Title: Energy Efficiency Finance and MVE Expert Location: Paris Job Opening ID: 277844 Category and Level : Consultants, CON Department/Office : United Nations Environment Programme Job Description: Result of Service The expert will support the following: • Increase the uptake of energy-efficient and climate-friendly cooling solutions through the preparation of financial and market analysis used in financing mechanisms. The expert will also develop Monitoring Reporting and Verification frameworks and tools to track the financial, energy, and climate impacts of financing mechanisms. The expert will also offer technical content and training to government agencies and businesses, focusing particularly on the development of Energy Performance Standards frameworks and their integration into public procurement and sustainable development. • Ensure compliance of MEPS & labels schemes in the U4E projects, through the development of Monitoring, Verification and Enforcement (MVE) frameworks, including Market Surveillance schemes. The expert will also help advise on Product Registration Systems (PRS), alongside conducting capacity-building initiatives to ensure effective implementation. • Assess existing project management tools, providing recommendations for improvements in adoption and/or alternatives. The expert will also contribute to U4E's communications campaigns, specifically focusing on financing and MVE aspects. Work Location Remote Expected duration 10 months Duties and Responsibilities UNEP is the leading global environmental authority that sets the global environmental agenda, promotes the coherent implementation of the environmental dimension of sustainable development within the United Nations system and serves as an authoritative advocate for the global environment. UNEP is accelerating the transition to sustainable appliances and equipment through United for Efficiency (U4E). U4E is a global initiative launched in 2015 to help developing and emerging markets quickly and comprehensively transition to energy-efficient lighting, air conditioning, refrigeration, electric motors and transformers. U4E has a diverse and growing portfolio of activities (see http://united4efficiency.org). By optimizing these technologies, which represent a large part of energy consumption worldwide, U4E's interventions are key drivers toward greater resilience and economic development as well as climate change mitigation and adaptation. The initiative's multifaceted approach addresses policies, financing and incentives, market monitoring, verification and enforcement, communications and stakeholder engagement to encourage the rapid and comprehensive adoption of more sustainable solutions. U4E is especially committed to supporting developing and emerging markets that lack adequate local resources to independently undertake such a transition. By working hand-in-hand with governments, industry stakeholders, and civil society partners, assistance is targeted to overcome critical barriers to market transformation, with numerous success stories from around the world. An Energy Efficiency Finance and Market Monitoring Verification and Enforcement (MVE) Expert is needed to help develop and execute complex market transformation projects in collaboration with strategic partners, with a focus on the space cooling and cold chain domains. The Expert will perform a range of functions, with a mix of global, regional and national applications in U4E's portfolio to optimize existing operations and unlock new project opportunities U4E requires an expert to support the development and implementation of market transformation projects consistent with its Integrated Policy Approach (https://united4efficiency.org/our-approach). Specific needs include technical support for developing and deploying: I. Energy Performance Standards: Provide technical support for the development and refinement of regional or national Energy Performance Standards frameworks for cooling, lighting and other targeted appliance categories, including high-efficiency benchmarks for integration into green public procurement. Activities include preparation of policy notes for high-level decision-making, guidance notes supporting technical operationalisation by implementing agencies, regional stakeholder engagement, and on-the-ground deployment activities in selected countries to support adoption and harmonisation. II. Product Registration System (PRS) Development: Lead the oversight and coordination of PRS software development and piloting in three countries, including the technical specifications, supervision of external developers, intermediate and acceptance testing, and capacity-building of institutional users. Provide light-touch advisory inputs to additional countries considering PRS adoption. In parallel, support the development of Monitoring, Verification and Enforcement (MVE) frameworks in two countries, including market surveillance protocols, roles and responsibilities of implementing agencies, reporting templates, and capacity-building for effective implementation. III. Data Centers: Support outreach, partnership engagement activities related to sustainable cooling and energy-efficient data centres. Activities include preparation of pitch and concept materials, identification and onboarding of technical partners, and inputs to project concept notes and provide technical content on cooling efficiency, refrigerant management and operational best practices applicable to data centre infrastructure. IV. Financing Mechanisms: Serve as project coordinator for a financial mechanism project in one country, including overall implementation coordination, stakeholder engagement with government counterparts and partner organisations. Provide the required technical inputs for project's key deliverables, such as financing mechanism design and review, market and policy analyses underpinning regulatory roadmaps, Monitoring, Reporting and Verification (MRV) framework, and supporting communications and consumer awareness materials. Qualifications/special skills - Minimum university degree (Bachelors) or equivalent in Engineering (electrical, mechanical, industrial, or similar), Electricity, Environmental Affairs, or a relevant scientific development discipline. • More than 10-years experience and proven technical competencies in cooling energy efficiency and refrigeration, including familiarity with natural refrigerants. • Developing and deploying financing mechanisms, MVE frameworks and tools (including software) for the promotion of energy efficient appliances in developing and emerging economies. • Drafting and securing buy-in for policy recommendations on energy efficiency. • Technical knowledge on HVAC systems, especially Room Air Conditioners, natural refrigerant gases and energy efficiency for cooling appliances. • Knowledge of past and current financing mechanisms for energy efficient appliances, product testing standards and compliance projects and initiatives. • Active involvement and thorough knowledge of international best practices in energy efficiency strategies and energy-efficient HVAC technologies, practices and programmes • Knowledge of various software development frameworks, processes, information exchange tools, and estimated timelines for development of web app functionalities. • Knowledge and experience in working with government and private sector internationally. • Thorough background preparing and delivering training and providing capacity building to diverse audiences • Ability to rapidly analyse and integrate diverse information from varied field sources in order to produce highly qualitative communication presentations. • Excellent written and oral communications ability to effectively convey technical topics to non-experts. Languages - Fluency in written and spoken English and another UN Language (preferably Spanish or French). Additional Information Not available. No Fee THE UNITED NATIONS DOES NOT CHARGE A FEE AT ANY STAGE OF THE RECRUITMENT PROCESS (APPLICATION, INTERVIEW MEETING, PROCESSING, OR TRAINING). THE UNITED NATIONS DOES NOT CONCERN ITSELF WITH INFORMATION ON APPLICANTS' BANK ACCOUNTS.

Title: UHNW Mortgage Underwriter locations Remote, Texas, United States of America Tempe, Arizona, United States of America time type Full time job requisition id PT-JR037271 Job Description: UHNW Mortgage Underwriter Morgan Stanley is a global financial services leader with three core businesses - Institutional Securities, Asset Management, and Global Wealth Management. Global Wealth Management is offered by the Morgan Stanley Wealth Management (MSWM) franchise, which has one of the world’s largest networks of Financial Advisors. In addition to our comprehensive financial services, which include brokerage, investment advisor, financial and wealth planning, annuities, insurance and retirement, Morgan Stanley is continuing to enhance our lending, trust and cash management capabilities. By combining our lending financial services business with private banking products built specifically to service the needs of Financial Advisors and their clients, we can tailor banking and lending solutions to client needs. Morgan Stanley Home Loans is looking for the best of the best to provide premier mortgage services to our clients. As part of Global Wealth Management Division (GWM), we have a partnership with Morgan Stanley’s retail brokerage network that provides a proprietary source of inbound business. Morgan Stanley Private Bank National Association is seeking an experienced, positive and motivated individual to join our Home Loans underwriting team. The successful candidate will possess a combination of deal structuring and underwriting skills and experience underwriting mortgage loans for sophisticated borrowers with complex income streams. Our Mortgage Underwriters are responsible for analyzing clients’ financial background, and making lending decisions. Position Responsibilities - Underwrite and analyze multifaceted mortgage loans for high net-worth clients within delegated credit authority and in accordance with MSPBNA credit policy, lending standards and risk appetite - Proactively and effectively manage and maintain a pipeline of complex transactions - Provide guidance as related to complex income scenarios to partners and junior team members - Perform complicated income, business financial statement and tax return analysis - Assist in identifying or recommending alternative loan solutions - Provide onboarding and training to new team members Qualifications - External - Private bank lending experience, business relationship management or commercial/structured credit analysis experience required including providing business financing - Minimum 10 years’ experience credit analysis and underwriting for high net-worth individuals - Experience underwriting non-conforming loans - Experience structuring and underwriting loans held in entities i.e. LLCs and Trusts - Pipeline management experience required - College degree preferred or equivalent experience, advance degree a plus Skills/Abilities - Ability to comprehend business financial statements and personal tax returns - Understanding of structured credit transactions including terms, covenants, etc. and impact to the residential mortgage product - Excellent verbal and written communication skills, including ability to articulate the borrower’s financial profile and associated risks - Underwriter should be comfortable working with Family Offices, CPAs, CFOs, Business Managers, Financial Advisors, etc. - Superior knowledge of underwriting and credit risk principles - Ability to recognize, mitigate and escalate risks where appropriate - Strong knowledge of unique property vesting i.e. trusts and LLCs - Complex self-employed income analysis is a critical requirement - Ability to partner, collaborate with a deal team (comprising of Mortgage Consultants, Relationship Managers, loan processors, Private Banker and Financial Advisors) as well as ability to partner with Structured Credit partners - Experience with wealth management clients - Extraordinary client service aptitude - Meticulous follow-up and follow through - Ability to work under tight timelines - Excellent attention to detail - High level of proficiency with Microsoft excel; proficient with Microsoft Office suite WHAT YOU CAN EXPECT FROM MORGAN STANLEY: At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work. Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents. Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

Role Description Estamos en búsqueda de: Consultor/a Funcional de Negocio – Sector Financiero - Recopilar, analizar y documentar requisitos funcionales en entornos del sector financiero. - Actuar como nexo entre negocio y equipos técnicos, asegurando el entendimiento de las necesidades del cliente. - Participar en la definición y ejecución de pruebas funcionales y de aceptación de usuario. - Dar soporte durante el ciclo de vida del proyecto, garantizando la calidad de las soluciones entregadas. - Mantener una comunicación fluida y profesional con el cliente, gestionando expectativas y prioridades. Qualifications - Experiencia mínima de 2 a 3 años en consultoría funcional en el sector financiero. - Experiencia en toma de requisitos, ejecución de pruebas y trato directo con el cliente. - Formación universitaria en Económicas, Empresariales o similares. - Nivel alto de inglés, tanto oral como escrito. Requirements - Experiencia previa en proyectos para grandes entidades financieras de primer nivel. - Conocimiento de metodologías de análisis funcional y testing. - Experiencia en entornos de consultoría tecnológica o de negocio. Benefits - Contrato indefinido con salario competitivo. - Modalidad flexible y posibilidad de trabajo remoto. - Plan de carrera personalizado y formación continua. - Participación en proyectos estables con alto componente técnico. - Flexibilidad horaria y enfoque en la conciliación. - Beneficios sociales adaptados a tus necesidades.

Title: Director, Finance Systems Location: Remote - Canada United States Job Description: Summary: We are currently seeking a Director, Finance Systems to join our IT team in Canada. If you are local to one of our hubs (Burnaby, Calgary, or Toronto) you will be expected to be in office minimum twice per week on one of our Anchor Days. About the role: The Director, Finance Systems owns the strategy, delivery, and operational excellence of the enterprise Finance Systems portfolio. This leader is accountable for both core financial platforms (ERP, close, spend, tax, equity, record-to-report, order-to-cash integrations, and procure-to-pay integrations) and FP&A/Planning platforms (EPM, modeling, forecasting, workforce planning, dashboards). This role partners deeply with Finance, Accounting, FP&A, IT, RevOps, People Systems, and Data/Analytics to ensure finance data is accurate, secure, automated, compliant, and decision-useful. The Director is also the owner for finance systems governance, including SOX/ITGC readiness, segregation of duties, and audit relationships. Mission and Impact: Finance Systems empowers the company through innovative, reliable, and user-friendly systems that improve accuracy, efficiency, internal controls, and strategic decision-making. The team’s vision is to mature the finance architecture so it not only streamlines processes but also enables predictive insights and scalable growth. What you’ll work on: - Own the multi-year vision and roadmap across Finance Systems and FP&A Systems, aligning delivery to business priorities and capacity. - Drive annual planning, budget ownership for the Finance Systems org - Lead and coach two managers and their IC teams; set clear outcomes, operating rhythms, and development plans. - Build a culture of accountability, customer-centricity, strong controls, and continuous improvement. - Scale the org as the company grows (headcount planning, hiring, leveling, capability building). - Strategic and architectural owner of the core Finance platforms (NetSuite, Pigment, Coupa, Leapfin, FloQast, Avalara, Workiva, Stripe), ensuring platforms and integrations scale appropriately with business growth and audit requirements - Ensure platform health, scalability, release management, and vendor performance. - Partner with Finance teams to map existing manual processes to proactively identify and execute automation initiatives to streamline operations and reduce human error. - Sponsor AI/automation capabilities across the portfolio - Own end-to-end financial data flows and integrations between ERP, EPM, HRIS, CRM, billing, and analytics platforms. - Establish reusable integration patterns, master data management, and reconciliation processes ensuring consistent “actuals vs. forecast” truth. - Set and enforce finance systems governance: access controls, segregation of duties, change management, ITGC/SOX controls, and evidence quality. - Lead SOX gap remediation and continuous control improvement across the portfolio. - Establish SLAs, intake triage, and support models (ticketing, training, enablement). - Improve user experience and company-wide adoption through documentation, and education. What you may have: - 8-10+ years in finance systems / enterprise applications / business systems, including 4+ years leading managers and multi-team orgs. - Hands-on experience taking a company public or operating finance systems at a company that has recently gone public (IPO readiness, S-1, SOX scaling, first-year public close). - Deep expertise in ERP ecosystems (Netsuite) and adjacent finance tools (record-to-report, procure-to-pay, revenue lifecycle, expense, close, tax, compliance, order-to-cash). - Strong experience with EPM/FP&A platforms and planning processes (forecasting, budgeting, driver-based modeling, dashboards). - Proven ability to design and govern integrations across ERP, EPM, HRIS, CRM, and billing/data platforms. - Demonstrated ownership of SOX/ITGC controls, change management, and experience partnering with (internal and external) auditors through rapid growth and change. - Track record of leading enterprise programs with executive stakeholders, clear ROI, and on-time delivery. - Bachelor’s degree in Information Systems, Computer Science, Finance/Accounting, or equivalent practical experience. - Growth mindset when it comes to process improvement and new technologies, especially AI This is a new role. What you will find here: Compensation is one of the main components of Clio’s Total Rewards Program. We have developed a series of programs and processes to ensure we are creating fair and competitive pay practices that form the foundation of our human and high-performing culture. Some highlights of our Total Rewards program include: - Competitive, equitable salary with top-tier health benefits, dental, and vision insurance - Hybrid work environment, with expectation for local Clions (Vancouver, Calgary, Toronto, Dublin and Sydney) to be in office minimum twice per week. - $2000 annual counseling benefit - RRSP matching and RESP contribution - Clioversary recognition program with special acknowledgement at 3, 5, 7, and 10 years​ The expected salary range* for this role is $176,600 to $220,800 to $265,000 CAD. There are a separate set of salary bands for other regions based on local currency.