Financial Crime Analyst
Location
Worldwide
Posted
26 days ago
Salary
0
Seniority
Mid Level
No structured requirement data.
Job Description
Financial Crime Analyst
Sphinx
Role Description Sphinx is rebuilding how compliance gets done. We're hiring experienced AML analysts to work hand-in-hand with our AI agents: running real casework at banks and fintechs, shaping the system as you go. If AML has become second nature to you, and you want to define how the future of compliance looks, we should talk. Sphinx builds AI analysts that automate AML, KYC, KYB, and transaction monitoring for banks and fintechs. Our agents work inside browsers and internal systems just like human analysts. They review alerts, investigate entities, file reports, and explain their reasoning. Sphinx Frontline is how that mission shows up on the ground. Instead of just selling software, we run the operation, embedding our analysts and AI agents directly into customer workflows to handle compliance end-to-end. An AI-native compliance team-as-a-service. That means our analysts aren't just working cases. They're answering the questions that decide how modern compliance actually functions: - Half the alerts your team clears are noise, and you know it. So which signals actually matter? - Where does an agent see things a human would miss, and where is it the other way around? - What does a financial criminal do that ten years of alert logic still misses? If those questions sound like the interesting part of the job, you're in the right place. Why Join Sphinx Frontline: - Rebuild compliance from the ground up: Most of the workflows that exist today were designed for humans clicking through screens. You'll get to ask what they should look like when an AI agent is doing the work, and then build that. - Your judgment becomes the system: Every escalation rule, every edge case, every "this shouldn't have been auto-cleared" instinct gets encoded into how the agents reason. You're not feeding a queue. You're writing the playbook the next generation of compliance runs on. - Hard problems, not busywork: When an agent flags something to you, it's because the routine logic ran out. You're working the cases that genuinely require judgment, and figuring out how to teach the system to handle the next one like it. - Real variety, real stakes: Frontline serves banks, fintechs, and payment companies across multiple jurisdictions. Every client surfaces different patterns, different regulators, different edge cases, and every one of them sharpens the system. - Define a new category: AI-native managed services is a new model for the industry. You'll be one of the first people to prove it works, and set the bar for everyone who follows. What You'll Work On: - Real compliance casework: Investigate alerts, adjudicate transaction monitoring flags, conduct KYC/KYB reviews, prepare SARs and CTRs, and run screening investigations. The full spectrum of BSA/AML work across our client base. - Working cases with the agents: You'll work alongside the agents on live casework, pressure-testing their reasoning, catching where they're wrong, and making sure every output meets the client's regulatory standards. - Defining where humans belong in the loop: Which cases need a human eye, and why? What signals should trigger an escalation? You'll be the one designing those rules, turning instinct into criteria the agents can act on. - Rewriting the playbook: When you spot a recurring false positive, a missed signal, or a jurisdictional quirk that the SOP doesn't account for, you'll fix it at the source. Updating the workflow, retraining the agent, and validating the change against historical cases. Qualifications - Real compliance experience: 2+ years in AML, BSA, KYC/KYB, transaction monitoring, or financial crime investigations at a bank, fintech, MSB, or consulting firm. You've worked real cases, not just studied the regulations. - The workflows are second nature: Alert adjudication, SAR/CTR filing, screening investigations, EDD, document review. You've done it all and can do it without hand-holding. - You think in systems: You've looked at a compliance workflow and thought "this is broken, and here's how I'd fix it." You want to redesign the work, not just execute it. - You want to work with the agents, not around them: You don't need to be a developer, but you should be the kind of person who pokes at a new tool to understand how it works, and gets frustrated when a workflow is dumber than it needs to be. - Strong judgment: You know when something looks wrong, when a case needs escalation, and when an AI output needs a second look. And you can articulate why, so the system can learn from it. - You hold the line on accuracy: A missed SAR or a sloppy narrative isn't just a mistake. It's something a regulator will see. You know that, and you bring the kind of discipline that holds up under audit. The agents will move fast; your job is making sure fast doesn't mean wrong. - You can make the complex legible: Whether it's a SAR narrative, a reasoning trace the agent needs to learn from, or an explanation for a regulator, you can take a messy investigation and turn it into something clear, defensible, and useful. Benefits - Frontline is remote-first. Work from anywhere.
Related Guides
Related Categories
Related Job Pages
More Financial Crime Jobs
Role Description If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we’re hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Senior Special Investigator. As a Senior Special Investigator, you will take the helm in orchestrating a multi-faceted approach to protect our organization against fraudulent activities. This role is characterized by a strong focus on leadership, compliance, and expertise. - Lead the development and execution of comprehensive fraud prevention strategies and investigative operations. - Review referrals to determine if red flags exist and assign work to investigators accordingly. - Gather and examine complex data and interpret said data. - Lead high-profile and sensitive special investigations involving intricate and specialized fraud referrals. - Apply advanced knowledge of state laws and regulations relevant to the P&C insurance industry. - Prepare and deliver detailed, comprehensive, and well-structured verbal and written investigative reports. - Review operational output and report on patterns related to identified fraud, gaps in process, strengths, and weaknesses. - Serve as a recognized subject matter expert within SIU, offering expert guidance and conducting training for team members. - Develop, implement, and deliver training programs tailored to claims and underwriting personnel. - Cultivate and sustain external relationships with key stakeholders, industry experts, and law enforcement authorities. - Take charge of CAT duty responsibilities as necessary. - Provide invaluable support for regulatory compliance activities. - Harness the capabilities of third-party vendors and specialized tools for effective claim investigations. - Prepare and deliver professional, concise, and insightful presentations to leadership. Qualifications - Bachelor's degree in a related field or equivalent relevant education. - 10 years’ experience conducting fraud investigations. - A minimum of 7 years of comprehensive experience in P&C SIU/Fraud investigations or 9 years in a related fraud industry investigation role. - Demonstrate exceptional expertise and understanding of fraud investigations. - Proven track record as a results-driven, seasoned investigator. - Proficiency in gathering a wide range of evidence and arriving at conclusions based on objective details. - A well-documented ability to effectively organize and prioritize workloads. - Proficiency in utilizing computers and various software packages for data analysis. - Comprehensive knowledge of city, state, and local regulations, legal principles, and medical terminology. - Demonstrated expertise in concurrently managing specialty/complex/litigated claims and cases. Company Description Named among the Best Places to Work in Insurance by Business Insurance for four years in a row (2020-2023), SageSure is one of the largest managing general underwriters (MGU) focused on catastrophe-exposed property in the US. Since its founding in 2009, SageSure has experienced exceptional growth while generating underwriting profits for carrier partners through hurricanes, wildfires, and hail. - Available in 16 states. - Offers more than 110 home, flood, and commercial products on behalf of its highly rated carrier partners. - Manages more than $3.2 billion of inforce premium and helps protect more than 970,000 policyholders. - More than 1,000 employees in a distributed workforce environment across 12 offices. SageSure is a proud Equal Opportunity Employer committed to building a workforce that reflects the spectrum of perspectives, experiences, and abilities of the world we live in. Our nimble, highly responsive culture nurtures critical thinkers who run toward problems and engineer solutions. Come join our team! Visit sagesure.com/careers to find a position for you.
Lead Financial Crime Officer
Computershare UKWe're a global leader in financial administration with over 11,000 employees across more than 22 different countries. At Computershare, it’s more than just a job; our open and inclusive culture means that we will help you to grow, to move forward and make the most of our world of opportunities. We're dedicated to providing you with the opportunity to succeed on your own merits, starting from the application process and continuing throughout your career with us. Our goal is to create an environment where everyone feels valued, to remove barriers and obstacles and ensure equal opportunities for all.
Lead the fraud operations function, manage team performance, oversee fraud investigations, and adapt processes to counter emerging threats while ensuring high-quality stakeholder engagement and minimizing fraud losses.
• Manage a team of 25+ analysts • Oversee team performance, development, and workload planning to ensure successful project delivery. • Provide coaching, feedback, and support for team members’ growth and career progression. • Manage client engagements, ensuring compliance with internal policies and regulatory standards. • Maintain regular communication with clients to strengthen partnerships, report outcomes, and identify service opportunities. • Monitor team output and quality, identifying areas for process improvement and efficiency. • Deliver performance and service reports to senior leadership and clients. • Collaborate with internal teams to expand subject matter expertise and advisory capabilities. • Contribute to strategic initiatives within the Managed Services practice in partnership with senior leaders. • Provide production/service reporting to senior leadership and clients. • Work directly with partnership team to develop subject matter expertise and expand advisory services and consulting opportunities with clients.
Financial Crime & Fraud Investigation Specialist
24-MAGThis opportunity is available through a leading AI-driven work platform.
Role Description We are sharing a specialised part-time consulting opportunity for professionals experienced in fraud investigation, AML/BSA workflows, financial crime compliance, sanctions screening, SAR/CTR documentation, and structured investigation review. This role supports current and upcoming remote consulting opportunities focused on structured fraud investigation review, financial crime workflow analysis, alert triage, case documentation, regulatory response materials, and high-quality project execution. Selected professionals will apply their fraud and financial crime expertise to review realistic investigation scenarios, evaluate documentation requirements, prepare structured written outputs, and support accurate, evidence-based investigation workflow tasks. Key Responsibilities - Fraud Investigation & Case Review - Review financial crime scenarios involving case files, investigation write-ups, transaction activity, alert-triage notes, account behavior, and fraud typologies. - Evaluate investigation materials against source records, risk indicators, documented procedures, and expected case outcomes. - Support structured review of application fraud, account-takeover, transaction fraud, first-party fraud, merchant fraud, acquirer fraud, or insurance SIU materials. - Identify missing information, inconsistent reasoning, risk flags, and expected investigation review outcomes. - AML/BSA, Sanctions & Regulatory Documentation - Review AML/BSA scenarios involving SAR drafts, CTR materials, sanctions screening, OFAC review, enhanced due diligence, and high-risk customer files. - Evaluate financial crime documentation against compliance requirements, case facts, typology indicators, and documented filing criteria. - Support structured review of SAR/CTR drafts, EDD materials, sanctions alerts, customer risk documentation, and regulatory exam response materials. - Prepare clear written explanations for investigation and compliance decisions based on source materials and verifiable criteria. - Financial Crime Systems & Workflow Support - Review workflows connected to case-management tools, screening systems, SIEM outputs, transaction monitoring materials, and banking platform exports. - Support structured review of materials connected to Refinitiv World-Check, Dow Jones Risk & Compliance, Splunk SIEM, Microsoft Sentinel, FIS, Fiserv, Jack Henry, or similar financial crime systems. - Translate fraud investigation and financial crime workflows into clear task documentation, review criteria, and structured written outputs. - Maintain accuracy, consistency, and professional judgment across submitted work. Qualifications - 3+ years of experience in fraud operations, financial crime investigations, AML/BSA compliance, sanctions screening, transaction monitoring, EDD, SIU investigations, regulatory exam support, or related financial crime roles. - Experience in one or more areas such as BSA/AML, OFAC sanctions, SAR/CTR filing, application fraud, account takeover, transaction fraud, first-party fraud, merchant fraud, insurance claims fraud, or high-risk customer review. - Familiarity with tools and systems such as Refinitiv World-Check, Dow Jones Risk & Compliance, Splunk SIEM, Microsoft Sentinel, FIS, Fiserv, Jack Henry, Actimize, Verafin, or similar investigation platforms. - Comfort reading and preparing financial crime artifacts such as case files, investigation summaries, SAR drafts, CTR materials, typology memos, alert notes, EDD files, and regulatory response documentation. - Strong analytical thinking and written communication skills. - Ability to translate investigation workflows into clear, structured task documentation. Educational Background - A degree or professional background in finance, criminal justice, accounting, compliance, risk management, cybersecurity, business administration, law, or a related field is helpful. - Equivalent practical experience in fraud investigation, AML/BSA compliance, financial crime operations, sanctions review, or regulatory compliance is also highly relevant. Nice to Have - Experience at a bank, card issuer, fintech, insurer, payment company, acquirer, merchant risk team, or financial crime compliance organization. - Familiarity with OCC, FinCEN, Federal Reserve, state DFS, OFAC, SAR/CTR requirements, transaction monitoring, fraud typologies, regulatory exams, or SIU workflows. - Experience preparing or reviewing investigation write-ups, SAR narratives, CTR materials, alert-triage notes, typology memos, case files, or regulatory exam responses. - CAMS, CFE, CFCS, AML, fraud, compliance, risk, or investigations certification is helpful. - Strong attention to detail in case-heavy, evidence-heavy, and compliance-focused financial services environments. Why This Opportunity - Apply fraud investigation and financial crime expertise to structured remote project work. - Contribute to high-quality investigation review, AML/BSA documentation, alert triage, and financial crime workflow assessment. - Work on flexible, project-based assignments aligned with your financial crime background. - Use your investigation judgment in a focused, detail-oriented review environment. - Remote structure with competitive hourly compensation. Contract Details - Independent contractor role. - Fully remote with flexible scheduling. - Part-time commitment depending on project availability. - Competitive rates between $65–$90 per hour depending on expertise. - Weekly payments via Stripe or Wise. - Projects may be extended, shortened, or adjusted depending on scope and performance. - Work will not involve access to confidential or proprietary information from any employer, client, or institution. About the Platform This opportunity is available through 24-MAG LLC. We connect experienced professionals with remote consulting opportunities across technical, evaluation, and project-based workstreams. By submitting this application, you acknowledge that your information may be processed by 24-MAG LLC for recruitment and opportunity matching in accordance with our Privacy Policy: https://www.24-mag.com/privacy-policy .
