• Prepare and coordinate analyses for insurance rating • Support individual account pricing, perform portfolio ratemaking analyses, and lead projects of moderate complexity • Conduct actuarially sound statistical analysis by selecting appropriate data sources and making assumptions to develop recommendations for pricing • Document assumptions, methods, sources and considerations in an organized fashion • Prepare actuarial findings and documents that are suitable for technical and non-technical audiences • Participate in peer reviews to increase collaboration, ensure quality work and drive innovation • Collaborate with cross-functional teams, including product management, finance, and claims, to provide actuarial support • Follow industry developments, trends, market landscape, and emerging actuarial methods and tools • Depending on experience, provides mentorship and guidance for more junior colleagues • Provide analytical support to other functions on an ad hoc basis

• Performs moderately complex actuarial work for ratemaking, reserving and/or modeling • Completes and coordinates the completion of pricing, reserving, and/or modeling work assignments including data preparation and analysis, and presents recommendations to key stakeholders • Applies industry standard methodologies and techniques for pricing, reserving, and/or modeling • Demonstrates methodologies and assumptions for other team members as appropriate • Tests, measures, and documents impacts of changes to methods, assumptions, and model variables • Researches market trends and emerging issues for potential impacts to EMC and opportunities for implementation • Ensures actuarial work conforms to professional standards • Recognizes, acknowledges, and documents assumptions, biases, and limitations • Detects and corrects errors in own and others’ work as identified in part of a peer review process • Utilizes Microsoft office products such as Excel, Word, PowerPoint, Power BI, as well as programming languages such as SQL to perform moderately complex pricing, reserving, and/or modeling analysis • Develops and maintains dynamic and macro driven Excel templates and data solutions for each line of business, state, and program • Addresses unique operational issues requiring special attention such as challenges posed by state regulatory requirements and/or changing economic environment

• responsible for setting pricing assumptions, submitting bids, filing and gaining approval of premium rates and rate certifications with regulatory agencies • Supports implementation of rates, new plans and benefit changes • Provides guidance to Product Development on new product/benefit cost impacts • Develops and maintains pricing tools that price standard and custom benefits • analyzes market level results and projections and develops recommended pricing actions to address gaps to targeted metrics • collaborates with sales and other partners supporting the markets to develop strategies for profitable membership growth • Accountable for actuarial certifications on rate filings, including attesting to compliance with state and federal rating and benefit regulations

• setting pricing assumptions, submitting bids, filing and gaining approval of premium rates and rate certifications with regulatory agencies • supports implementation of rates, new plans and benefit changes • provides guidance to Product Development on new product/benefit cost impacts • develops and maintains pricing tools that price standard and custom benefits • establishes market level financial metrics to align with segment profitability goals • analyzes market level results and projections and develops recommended pricing actions to address gaps to targeted metrics • leverages market level projections and experience data tools to research root cause and capture insights • researches and understands competitors in marketplace and collaborates with sales and other partners supporting the markets to develop strategies for profitable membership growth • accountable for actuarial certifications on rate filings, including attesting to compliance with state and federal rating and benefit regulations • begins to influence department’s strategy • makes decisions on moderately complex to complex issues regarding technical approach for project components