Role Description We are currently looking for a Commercial Insurance Underwriting Assistant to join our team. The Underwriting Assistant assists the Underwriter in reviewing, quoting, and binding new submissions, and issues evidence of insurance certificates and invoices for new and renewal business. The Underwriting Assistant also processes renewals, ensures that renewal and new business are entered accurately into the system, and processes change requests. - Assist the Underwriter in processing, quoting, and binding new submissions - Review applications, requests, and obtain missing information - Issue confirmation of binding evidence and invoices for new business - Data entry into the Quote and Policy Issuance Databases - Apply changes to rates and endorsements for renewals and issue renewal quotes - Process Evidence of Insurance for renewals and invoices in the underwriting database, and verify that the information is accurate and entered correctly - Process mortgagee changes and issue revised certificate of Evidence of Insurance to mortgagees - Opportunity to obtain Property & Casualty (P&C) license if not currently licensed Qualifications - High School Diploma or equivalent - Bachelor's degree preferred, but not required - Two years of commercial property casualty insurance experience preferred - P&C license preferred - Intermediate Microsoft Office Word, Excel, and Outlook skills - Strong data entry, web/database search, and applications skills - Strong analytical skills - Attention to detail Requirements - Compensation: $45,000 - $55,000, DOE Benefits - HEALTH: Comprehensive benefits package including medical, dental, vision, and life insurance; flexible spending account (FSA) - RETIREMENT: 401(k) plan with a Roth option and employer-matching contributions - PAID TIME OFF: Paid meal breaks, paid holidays, vacation, sick time, bereavement leave, and paid volunteer time - CAREER DEVELOPMENT: Training, licensing, and tuition reimbursement programs; flexible work schedules including telecommuting - COMPANY CULTURE: Positive team culture, employee referral program, employee recognition program, anniversary recognition program, and various employee events throughout the year

Role Description Relying on limited experience and knowledge, this role is responsible for accomplishing the following assignments. These assignments are varied in nature. - Review issues forwarded from the Underwriting group that includes complex diagnoses and then estimate ongoing costs. Provide this information to the specific Underwriter. - Act as support for renewal underwriting. This includes, but is not limited to, assessing the severity code on ongoing claims, adjusting reserves for accuracy, evaluating new referrals if effective within sixty days of notice, and assigning recommended specifics, if requested. - Educate Underwriters on how to recognize specific diagnoses and severe types of diagnoses to ensure these are identified and properly quoted during the underwriting process. Qualifications - 4 Year / Bachelors Degree in a related field or the equivalent education and/or experience - Required Registered Nurse (RN) designation - 5 Years Relevant and progressive clinical experience, preferably in an acute care or managed care setting - 5 Years Clinical experience, preferably in an acute care setting and/or managed care setting - Strong medical knowledge including International Classification of Diseases (ICD), Current Procedural Terminology (CPT), medical terminology, COBRA, and HIPAA - Strong understanding of operations of third-party administrators (TPAs) and managing general underwriters (MGUs) - Knowledge of Carrier and Reinsurer reporting and contractual requirements - Possess and have ability to apply broad knowledge of principles, practices, and procedures - Excellent written and verbal communications skills with an emphasis on confidentiality, tact, and diplomacy - Exceptional organizational and analytical skills; demonstrated ability to manage multiple tasks simultaneously - Knowledgeable of industry changes, legal updates, and technical developments related to applicable area of the Company's business to proactively respond to changing business environment - Intermediate proficiency and experience using Microsoft Office package (Excel, Access, PowerPoint, Word) - Occasional travel (up to 10% of time) Benefits - Competitive salary and comprehensive benefit package - Strong learning culture with ongoing development opportunities - Opportunities for growth and career advancement - Comprehensive medical, vision, and dental coverage, with eligibility beginning on your first day of employment - Basic life and disability insurance - 401(k) plan with 6% company match - 20 days of PTO, two floating holidays, approximately 11 paid holidays, and volunteer time off - Paid parental leave - Access to our award-winning wellness program, including mental health services, fitness network membership, and a complimentary Headspace subscription - Student loan matching program - Employee discount program - An opportunity to do meaningful work and love what you do Company Description Tokio Marine HCC is a leading specialty insurance group with offices in the United States, the United Kingdom, Europe, and other exciting locations. With the strength and stability that comes from being a member of the Tokio Marine Group, and more than fifty years of growth, profitability, and stability, we offer important insurance products that most people don’t even know exist. For over 50 years, HCC Life Insurance Company, operating as Tokio Marine HCC – A&H Group, has been at the forefront of medical stop loss insurance. In addition to traditional stop loss, we offer captive and Taft-Hartley stop loss solutions, level funded stop loss, Organ & Tissue Transplant insurance and MedPlus insurance. Tokio Marine HCC – A&H Group is rated A++ (Superior) by A.M. Best Company and benefits from the financial stability of its parent company, Tokio Marine HCC.

• Organize and coordinate the servicing of new and renewal accounts according to Company guidelines and instructions from assigned Underwriter • Provide high quality professional service to Companies • Enter New Submissions in the clearance system and handle according to established procedures • Prepare and model new and renewal business as directed and supervised by an Underwriter • Review policies, endorsements, audits, cancellations, etc., resolve any discrepancies and make changes as needed • Review and process policy servicing requests (endorsement, audits, Company requests, Certificates, Premium Finance Notices and Cancellations, etc.) • Invoice and process new business and renewal binders, premium bearing endorsements, and cancellations according to internal and Company guidelines • Produce cancellation and non-renewal notices according to statutory and contractual requirements under the direction of assigned Underwriter • Manage underwriting files on accounts in which policies are not issued and handle according to Company and internal established procedures • Maintain pending/suspense system per established procedures • Maintain account files in accordance with company policy • Perform other duties as assigned

Role Description Location: Remote (Work-from-home flexibility) The Opportunity: Are you a detail-oriented credit expert who thrives on solving complex financial puzzles? We are seeking a Mortgage Underwriter with a deep background in Non-QM and residential lending. In this role, you won’t just check boxes; you will exercise high-level judgment to evaluate risk, identify viable loan paths, and ensure the highest quality of credit decisions in a fast-paced, collaborative environment. - Technical Underwriting: Perform comprehensive reviews of loan applications, including complex income docs, tax returns, P&L statements, and appraisals to ensure total accuracy. - Risk Evaluation: Classify and qualify loans according to company and secondary market guidelines, conducting "reasonableness tests" to ensure sound business decisions. - Strategic Problem Solving: Rework loan terms and identify creative, compliant conditions to turn challenging files into viable credit decisions. - Collaborative Communication: Act as a bridge between Loan Originators, Processors, and Management to resolve compliance or funding hurdles with clarity and speed. - Industry Expertise: Maintain an elite understanding of Fannie Mae (DU), Freddie Mac (LP), and emerging Non-QM products to stay ahead of market shifts. - Quality Assurance: Ensure all files are audit-ready, maintaining acceptable turnaround times while upholding the integrity of the funding package. Who You Are: - A Critical Thinker: You don't just see numbers; you see the story behind the borrower's profile and can defend your decisions with logic and data. - A Non-QM Expert: You have specific experience with non-traditional mortgage products and manual underwriting policies. - A Cultural Pillar: You value accountability, diversity, and a "can-do" spirit, contributing to a team environment that is both professional and high-energy. Qualifications - Experience: 4–6 years of mortgage experience, with at least 4+ years of residential underwriting (including second-level review/approval authority). - Specialized Knowledge: Non-QM experience is required. Proficiency in Encompass and fraud-detection tools is highly preferred. - Education: Bachelor’s degree in Finance, Accounting, Economics, or Business (or equivalent career experience). - Soft Skills: Exceptional written communication and the ability to manage internal/external relationships under tight deadlines. - Remote Setup: A dedicated, quiet home workspace with high-speed internet. Company Description Fairway Home Mortgage, founded in 1996, is a nationwide leader in the mortgage industry. Customer service is at the heart of everything we do. We deliver personalized loan solutions with some of the fastest turn times in the industry. Our mission is to act as trusted advisors, guiding clients through every step of the mortgage process to exceed expectations and ensure satisfaction. - Our culture promotes innovation, growth, and collaboration, offering exciting career paths and professional development. - Whether you're starting out or advancing your career, Fairway is a place where your skills and ambitions can thrive.