Title: Analyst ll, Credit Analysis (Kansas City) Location: Kansas City, MO - 1 Ward Parkway time type Full time job requisition id R-20260785 At FNBO, our employees are the heart of our story—and we’re committed to their success! Please see below the details of this career opportunity and how it fits into our organization’s success. Summary of the Job: The Credit Analyst II is responsible for performing independent credit analysis of commercial loan requests, including C & I, Agribusiness, CRE, and Specialty verticals. This analyst must perform complex financial analysis and evaluation of credit worthiness; Prepare loan memorandums, risk rating matrices, financial analysis and collateral analysis; Develop and maintain a thorough understanding of loan products and procedures; Develop and maintain strong industry knowledge; and Interact with and provide an exceptional customer experience to internal and external customers. About This Role: ESSENTIAL DUTIES/RESPONSIBILITIES: Conduct complete credit underwriting including: - Independent preparation of loan presentation packets (credit memos) for new credit requests, loan renewals and annual reviews. - Spread and analyze financial information (e.g. CPA prepared statements, tax returns, internal financial statements, etc.) for borrowers, guarantors and related entities. - Conduct the appropriate level of guarantor analysis to include: credit bureau reports, personal financial statements and tax returns. Spread and analyze personal guarantor cash flow and provide global cash flow analysis inclusive of all known contingent liabilities. - Perform collateral analysis including margin/loan-to-value calculation. - Determine the appropriate risk rating for credits using the FNNI risk rating matrix and appropriate verbiage to support the assigned rating. - Process requests in a timely manner to ensure desired service levels and compliance requirements are met. - Research credit requests including related commitments, background on borrowing entities, analyze industry risks - Perform sensitivity analysis on borrowers based on relevant and specific industry and economic variables and assumptions. - Demonstrate strong working knowledge of all related FNNI computer systems (nCino, Optimist 8, Foundation, etc). Demonstrate the ability to discuss credits in-depth with Relationship Managers and Credit Approvers and/or SMEs’ and make the appropriate recommendations based on risk of borrower. - Ensure compliance with loan policy and compliance standards, including the Bank’s BSA/AML program. Complete all assigned compliance training and adhere to internal procedures and controls, as required. Report any known violations of compliance policy, laws, or regulation, as well as suspicious customer and/or account activity. • Provide exceptional customer service to staff, internal customers, and other related parties in support of the credit process. • Assist with training and mentoring new and less experienced analysts • Exhibit professional behavior and promote positive working relationships. Maintain regular and predictable attendance in alignment with departmental/divisional policy. • Maintain complete and accurate file documentation. • Special projects/tasks as needed and/or assigned by manager The Ideal Candidate for This Role: Education and/or Experience Required: • Previous commercial credit analysis experience • Bachelor’s degree in Accounting, Finance, Economics, or related field or equivalent work experience • Strong understanding of financial statements, lending policies, procedures, practices, and documentation including cash flow and collateral analysis • Ability to adapt and manage multiple deadlines is required • 1-3 years experience in commercial credit analysis Other Knowledge and Skills • Strong analytical skills and critical thinking skills • Demonstrate accuracy and thoroughness and monitor own work to ensure quality • Manage competing demands in a changing environment while working independently most of the time • Follow instructions, respond to management direction, and solicit feedback to improve performance • Proficient in PC operation and demonstrated understanding of Microsoft Office Applications and Outlook Candidates must possess unrestricted work authorization and not require future sponsorship. Compensation: Compensation range (base pay): $63,288.00-$104,425.00 This role may have a specific starting pay within this range. Final compensation offer to candidate may vary from posted hiring range based upon work experience, education, and/or skill level. Work Environment: It is anticipated that the incumbent in this role will work in a hybrid capacity, balancing in-person collaboration three (3) days a week with remote flexibility two (2) days a week. As part of our team, you'll experience the energy and relationship-building of face-to-face collaboration while still enjoying the flexibility of remote workdays. We provide the tools and technology to ensure seamless transitions between work environments, supporting your productivity wherever you are. Please note that work location is subject to change based on business needs. Benefits Overview: We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance, we offer benefits to match your needs: - Medical, Dental, Vision Insurance - 401k, With Matching Contributions - Time Off Programs - Health Savings Account (HSA)/Dependent Care - Employee Banking - Growth Opportunities - Tuition Assistance - Short-Term/Long-Term Disability Insurance Job number: R-20260785 Equal Opportunity & Belonging: FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued, recognized, and empowered to be their authentic selves—no matter their role or where they are in their journey. Learn more here. FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity. FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants)

Role Description We’re looking for a detail-oriented Bid Technical Analyst to join our team. In this role, you’ll manage different parts of our glazing projects and make sure everything runs smoothly. Your knowledge will be key to delivering high-quality results. - Bids Ownership & Coordination: - Own and maintain the bid pipeline within HubSpot; bid stages, deadlines, submission requirements, and project statuses. - Ensure all opportunities are properly associated with projects, companies, and contacts within CRM. - Maintain visibility and organization of the technical bid pipeline to support estimation workflow efficiency. - Coordinate procurement and collection of required bid documents including: Certificates of Insurance (COIs), Bonds, Licenses, Certifications, Safety records, Compliance documentation. - Maintain organized and secure documentation systems. - Technical Review: - Review received bid packages including architectural drawings, specification documents, and bid requirements to evaluate project viability and scope compatibility. - Identify technical scope related to aluminum systems, steel systems, glass types, and associated hardware. - Coordinate with the Bid Coordinator and Bid Manager regarding required documentation (COI, certificates, agreements) and technical clarifications. - Project Filtering: - Act as the primary technical filter for incoming project opportunities. - Evaluate project suitability before forwarding approved projects to the estimation team. - Maintain and update the bid pipeline and stage in HubSpot to reflect project status and progress. - Scope Identification: - Analyze project drawings including: floor plans, elevations, sections, details, door schedules, hardware schedules, specifications. - Identify all relevant aluminium, steel and glazing components required for accurate project evaluation. - RFI and Addendums: - Identify missing information, inconsistencies, or technical issues in bid documents. - Draft and coordinate formal RFIs to obtain necessary clarifications. - Review project addendums and revisions to identify scope changes. - Coordinate updates with the estimation team immediately to ensure estimates remain accurate. - Technical Support: - Provide technical support to estimators during the bid preparation process. - Assist in modifying estimates based on updated project documentation. - Support the team by preparing accurate quantity take-offs, and estimates if required. - Support the team in reviewing technical feasibility of proposed solutions. - Support preparation of bid submission packages. Verify technical documentation accuracy and completeness. - Coordination: - Work closely with the team to ensure all technical clarifications and updates are communicated to the client before submission deadlines. - Ensure smooth information flow between the Bid Department and Estimation Team. Qualifications - Minimum 2–3 years of experience in construction, engineering, estimation or technical project support. - Experience reviewing architectural drawings, specifications, and construction documentation. - Experience in aluminum, glass systems, or related construction sectors is an advantage. - Experience working with technical drawings, floor plans, elevations, sections, and construction details. - Experience managing bid workflows, deadlines, and submission processes. - English proficiency at C1 level. - Russian language is a plus. - Experience or knowledge with take-off software is a plus, such as: - Bluebeam - PlanSwift - Similar drawing analysis tools - Basic knowledge of CRM or project tracking systems. - Proficiency in Google Suite (Docs, Sheets, Slides). Requirements - Strong ability to interpret architectural drawings and technical specifications. - Ability to identify project scope related to aluminum, steel, and glass systems. - Ability to analyze bid packages and determine project suitability. - Strong coordination skills when working with estimators. - Ability to identify missing information or discrepancies in bid documentation. - Strong analytical thinking and problem-solving skills. - Ability to support preparation of complete and accurate bid packages. Benefits - Fully remote job opportunity. - 8.30 - 5 PM EST (NY time zone). - Joining a highly professional and dynamic team. - B2B contract. - Transparent career growth opportunities with a focus on professional and financial development.

Role Description AECOM has an immediate need for an Estimator to work on several projects, primarily related to environmental remediation work. This is a full-time position and can be based remotely within the United States but must be able to travel up to 40% of the time to projects nationwide. - Capable of quickly learning the Company estimating systems and processes. - Understands estimating terminology and measures and recognizes estimating processes/project actions that may impact the project. - Perform Environmental Remediation estimations in Sage Estimating Software and Microsoft Excel. - Capable of managing the preparation of an estimate and supporting proposal team during development of remediation technical approaches. - Leads Project Team estimate reviews. - Collaborates with project teams and management in development of strategies and plans. - Participates in analyzing and using estimations to predict key project issues. - Documents assumptions clearly for communication with the project team during the bid process and execution of work. - Assists in the evaluation of business opportunities and potential profitability. - Understanding and application of financial analysis and calculation of profitability metrics. - Understands construction means, methods, and sequences across multiple disciplines. - Supervises junior staff through task development, establishing and maintaining goals and expectations, and documenting performance-related issues and achievements. - Identifies and develops talent. - Actively participates in all staffing issues affecting their area of responsibility. - Assists in tracking action items. - This is a supervisory/technical specialist position responsible for planning, organizing, and supervising the work of subordinates under the direction of a manager or functions as a technical expert. - Prepares or assists in the preparation of ROIC and IRR forecasts. - Work directly with subcontractors to resolve technical matters during proposals, negotiation, and contract execution. - Prepares crew build-ups and production rate determinations. - Determines construction equipment selection. - Possesses a working knowledge of planning and scheduling. - Understands company cost structure (overheads, G&A, insurances). - Develops Work Breakdown Structures. - Evaluates suitability of scope and execution plan for basis of estimate. - Initiates the preparation of an Estimate Plan (approach, techniques, level of effort, cost, schedule), Basis of Estimate and qualifications. - Prepares bid tabulations responding to the customer/Request for Proposal requirements. - Collects, analyzes and archives project data. Develops historical documentation. - Develops current project estimate comparisons with previous performance and market benchmark data. - Helps prepare information for Executive Review Committee presentations. Qualifications - Bachelor of Science or Bachelor of Administration in Business AND 6+ years of estimator-related work experience (including environmental remediation) OR demonstrated equivalency of experience and/or education. - Must pass a State and Federal criminal history/security background check; many projects/clients are security sensitive. - Due to the nature of the work, US Citizenship is required. - Valid U.S. Driver’s License is required. Requirements - Proficiency with Microsoft Office Suite of tools, especially Excel, and Sage Estimating Software. - Ability to work independently and collaborate with others. - Ability to travel nationwide. - Estimator with experience preparing successful estimates on competed, large (>$10M), firm fixed priced-performance based environmental remediation work is highly desired. - Position offers the ability to work remotely from any place in the United States, preferably near an AECOM office location. - Proficiency with RACER cost estimating tool. Benefits - Medical, dental, vision, life, AD&D, disability benefits. - Paid time off, leaves of absences, voluntary benefits. - Perks, flexible work options, well-being resources. - Employee assistance program, business travel insurance. - Service recognition awards, retirement savings plan, and employee stock purchase plan.

Title: Epic Application Analyst Location: Work at Home - Ohio - Other Full time Job Description: Thank you for considering a career at Ensemble! Ensemble is a leading provider of technology-enabled revenue cycle management solutions for health systems, including hospitals and affiliated physician groups. They offer end-to-end revenue cycle solutions as well as a comprehensive suite of point solutions to clients across the country. Ensemble keeps communities healthy by keeping hospitals healthy. We recognize that healthcare requires a human touch, and we believe that every touch should be meaningful. This is why our people are the most important part of who we are. By empowering them to challenge the status quo, we know they will be the difference! O.N.E Purpose: - Customer Obsession: Consistently provide exceptional experiences for our clients, patients, and colleagues by understanding their needs and exceeding their expectations. - Embracing New Ideas: Continuously innovate by embracing emerging technology and fostering a culture of creativity and experimentation. - Striving for Excellence: Execute at a high level by demonstrating our “Best in KLAS” Ensemble Difference Principles and consistently delivering outstanding results. The Opportunity: CAREER OPPORTUNITY OFFERING: Bonus Incentives - Paid Certifications - Tuition Reimbursement - Comprehensive Benefits - Career Advancement - This position pays between $92,400 – $159,450 based on experience *Must have a current Epic Certification within a Revenue Cycle focused module* In general, this Epic-certified position will be responsible for the following: Developing and implementing long-term best practice Epic strategy across both operations and IT - Ensuring all parties involved understand the significance and impact of upcoming changes - Assisting in educating operational leadership in process improvement and Epic best practices - Responsible for helping to implement policies - Work with Revenue Cycle leaders on reporting, work queue strategy and workflow design - Help to increase revenue through standardizing workflows and process improvement - Serve as the lead for Epic issues identified and new change requests - Produces and reviews decision documents, SBARDs, other documents needed to support build work - Runs client meetings and monitors client happiness As part of the team this position will have responsibility for some or all the following specific areas: Denial reduction - DNFB/CFB reduction - Late charge reduction - Registration accuracy - Scheduling accuracy - Authorization capture - Coding accuracy - Overall productivity improvement Performance Monitoring/Improvement/Innovation: Works collaboratively with revenue cycle leadership and Epic IT leadership to develop best practice processes and Epic functionality - Develops, with participation of revenue cycle leadership and IT, project plans and timelines for large performance improvement projects - Develops weekly/monthly status reports of projects and ensures agreed upon timelines are met - Advises operational leaders on Epic best practices and adheres to system guidelines - Monitors Key Performance Indicators and makes recommendations on Epic workflows or enhancements that provide the greatest impact and improvement - Maintains deep understanding of Epic functionality and maintains all certifications and new release updates - Performs account level reviews and audits to ensure optimal system performance - Produces high-quality materials for internal and external use System Build and Support: Performs system build as determined by IT change control process - Participates in Integrated and User Acceptance Testing as dictated by IT change control - Supports the IT team by logging tickets, keeping up with status of tickets, ensuring timely response and turnaround of tickets, and escalating tickets as necessary Education: - Responsible for assisting the education department in the development of training materials, curriculum and tip sheets related to Epic - Performs direct observations in operational areas to ensure Epic best practice workflows are being adhered to and makes note of any areas of educational opportunity - Supports revenue cycle leadership in any Epic certification processes and serves as a subject matter expert in Epic system functionality - Strives to educate revenue cycle leadership in practical Epic system knowledge to build expertise in operations New Business Support: Participates in assessments to identify opportunities for client improvement - Supports sales team in advising new clients and answering inquiries about system functionality - Develops materials to support sales, including marketing materials - Identifies new opportunities for client engagements What Will Make You Successful: Strong implementation background - Working knowledge with other revenue cycle focused Epic applications - Working understanding of interface and interface messages - 4 year/ Bachelors Degree preferred or equivalent experience - Must have Epic Administrator Certification in a Revenue Cycle focused module - 3+ years of Epic build experience in Epic revenue cycle functions (billing and patient access areas preferred) - While we do not expect this position to be 100% travel, we do expect that the specialist will need to travel periodically. For this reason, the specialist should be available to travel up to 25% - Strong working knowledge of the hospital and/or ambulatory revenue cycle operations - Must be inquisitive and demonstrate openness to innovation including AI to explore better processes and ways to alleviate friction and improve patient and client experiences. - This is a remote position; however, candidates must be willing and able to travel to and work onsite at client, temporary, or corporate office locations as business needs require. #LI-LS1 #LI-REMOTE Join an award-winning company Five-time winner of “Best in KLAS” 2020-2022, 2024-2025 Black Book Research's Top Revenue Cycle Management Outsourcing Solution 2021-2024 22 Healthcare Financial Management Association (HFMA) MAP Awards for High Performance in Revenue Cycle 2019-2024 Leader in Everest Group's RCM Operations PEAK Matrix Assessment 2024 Clarivate Healthcare Business Insights (HBI) Revenue Cycle Awards for strong performance 2020, 2022-2023 Energage Top Workplaces USA 2022-2024 Fortune Media Best Workplaces in Healthcare 2024 Monster Top Workplace for Remote Work 2024 Great Place to Work certified 2023-2024 - Innovation - Work-Life Flexibility - Leadership - Purpose + Values Bottom line, we believe in empowering people and giving them the tools and resources needed to thrive. A few of those include: - Associate Benefits – We offer a comprehensive benefits package designed to support the physical, emotional, and financial health of you and your family, including healthcare, time off, retirement, and well-being programs. - Our Culture – Ensemble is a place where associates can do their best work and be their best selves. We put people first, last and always. Our culture is rooted in collaboration, growth, and innovation. - Growth – We invest in your professional development. Each associate will earn a professional certification relevant to their field and can obtain tuition reimbursement. - Recognition – We offer quarterly and annual incentive programs for all employees who go beyond and keep raising the bar for themselves and the company. Ensemble is an equal employment opportunity employer. It is our policy not to discriminate against any applicant or employee based on race, color, sex, sexual orientation, gender, gender identity, religion, national origin, age, disability, military or veteran status, genetic information or any other basis protected by applicable federal, state, or local laws. Ensemble also prohibits harassment of applicants or employees based on any of these protected categories.