Credit Analyst II – Credit MIS Reporting
Location
United States
Posted
18 days ago
Salary
$85.6K - $107.0K / year
Seniority
Mid Level
Job Description
Credit Analyst II – Credit MIS Reporting
Coastal
• Assist with preparation and validation of credit risk materials used for management, committee, and board-level reporting. • Gather and document data requirements to help map source data into Key Risk Indicators (KRIs) and Key Performance Indicators (KPIs) used in credit risk reporting. • Perform routine data cleaning and transformation to improve accuracy and consistency in MIS reporting. • Run, update, and help maintain automated reports and recurring reporting packages. • Assist with exploratory analysis to identify trends, outliers, and data issues in portfolio reporting. • Support timely completion of monthly reporting, escalating issues to the manager when appropriate. • Help reconcile and investigate discrepancies across partner, vendor, and internal data sources. • Follow team standards for documentation, version control, and quality checks to support auditability and repeatability.
Job Requirements
- Clear verbal and written communication skills, with the ability to summarize findings for different audiences.
- Strong attention to detail with commitment to data accuracy, documentation, and meeting recurring deadlines.
- Ability to work independently on assigned tasks while collaborating with the broader team.
- Comfortable investigating inconsistent data, reconciling results across sources, and identifying root causes.
- Ideal candidates enjoy solving data puzzles, tracing discrepancies to root cause, and improving repeatable processes.
- Bachelor’s degree in Business Analytics, Data Science, Finance, Statistics, or a related field;
- OR an equivalent combination of education and relevant work experience. 2–4 years of relevant experience in data analytics, credit reporting/MIS, business intelligence, credit risk, or related fields.
- Experience with recurring reporting, data validation, and metric definitions.
- Strong Excel skills (PivotTables, lookups, formulas).
- Familiarity with BI/reporting tools such as Omni, PowerBI, or Looker.
- Working knowledge of SQL; Python or R is a plus.
- Experience cleaning, reconciling, and investigating data issues.
- Exposure to credit risk metrics, controls, or regulatory reporting is a plus.
- Familiarity with lending products and credit concepts in a Bank or FinTech environment preferred.
- Familiarity with Microsoft 365 tools (Outlook, PowerPoint, SharePoint).
Benefits
- Medical Coverage: Choose from three competitive medical plans to find the coverage that best fits your needs and lifestyle.
- Health Savings Account (HSA): Available with eligible medical plans, offering tax advantages and employer contributions.
- Flexible Spending Accounts (FSA): Options for healthcare and dependent care expenses to help you save on out-of-pocket costs.
- Dental and Vision Insurance: Plans to keep you and your family smiling and seeing clearly.
- Life Insurance: Company-paid basic life insurance with options to purchase additional coverage for yourself and your dependents.
- Long-Term /Short-Term Disability (LTD): Income protection in the event of a long-term illness or injury.
- Supplemental Benefits: Including Hospital Indemnity, Accident Insurance, and Critical Illness coverage to provide extra financial support when you need it most.
- 401(k) Retirement Plan: A competitive retirement savings plan with company matching to help you plan for the future.
- Paid Time Off: Generous vacation and sick leave policies to support your time away from work.
- Holidays: Enjoy 11 paid holidays throughout the year.
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