Title: Senior Underwriting Consultant Location: Remote - United States Full time Job requisition id R-100588 Job Description: Position Overview The Senior Underwriting Consultant underwrites and oversees the selection of risk of complex life applications. Manages underwriting services to contribute to the achievement of financial objectives including profitability, production and persistency of clients; manages all aspects of the underwriting process. We’ve embraced a flexible, hybrid approach to work. Based on your role and personal preference, we empower you to choose where you work best. This model allows you to balance your life and bring your whole self to work. Responsibilities - Selects and classifies risks according to company philosophy and standards. - Helps to maintain profitable mortality experience. - Analyzes and interprets medical, non-medical and financial information. - Make decisions within approval limits up to $10,000,000, ages up to age 79, substandard approval limit up to 500%; limits established based on experience. - Determines appropriate requirements. - Communicates and collaborates with the field and home office to provide the highest quality service levels to customers. - Manages retention. - Reviews and provides co-signatures on referrals from other underwriters. - Participates in projects. - Assists with developing initiatives for revision and updating of underwriting practices. - Identifies and assists in providing solutions to work related problems and issues. - Acts as an information resource and assists with training and development of less experienced underwriters. - Maintains positive and effective relationships with internal and external partners. - Complies with all company and site policies and procedures. - Remains current in profession and industry trends. - Successfully completes regulatory and job training requirements. - Performs other duties as assigned. Skills and Abilities - Highly developed knowledge of underwriting function - Highly developed knowledge of medical science, technology and terminology and their impact on mortality. - Highly developed knowledge of financial and other non-medical underwriting factors. - Strong organizational, communication and interpersonal skills. - Thorough understanding of automatic reinsurance agreements. - General awareness of current affairs, industry issues and trends, both corporate and external. - Solid knowledge of insurance contract law and state legislative requirements. - Strong knowledge of insurance products (plans, riders, benefits) and illustrations and how they are marketed. - Strong knowledge of reinsurance marketplace to work proactively with the field where reinsurance is an opportunity. - Thorough knowledge of product pricing. - Strong analytical kills, ability to define, research and resolve problems. - Excellent knowledge of mainframe and PC environment. - Ability to create and maintain customer relationships. - Ability to prioritize and work effectively under deadlines balancing published service times with an appropriate customer focus. - Ability to comprehend, retain and apply current technical information to daily work issues. - Ability to make a positive contribution as demonstrated by learning new skills and making suggestions for process/procedure improvement. - Ability to work with others in a collaborative team environment. Education - College degree required, equivalent work experience in life Underwriting may be considered Required and - FLMI, ALU and ACS designations or current coursework toward earning certificates Required Experience - Minimum 6 - 8 years underwriting experience Required Base Salary Range: $120,000-$130,000 For over 175 years, Penn Mutual has empowered individuals, families and businesses on the journey to achieve their financial goals. Through our partnership with Financial Professionals across the U.S., we help instill the confidence and reliability that comes from a stronger financial future. Penn Mutual and its affiliates offer a comprehensive suite of competitive products and services to meet the unique needs of Financial Professionals and their clients, including life insurance, annuities, wealth management and institutional asset management. To learn more, including current financial strength ratings, visitwww.pennmutual.com. Penn Mutual is committed toEqual Employment Opportunity(EEO). We provide employment and advancement opportunities to all qualified applicants and associates, according to applicable laws. This is reflected in our practices for hiring, placement, promotion, transfer, demotion, layoff, termination, recruitment, compensation, selection or training, and all other terms and conditions of employment. All employment-related decisions and practices are free from unlawful discrimination. This includes: race, creed, color, national origin, ancestry, citizenship age, gender (including pregnancy), sexual orientation, gender identity or expression, domestic partnership or civil union status, marital status, genetic information, disability, religious observance or practice, liability, veteran status or any other classification protected under applicable law.

Production Underwriter/Broker Location: Los Angeles, CA Department: CA1000 Job Description: Hours: 8:30-5:00 Local Time Location: Remote or hybrid, depending on your area Compensation: $65,000 - $150,000 Who We Are: Welcome to USG, a distinguished national wholesale broker and managing general agent (MGA) with a prominent presence across the nation. Our extensive network spans over 400 different markets and we proudly write business in all 50 states. USG has consistently earned recognition for our excellence, being ranked as a 5-star MGA by Insurance Business of America for four consecutive years. Moreover, we take pride in our continuous acknowledgment as a Top Insurance Workplace over the past five years, as voted on by our current team members. We at USG prioritize fostering a collaborative and mentoring-focused environment. We recognize the pivotal role each team member plays in our success, emphasizing hands-on training to ensure everyone feels comfortable and confident in their role. At USG, we actively empower our team members to bring their authentic selves to the workplace, recognizing that fostering diversity is essential for a thriving, creative, and dynamic professional environment. In today's rapidly evolving business landscape, embracing cutting-edge technology is not just a choice but a necessity for staying relevant in the marketplace. Our in-house IT development and support teams expertly oversee and manage both our proprietary and third-party systems, ensuring our sales operations stay at the forefront of technological advancement. Embark on your professional journey with USG, where it's more than just a job, it's a vibrant and supportive community committed to nurturing your success. The Role Itself In this role, you will engage directly with our primary customer, the independent Property and Casualty Retail Agent. Acting as a representative for either our contract or brokerage carriers, you will be responsible for soliciting, underwriting, marketing, and ultimately securing coverage for our business enterprises within the excess and surplus lines marketplace. Effective relationship-building skills are crucial to collaborate with our partners, aiming to cultivate a profitable book of business. Responsibilities include: - Develop and maintain strong relationships with retail agents to drive new business opportunities and grow an assigned book of business. - Evaluate, underwrite, and broker risks by analyzing coverage needs, exposures, and market conditions to deliver competitive solutions. - Market submissions to carrier partners and negotiate terms, pricing, and coverage to achieve optimal outcomes for clients and the organization. - Manage the full lifecycle of accounts, including new business, renewals, endorsements, and servicing needs. - Collaborate with internal teams and carrier partners to ensure timely processing, placement, and policy issuance. - Maintain a high level of responsiveness and professionalism in all communications with agents, carriers, and internal stakeholders. - Monitor market trends, carrier appetite, and industry developments to identify new opportunities and stay competitive. - Ensure compliance with company guidelines, underwriting standards, and regulatory requirements. - Accurately document account activity and maintain records within agency management systems. - Contribute to the growth and profitability of the business by meeting or exceeding production and revenue goals. What We Are Looking For: To perform this job successfully, an individual must be able to demonstrate consistent competency in each essential job duty. - 3 years of either wholesale broker/MGA or carrier experience, excess & surplus lines preferred - Must be a sales driven “people person” who likes to establish new relationships while learning communication strategies and sales methods. - Energetic, self-motivated, goal oriented, and able to thrive in a team environment. - Strong knowledge and experience of property and casualty insurance including: coverages, rating, terminology and technical procedures. - Certificates, Licenses, Registrations: P&C License required. E&S License preferred, but not required. - Must be experienced in Microsoft Suite, and other Windows based software applications. - Ability to quickly learn new programs and applications. What USG has to offer: - Company-paid benefits: Short-Term Disability, Long-Term Disability, Basic Life, AD&D, and Team member Assistance Program - Medical, Dental, Vision, and Life - 401K Retirement Plan - Flexible Spending Account - Dependent Care - Tuition Reimbursement - A week of hands-on, in-person training to meet our corporate team - Access to 24/7 virtual training through USG University - Outstanding Company Holiday Schedule and Generous Paid Time Off Package - Potential for exponential growth in the company Join Us! If you're excited about the wholesale industry and are ready to contribute your skills and passion to a dynamic team, USG Insurance Services is the perfect company for you. We're looking for individuals who share our entrepreneurial spirit and are eager to help us shape the future of wholesale insurance. Visit https://www.usgins.com/index.aspx to learn more about our work, our team, and the opportunities we have available.

Role Description The Underwriter II – Commercial Lines is responsible for providing high-level service and underwriting support for a portfolio of small to mid-sized commercial accounts, including select high-profile or complex cases. Core responsibilities include: - Processing policy transactions with underwriting authority. - Managing endorsement requests. - Handling certificates of insurance. - Responding to service inquiries. - Proactively identifying cross-sell opportunities. - Serving as a resource to peers. This role emphasizes technical accuracy, strong communication skills, and a proactive, team-focused approach in delivering exceptional client service. Qualifications - Active Property & Casualty Insurance License required; must be able to obtain licensing in all 50 states. - Comprehensive understanding of commercial lines insurance products and risk assessment. - Proven ability to handle more complex or high-exposure accounts with minimal supervision. - Strong verbal and written communication skills with a customer-first mindset. - High degree of accuracy and attention to detail in processing and documentation. - Proficient in agency management systems (e.g., EZLynx) and CRM platforms. - Able to lead by example and provide informal peer coaching and support. Requirements - Associate or bachelor’s degree preferred. - 3–5 years of experience in commercial lines underwriting or servicing with increasing responsibility. - Previous experience working on mid-sized to complex commercial accounts highly desirable. - Call center or high-volume service environment experience is a plus. Benefits - Medical, Dental, Vision, Life, Pet; Flexible Spending Account. - Competitive Salaries. - 401K Match. - Work-Life Balance: Personal Days, PTO Days, 12 Paid Holidays, Two Paid Days for Volunteer Service, Paid Parental Leave. - Short and Long-Term Disability. - Employee Support Programs, Including Mental Health. - Tuition Reimbursement. - Matching Charitable Gift Program. - Lucrative Referral Program. - Commuter Benefits. - Flexibility: Remote and Hybrid Opportunities Available.

Role Description Kemper is seeking a Commercial Underwriting Manager to report to the Alpharetta, GA office. Our managers guide the work activities of Underwriting, Customer Service and QA staff for performance and development in accordance with Corporate and Department strategic direction. Come be part of a team you can see a future with! - Oversees Risk Eligibility and Risk Class Underwriting for Commercial Auto, GL and Cargo. - Manages Effective and Efficient Delivery of Customer Service to Agents and Insureds. - Ensures timely preparation and submission of performance evaluations, salary adjustment and discipline. - Provides final approval/denial of risks outside the UW III authority up to (1) Million in liability, fleet policies in excess of $20K in premium, loss history on large accounts and policies with a state or federal filing. - Alerts Product Management of pricing and/or rule guide discrepancies & systems issues. - Provides support needs for Director responsibilities when absent. Qualifications - Associates or higher degree in Business Management preferred. - High school diploma and five (5) years of Insurance Industry Management experience preferred. - Bilingual in Spanish is desired. - Must have strong critical thinking, organizational and above average written/verbal communication skills. - Demonstrated problem solving abilities to ensure proper handling of duties. - Detailed knowledge of Company’s underwriting guidelines, rating manuals, processing systems and applicable insurance laws preferred. Company Description Kemper is one of the nation’s leading specialized insurers. Our success is a direct reflection of the talented and diverse people who make a positive difference in the lives of our customers every day. We believe a high-performing culture, valuable opportunities for personal development and professional challenge, and a healthy work-life balance can be highly motivating and productive. Kemper’s products and services are making a real difference to our customers, who have unique and evolving needs. Kemper is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran, disability status or any other status protected by the laws or regulations in the locations where we operate. We are committed to supporting diversity and equality across our organization and we work diligently to maintain a workplace free from discrimination. Kemper is focused on expanding our Diversity, Equity, and Inclusion efforts to align with our vision, mission, and guiding principles. Kemper does not accept unsolicited resumes through or from search firms or staffing agencies. All unsolicited resumes will be considered the property of Kemper and Kemper will not be obligated to pay a placement fee. Kemper will never request personal information, such as your social security number or banking information, via text or email. Additionally, Kemper does not use external messaging applications like WireApp or Skype to communicate with candidates. If you receive such a message, delete it.