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Oportun

Oportun is an A.I.-powered digital banking platform that seeks to make financial health effortless for anyone.

Senior Analyst, Risk Management, Analytics

RiskRiskFull TimeRemoteSeniorTeam 1,001-5,000Since 2006H1B SponsorCompany SiteLinkedIn

Location

Mexico

Posted

16 days ago

Salary

0

Seniority

Senior

Bachelor Degree3 yrs expEnglishPythonSQL

Job Description

Senior Analyst, Risk Management, Analytics

Oportun

• Gain exposure to key areas such as risk underwriting, pricing, and direct mail marketing with the opportunity to specialize and focus on a specific area based on interest and business needs • Partner with product, data science and engineering to design and implement tests; turn learnings into actionable strategies, presenting findings to stakeholders to influence decision making • Develop and maintain valuation frameworks to determine profitability at the margin; recommend changes to risk strategies to maximize profitability and ensure required return on capital for all risk segments • Develop dynamic risk assessment frameworks using alternative data to evaluate creditworthiness and optimize loan amount assignment strategy given a set of constraints and assumptions. • Design strategy ramp-up to support the expansion in new channels, new geographic regions and/or new partner sources while ensuring portfolio resilience • Monitor portfolio performance, refining strategies to minimize defaults while maximizing credit access for the underserved

Job Requirements

  • Bachelor’s Degree in Engineering, Mathematics, Economics, Finance, or other analytical discipline (advanced degree in a quantitative discipline is a plus)
  • 3+ years of experience in an analytic role, preferably in risk management of the financial services industry
  • Very strong attention to detail, experience developing processes to implement strategy
  • A self-starter - you naturally take ownership, look for opportunities, and drive recommendations through execution
  • Adaptive to a fast-changing environment and have the drive to get things done
  • Flexible in prioritizing work, managing multiple tasks and meeting deadlines
  • Excellent SQL (or similar language) programming skills; proficiency in Python is a plus
  • Advanced Microsoft Excel and PowerPoint skills
  • Strong written and verbal communication skills

Benefits

  • Health insurance
  • Flexible working hours
  • Paid time off

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