• Own the fraud rule lifecycle — designing, testing, deploying, and continuously optimizing detection rules and thresholds to maximize catch rate while minimizing friction. • Lead AI-enabled fraud use cases end-to-end: use-case sizing, feature ideation, population analysis, and data quality assessment to ensure solutions are analytically sound and value-accretive. • Conduct periodic performance reviews of fraud models and rules; drive root-cause investigations to proactively surface risk before it scales. • Serve as a trusted advisor for AI and ML use cases within fraud, ensuring alignment with enterprise AI governance standards, regulatory expectations, and the AI Use Case Registry. • Evaluate vendor fraud solutions through an analytical lens — assessing effectiveness, overlap, and value relative to cost and risk-reduction objectives. • Stay current on AI and automation tools and actively explore how they can enhance fraud detection workflows and efficiency. • Write and maintain intermediate-to-advanced SQL queries to investigate fraud signals, identify connected accounts and orders, and surface emerging patterns. • Develop and maintain executive dashboards covering fraud review rates, chargeback performance, model effectiveness, and loss trends. • Translate complex analytical findings into clear, executive-ready narratives — articulating implications for fraud loss, operational efficiency, and customer experience. • Proactively identify trends and anomalies at both the individual order and systemic level, communicating the full arc of a problem — from discovery to resolution — to any audience. • Support daily fraud review operations — account verification, order review, escalation handling, SLA adherence, and QA. • Serve as an internal escalation point for complex cases; assist in coaching the team and continuously improve review processes. • Partner cross-functionally with Product, Engineering, Compliance, and Legal to align fraud controls with regulatory requirements and product priorities. • Manage law enforcement requests as needed.

• Lead execution of awarded Federal Microsoft programs, ensuring delivery meets all contractual, technical, schedule, cost, and quality requirements. • Ensure compliance with federal regulations, security requirements, and program governance standards. • Own delivery planning, risk management, and issue resolution across programs, serving as the primary escalation point for delivery-related challenges. • Establish and maintain effective delivery rhythms, including program reviews, performance reporting, and customer status communications. • Ensure delivery outcomes support customer satisfaction, renewals, and recompete readiness. • Maintain accountability for P&L performance across assigned programs, including revenue attainment, margin targets, forecast accuracy, and cost control. • Partner with Finance and Contracts to manage program financial health, including labor mix, utilization, and subcontractor performance. • Proactively identify and address risks that may impact margin or contract performance. • Identify, shape, and execute organic growth opportunities within existing contracts, including task orders, scope expansions, and option year planning. • Serve as the primary delivery-facing relationship owner with Government Program Managers, CORs, and key stakeholders. • Lead customer engagement meetings focused on delivery performance, roadmap planning, and performance improvement. • Lead, mentor, and develop Program Managers and delivery team members across the portfolio.

• Bringing your unique Risk and Control expertise gained in global organisations, to help embed and integrate Habito into Monzo’s Third Party Risk management framework • Designing, implementing and managing operational processes in order to achieve this • Balancing strategic thinking with practical execution, including undertaking necessary administrative or operational tasks when required. • Striving to achieve high standards and instil established best practices in risk management • Taking a collaborative and partnered approach to achieving business objectives with internal teams and external suppliers • Having the ability to be both tactical and strategic when developing and delivering Third Party risk management solutions for Habito

• Executing analytical procedures according to KPMG methodology • Performance and documentation of risk management procedures according to the requirements of the internal System of Quality Management • Providing consultations to Engagement Teams and Management on risk management procedures and audit independence • Communication with International teams on risk management procedures and audit independence