The smarter, better way to buy your dream home. A 4x Inc. Best Workplace honoree! | NMLS #1958445
Junior Loan Processor
Location
United States
Posted
1 day ago
Salary
$53K / year
Seniority
Junior
No structured requirement data.
Job Description
Junior Loan Processor
Knock
Role Description As a fully remote Junior Loan Processor, you will support the customer journey from application to funding, provide an overview of Knock’s products and programs, and assist with seeing customers through to a successful closing. This position is required to work Pacific or Mountain time. - Assist the process by gathering required documentation to successfully submit the loan file for processing/underwriting and obtaining Initial Closing Disclosure signatures to meet on-time closings. - Successful and effective pipeline management consisting of 30 loan closings per month. - Complete Patriot Act based on customer ID. - Ensure minimum submission requirements and documents are met prior to submitting loans to processing. - Assist other team members with any borrower requests. - Understanding of TRID to compliantly issue initial disclosures and revised Loan Estimates within 24-48 hours of receiving loan. - Experience with condo approval requirements including requesting documents and reviewing documents to ensure all relevant questions are completed. - Excellent customer service is second nature, with a natural inclination to assist others. - A quick study and self-starter: taking initiative and learning quickly in a remote, tech-enabled environment is critical to success. - Collegially competitive: meet or exceed individual quotas and expected company metrics while also sharing what is and isn’t working with an understanding that a rising tide lifts all ships. - Responsive to internal stakeholders and external customer needs, leaving no email unresponded and no voicemail unreturned. - Comfortable working autonomously: able to follow guides, job aids, and scripts to complete tasks such as gathering loan documentation and disclosing loan files - you search for your answer before asking a question. - Promote a culture that puts People First, with an emphasis on best-in-class customer service from lead to closing. - Continually learn, grow, and expand your knowledge of the mortgage origination process. - Take on ad-hoc projects as they arise & always be willing to support your team where they need you. Qualifications - 1+ years of experience in mortgage operations and/or processing. - Active NMLS license or ability to acquire an NMLS license within the first 90 days of hire. - Recent experience working in the Pacific or Mountain Time Zone, required. - Experience using Encompass, Blend and/or Google Suite required. - You are comfortable with change and working in a fast-paced, startup environment. - You are a team player and a fantastic communicator (written and verbal) - naturally inclined to deliver amazing customer service. - Ability to review and interpret internal guidelines. - Process oriented with a keen eye for detail. - Belief in creating diverse, equitable, and inclusive practices and programs that will further Knock’s commitment to making an impact, learning, putting people first, being open, and courageous. - Have proven success working 100% remote in prior positions & are experienced working with a distributed, national team. - Education: High school diploma or equivalent. Requirements - Set up and constantly operate a computer. - Communicate and exchange accurate information to others via telephone or internet video applications. - The candidate must be able to perform the essential functions of the job, with or without reasonable accommodation. Benefits - Top tier medical, dental, & vision benefits for full time employees starting on the first day of employment. - Flexible Paid Time Off for full time employees. - Paid parental leave for all full time employees: - 12 weeks paid parental leave for the birthing parent. - 6 weeks paid parental leave for the non-birthing parent. - One thousand annually for professional development. - Life, AD&D and Disability insurance for full time employees. - 401K (noncontributory by Knock) for all employees. - $75 monthly allowance for health & wellness. - Up to $400 monthly for a co-working space for eligible employees. - $100 monthly allowance for home internet, mobile phone or other communication devices. - $2,500 referral bonus for eligible employees.
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