentations. - Compliance – Monitor compliance with internal and external portfolio constraints. - Cash Management – Work with regional portfolio management team to ensure excess investable cash balance is minimized. - Market Color – Provide regular written updates on interest rate, credit, and equity markets and macroeconomic news. - Portfolio Reporting – Responsible for drafts of monthly portfolio performance estimate and quarterly investment update presentations. - Investment Expertise – Possess specialized depth and/or breadth of expertise in a particular Investment field. - Project Management – Project management responsibilities on several projects. - Investment Research - Present research at senior investment morning calls. Benefits - Enstar offers best-in-class Medical, Dental, and Vision healthcare for single and family coverage. - Board-certified doctors and pediatricians are available virtually 24/7 for urgent care. - Access to Health Savings Account (HSA) or Flexible Spending Account (FSA). - Access to Dependent Care FSA to cover daycare expenses. - Access to Employee Assistance Programs (EAP) for health and well-being. - Optional Pet & Home/Auto Insurance. - Wellness Reimbursement program (up to $600 annual reimbursement for wellness-related expenses). - 401K retirement plan (company matches up to 6% of employee contribution). - One paid annual volunteer day.

Role Description SMX is seeking a highly skilled and detail-oriented Program Financial Analysis - Supervisor to join our Program Finance team. In this role, you will lead a team and administer overall budget preparation/estimating and tracking expenditures against large complex contracts and or programs. You will be a key member of the program management team and work directly with the Program Manager in defining the Contracts goals and objectives; and leads recommended actions to improve financial progress and performance. You will have significant interface with the Program Manager, senior technical staff on the contract, as well as other functional organizations including Contracts, Subcontracts, Finance, Accounts Receivable, and Procurement. You may interface, provide direct analysis and or lead financial discussions with external clients. This position requires the ability to obtain a DoD security clearance which requires US citizenship for work on DoD contracts. Application Deadline: June 15, 2026 Essential Duties & Responsibilities - Lead TDL Project setup in compliance with contractual terms, conditions, and requirements - Prepare and submit TDL Project financial Estimates at Complete (EAC), meeting all deadlines, and ensuring submission accuracy - Identify project risks and profit improvement opportunities, delivering analytical solutions in collaboration with Project Management, Contracts, Procurement, and Finance/Accounting - Monitor weekly TDL and manpower costs to ensure alignment with budgets and correct job number allocations; process cost transfers as necessary - Conduct analytical reviews and arithmetic checks to ensure accuracy of cost reporting and documentation - Prepare thorough TDL variance analyses and related reports - Track TDL and subcontractor funding status, providing timely line-item detail and notifications as required - Support accounts receivable and billing processes by reviewing TDL edit files to verify that costs billed are accurate and allowable - Prepare subcontractor accruals in line with GAAP and internal policies, accurately capturing and reporting TDL costs and commitments - Perform ad hoc financial analyses on TDLs as requested by the PMO or other stakeholders - Ensure compliance with GAAP, Sarbanes-Oxley, FAR, and all relevant company policies and procedures as they pertain to TDL performance and financials - Serve as a career manager for direct reports, including timesheet approval, performance feedback, annual assessments, and staff development - Build effective relationships across functional teams and internal business partners - Demonstrate excellent communication, data management, problem-solving, critical thinking, and organizational skills Qualifications - Ability to obtain a DoD security clearance which requires US citizenship for work on DoD contracts - Demonstrated understanding of contract types, including Cost Plus (CP), Time and Materials (T&M), and Firm Fixed Price (FFP) - Minimum of 10 years’ experience in project cost control, financial management, and contract interpretation, with success in budget development, financial data analysis, and reconciliation of estimates versus actual expenditures - Ability to effectively prioritize and manage multiple tasks in a fast-paced environment, handling a high volume of work with accuracy and attention to detail - Practical experience and deep understanding of Joint Travel Regulations (JTR) rules and guidelines - Proficiency in Microsoft Office Suite, including advanced skills in Excel, as well as strong working knowledge of PowerPoint, Word, and SharePoint - Skilled in collecting and analyzing data from multiple sources to identify, research, and resolve financial issues and program risks - Experience managing and directing the work of junior staff, including assigning tasks and providing guidance to ensure quality and timely results - Bachelor’s degree (BA or BS) required Desired Skills & Experience - Deltek Costpoint experience - Experience with GSA contracts Benefits - Health insurance - Paid leave - Retirement Salary The proposed salary for this position is: $98,000 — $128,000 USD Company Description At SMX®, we are a team of technical and domain experts dedicated to enabling your mission. From priority national security initiatives for the DoD to highly assured and compliant solutions for healthcare, we understand that digital transformation is key to your future success. We share your vision for the future and strive to accelerate your impact on the world. We bring both cutting edge technology and an expansive view of what’s possible to every engagement. Our delivery model and unique approaches harness our deep technical and domain knowledge, providing forward-looking insights and practical solutions to power secure mission acceleration. SMX is an Equal Opportunity employer including disabilities and veterans. Selected applicant may be subject to a background investigation and/or education verification. SMX does not sponsor a new applicant for employment authorization or immigration related support for this position (i.e. H1B, F-1 OPT, F-1 STEM OPT, F-1 CPT, J-1, TN, E-2, E-3, L-1 and O-1, or any EADs or other forms of work authorization that require immigration support from an employer).