Title: Decision Science Analyst I (Mid-Level) - Life Company Data and Analytics Location: San Antonio, TX. or Plano, TX Job Description: At USAA, our mission is to empower our members to achieve financial security through highly competitive products, exceptional service and trusted advice. We seek to be the #1 choice for the military community and their families. Embrace a fulfilling career at USAA, where our core values - honesty, integrity, loyalty and service - define how we treat each other and our members. Be part of what truly makes us special and impactful. We are proud to support active-duty military spouses. USAA roles may offer remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs. The Opportunity Dive into the exciting world of life insurance analytics! As a Mid-Level Decision Science Analyst I in LifeCo Data & Analytics, you'll be instrumental in uncovering key insights and developing data-backed strategies for our Life Insurance leaders. You'll collaborate closely with diverse teams, translating raw data into clear, compelling recommendations that enhance business performance. This role offers a fantastic platform to expand your analytical expertise, contribute to meaningful business growth, and be a key player in protecting more members and their families. If you thrive on solving complex problems with data and enjoy working in a collaborative environment, apply today! This role will provide decision support for business areas across the association. Staff in this area will be responsible for applying mathematical and statistical techniques and/or innovative /quantitative analytical approaches to draw conclusions and make 'insight to action' recommendations to answer business objectives and drive change. The essence of work performed by the Decision Science Analyst involves gathering, manipulating and synthesizing data (e.g., attributes, transactions, behaviors, etc.), models and other relevant information to draw conclusions and make recommendations resulting in implementable strategies. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position will be based on the San Antonio, TX. or Plano, TX. campus. Relocation assistance is not available for this position. What you'll do: - Leverages intermediate and some advanced business, analytical and technical knowledge to participate in discussions with cross functional teams to understand and collaborate on business objectives and influence solution strategies. - Applies advanced analytical techniques to solve business problems that are typically medium to large scale with impact to current and/or future business strategy. - Applies innovative and scientific/quantitative analytical approaches to draw conclusions and make 'insight to action' recommendations to answer the business objective and drive the appropriate change. - Translates recommendation into communication materials to effectively present to colleagues for peer review and mid-to-upper level management. - Incorporates visualization techniques to support the relevant points of the analysis and ease the understanding for less technical audiences. - Identifies and gathers the relevant and quality data sources required to fully answer and address the problem for the recommended strategy through testing or exploratory data analysis (EDA). - Integrates/transforms disparate data sources and determines the appropriate data hygiene techniques to apply. - Thoroughly documents assumptions, methodology, validation and testing to facilitate peer reviews and compliance requirements. - Understands and adopts emerging technology that can affect the application of scientific methodologies and/or quantitative analytical approaches to problem resolutions. - Delivers analysis/findings in a manner that conveys understanding, influences mid to upper level management, garners support for recommendations, drives business decisions, and influences business strategy. - Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures. What you have: - Bachelor's degree in quantitative analytics field such as Economics, Finance, Statistics, Mathematics, Actuarial Sciences, Operations Research, Data and/or Business Analysis, Data Science or other quantitative discipline; OR 4 years of related experience in statistics, mathematics or quantitative analytics (in addition to the minimum years of experience required) may be substituted in lieu of degree. (Total of 8 years of experience without bachelor's degree) - 4 years of experience in data/analytics or functional business experience within the respective industry of responsibility (i.e. P&C, Bank, Finance) OR Advanced degree in quantitative analytics field such as Economics, Finance, Statistics, Mathematics, Actuarial Sciences, Operations Research, Data and/or Business Analysis, Data Science or other quantitative discipline with 2 years of experience in data/analytics or functional business experience within the respective industry of responsibility (i.e. P&C, Bank, Finance). - Demonstrates competency in mathematical and statistical techniques and approaches used to drive fact-based decision-making. - Intermediate and some advanced knowledge of data analysis tools, data visualization, developing analysis queries and procedures in SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems. What sets you apart: - US military experience through military service or a military spouse/domestic partner - 2 or more years of working experience (including internships) in a data/analytics role - 3 or more years of SQL experience - Extensive experience presenting your analytical recommendations to business partners to drive action - 3 or more years of Intermediate Stats - 3 or more years of Python for data analysis - 3 or more years of experience in data visualization Compensation range: The salary range for this position is: $93,770 - $179,240 USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.). Compensation: USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market data of the position. The actual salary for this role may vary by location. Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors. The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job. Benefits: At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals. USAA is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Title: Sr. Commercial Credit Analyst II Location: Rahway United States Job Description: Summary: Conducts complex credit investigations and analyzes credit information pertaining to commercial loans. Prepares credit analysis memorandums for presentation to lending and credit officers or loan committees. Provides guidance to credit analysts, Associate Development Program personnel and assistance to loan officers as needed. Furnishes information relative to credit inquiries. Job Responsibilities: Credit Analysis and Development - Develops and analyzes credit information for use by lending and credit officers or committees in the making of lending decisions on new, renewal, or extension loans.Credit Analysis - Reviews all pertinent credit and financial information - Analyzes financial statements. - Prepares credit analysis memorandums to determine credit-worthiness of commercial loan applicants. - Exercises conservative judgement in approving Commercial Credit transactions or making recommendations for approval of these transactions to higher authorities. Loan Officer Support - Works directly with lending, business development and credit officers in structuring complex commercial borrowing transactions. - Reviews Precision Lender reports to ensure that transactions meet required minimum return on equity and return on asset standards. Annual File Reviews - Performs portfolio maintenance responsibilities such as the preparation of annual credit file reviews. Team Development - Supervises and provides training to credit analysts. Other Responsibilities - Performs other duties as may be assigned. Job Requirements: - A Bachelor's degree in Business Administration, Accounting, Finance, or other related field required. - Minimum of 7 years experience as a Senior Commercial Credit Analyst required. - Current or prior lending authority required - Working knowledge and understanding of commercial loan products, policies, procedures and federal regulations. - Strong aptitude for figures and accuracy. - Proven problem solving, decision making, underwriting and analytical skills. - Demonstrated knowledge of applied accounting and finance concepts as well as proficiency in performing detailed financial analyses. - Ability to work independently, effectively, and efficiently under time constraints. - Ability to prioritize and manage multiple assignments with good organizational and time management skills - Excellent written and verbal communication skills. - Demonstrated proficiency with computer software including MS Office applications and other specialized credit analysis and lending software. - Integrity, initiative, and a proven work ethic. Columbia Bank offers the following benefits: - Medical, Dental, Vision and Rx which are contributory. - Bonus programs. - Employee Stock Option Program (ESOP). - Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D). - Paid Time Off (PTO) which includes Personal and Vacation Time. - Paid Sick Time. - Bank Holidays. - Employees may participate in the 401k program. Schedule: - This role is eligible for a hybrid schedule: 3 days in the office and 2 days work from home, based on business needs. This arrangement may change without notice. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Title: Sr. Commercial Credit Analyst II Location: Staten Island United States Salary Range:$109,490.00 To $164,234.00 Annually Job Description: Summary: Conducts complex credit investigations and analyzes credit information pertaining to commercial loans. Prepares credit analysis memorandums for presentation to lending and credit officers or loan committees. Provides guidance to credit analysts, Associate Development Program personnel and assistance to loan officers as needed. Furnishes information relative to credit inquiries. Job Responsibilities: Credit Analysis and Development - Develops and analyzes credit information for use by lending and credit officers or committees in the making of lending decisions on new, renewal, or extension loans.Credit Analysis - Reviews all pertinent credit and financial information - Analyzes financial statements. - Prepares credit analysis memorandums to determine credit-worthiness of commercial loan applicants. - Exercises conservative judgement in approving Commercial Credit transactions or making recommendations for approval of these transactions to higher authorities. Loan Officer Support - Works directly with lending, business development and credit officers in structuring complex commercial borrowing transactions. - Reviews Precision Lender reports to ensure that transactions meet required minimum return on equity and return on asset standards. Annual File Reviews - Performs portfolio maintenance responsibilities such as the preparation of annual credit file reviews. Team Development - Supervises and provides training to credit analysts. Other Responsibilities - Performs other duties as may be assigned. Job Requirements: - A Bachelor's degree in Business Administration, Accounting, Finance, or other related field required. - Minimum of 7 years experience as a Senior Commercial Credit Analyst required. - Current or prior lending authority required - Working knowledge and understanding of commercial loan products, policies, procedures and federal regulations. - Strong aptitude for figures and accuracy. - Proven problem solving, decision making, underwriting and analytical skills. - Demonstrated knowledge of applied accounting and finance concepts as well as proficiency in performing detailed financial analyses. - Ability to work independently, effectively, and efficiently under time constraints. - Ability to prioritize and manage multiple assignments with good organizational and time management skills - Excellent written and verbal communication skills. - Demonstrated proficiency with computer software including MS Office applications and other specialized credit analysis and lending software. - Integrity, initiative, and a proven work ethic. Columbia Bank offers the following benefits: - Medical, Dental, Vision and Rx which are contributory. - Bonus programs. - Employee Stock Option Program (ESOP). - Life Insurance, Long Term Disability and Accidental Death and Dismemberment (LTD&AD&D). - Paid Time Off (PTO) which includes Personal and Vacation Time. - Paid Sick Time. - Bank Holidays. - Employees may participate in the 401k program. Schedule: - This role is eligible for a hybrid schedule: 3 days in the office and 2 days work from home, based on business needs. This arrangement may change without notice. Columbia Bank and its affiliates is an Equal Opportunity Employer, including individuals with disabilities and veterans.

Title: Grant Budgeting Analyst Location: Grand Forks United States Job Description: - 498171 - CEM Research Institute - Accounting/Finance - Grants/Contracts - Full-time Staff Salary/Position Classification - $55,000+ annual, Exempt - 40 hours per week - This position offers a hybrid schedule with two remote workdays per week, with flexibility based on individual needs. Purpose of Position As a key member of the College of Engineering & Mines Research Support Unit, the Grant Budgeting Analyst plays a vital role in transforming research ideas into successful, funded projects. This position partners closely with faculty and staff to develop strong, competitive funding proposals while helping translate complex sponsor requirements into clear, workable strategies. A major part of the role involves building thoughtful, accurate budgets and justifications that reflect and strengthen the research vision behind each proposal. Beyond proposal development, the Grant Budgeting Analyst supports the broader research lifecycle by facilitating smooth award setup and ensuring projects are positioned for a successful start. The role also works with with research administration and maintaining organized tracking systems that keep departmental activity running efficiently and transparently. Duties & Responsibilities Assist faculty and staff in preparing and submitting external funding proposals - Contact funding agencies concerning specific programs, eligibility, grant preparation guidelines, etc. - Assist staff with interpreting funding agency guidelines and restrictions. Develops a checklist & guide for researchers, which includes the requirements. - Aid in proposal development and clearance of proposals and budgets in accordance with policies, federal regulations, and funder guidelines. - Review applications for internal and external funding for completeness and facilitate adherence to institutional and agency policy and procedures prior to submission, recommending changes as needed. - Review Cost Share Requirement to verify - Verify any subcontracts listed in the proposal have appropriate documentation - Assist researchers in the generation of letters of support consistent with the guidelines of the proposal call - Assist researchers in preparing all relevant files in the proper format as requested in the proposal call and assist the researcher in uploading these documents to grants.gov, research.gov, or other proposal systems - Act as the budget advisor on grant proposal teams - Act as liaison with central research administration offices - Work with the technical editor to ensure resumes and current and pending support are up to date and in the required format - Maintain documentation of all concept papers, preproposals, and proposals submitted by CEM Participate in Grant Award Setup - Once awarded, review proposal details and adjust parameters as necessary. - Verify/Revise budget from proposal submission and submit to Grants & Contracts for PeopleSoft setup. - Coordinate effort with project researchers - Lead meeting with Post Award Specialist, PIs, Faculty Support Manager, and Dean's Office Support Specialist as appropriate to pass information from the proposal for proper tracking and setup for the project. - Provide assistance to the Post-Award Team as needed to initiate initial salary projections and payroll setup. Prepare proposal and grant-related reports - Maintain documentation of all concept papers, preproposals, and proposals submitted by CEM by providing updates of submission as a function of submitting researchers and the department - Track the success ratio within UND's proposal tracking system - Track cost share commitments Grant Update Reports • Assist Post-Award Analyst in the development & distribution of monthly reports. Required Competencies - Strong communication skills (written and oral) - Strong attention to detail skills - Excellent organizational and prioritization skills - Ability to multi-task and manage complex administrative processes - Demonstrated leadership and problem-solving skills - Ability to solve issues independently - Ability to work collaboratively across all institutional lines - The demonstrated ability to communicate effectively with a diverse community of students, faculty, and staff with tact and diplomacy Minimum Requirements - Bachelor's degree or 5 years of directly related experience - Accounting experience - Microsoft Office experience to include Word, Excel, and Outlook - Successful completion of a Criminal History Background Check In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the US and to complete the required employment eligibility verification form upon hire. This position does not support visa sponsorship for continued employment. Preferred Qualifications - Bachelor’s degree in Business Administration, Finance, or a related field