• Build pricing and underwriting models and analyses to guide new deal pricing and review of existing pricing arrangements. • Perform detailed medical cost, utilization, and trend analyses to support rate development and pricing recommendations. • Evaluate profitability of quotes, renewals, and book-level performance relative to pricing assumptions. • Track performance of existing contracts. • Support evaluation of risk and pricing strategies for new and existing products through multiple scenarios, such as base, downside and upside cases. • Analyze and assess the integrity of the data being used for underwriting. • Identify and recommend mechanisms and contract terms that mitigate known and unknown risks and uncertainties. • Partner with operations, medical economics / business analytics, product, sales, account management and others as appropriate.

• Triage incoming phone calls and correspondence from agents and insureds regarding submissions, processing request, agent appointments, and general Collectibles related questions. • Place orders for inspection reports as assigned by underwriter. • Develop recommendation letters and monitor policies for recommendation compliance. • Ensure cancellations are processed in accordance with state requirements and policy conditions. • Contact producers to gather all required account information. • Assist with answering phone calls from producers. • Act as liaison between various departments and Underwriting to ensure policies are issued correctly and premiums are booked and billed properly. • Assist Underwriters in obtaining and examining and evaluating documents such as applications, requests from insureds, and any other pertinent information to determine degree of risk, underwriting and appropriate placement. • Process non-premium endorsements. • Respond to correspondence from internal and external customers within 24 hours. • Provide other technical and clerical support as required by underwriting staff and management. • Demonstrate a strong customer focus through understanding customer’s needs and expectations and implements Company’s service standards. • Participate in underwriting meetings and events. • Build foster relationships with agent partners, underwriters, and stakeholders. • Proactively communicate findings and collaborate closely with the underwriting team, fostering a partnership-oriented approach to achieve common goals.

Role Description We are seeking a Field Production Underwriter who will be responsible for underwriting and marketing accounts throughout approved states/territories. The WC Production Underwriter is a key part of the production underwriting capabilities of AWCS. The Production Underwriter will own the results of their book of business and will engage in activities tied to risk selection and customer service. They are also responsible for the development, production, profitability, and management of their agency distribution network. Essential Job Duties and Responsibilities - Own the results of their book of business and be compensated on annual and long-term profitability. - Maintain balance between distribution and risk selection to drive profitable growth. - Understand how their book fits into the broader portfolio strategy. - Develop and maintain agent/broker relationships. - Engage in activities to generate submissions. - Maintain and lead the relationship with assigned agents. - Engage in activities to close accounts. Relationship Management - Work with key internal stakeholders to develop and maintain product-specific business development plans. - Lead in the education of the broker market on the products. - Raise the profile of AWCS within the broker community. - Track metrics around broker engagements and maintain actions and follow-ups from visits. - Ensure regular engagement with brokers through virtual/face-to-face meetings. Underwriting - Develop and underwrite a profitable portfolio in support of business plans. - Structure tailor-made solutions considering underwriting parameters and exposures. - Monitor premiums, costs, and claims ratios per contract. - Evaluate appropriate risk premium considering various costs. - Comply with underwriting control standards for business written through delegated authority. Additional Responsibilities - Engage with all levels of leadership to solve problems. - Assist in development of internal and external materials. - Support business unit leadership with presentations and special projects. Qualifications - Intermediate proficiency in marketing and sales techniques, Worker’s Compensation product, agency management, sales acumen, pricing strategy and negotiations, risk tolerance, and analytical tools. - Strategic thinker with creative problem-solving abilities. - Ability to identify and resolve problems in a timely manner. - Strong analytical skills. - Effective decision-making skills and ability to perform under pressure. - Excellent written and verbal communication skills. - Ability to build effective relationships with internal and external partners. - Excellent presentation skills. - High level of initiative and motivation. - Ability to lead, motivate, and influence. - Ability to plan, implement, and evaluate. - Proven ability to provide exceptional customer service. - Expert proficiency in MS Office (Word, Excel, Outlook, PowerPoint). - Ability to travel during the day and overnight (75-80%). - Must possess a valid driver’s license with a clean driving record and reliable personal transportation. Experience and Education - Bachelor’s Degree in related field (Business Administration, Finance, Accounting, etc.) preferred, or equivalent combination of education, training, and experience. - Minimum of two years of related experience (Workers Compensation insurance underwriting, managing agencies, and a book of business) required. - Experience generating production in assigned territory preferred. - Designations or coursework towards a designation (AU, CPCU, CIC, AINS) preferred. Benefits - Remote work option available. - Competitive Medical, Dental, Vision, Disability, and Life insurance. - 401k with Company Match. - Generous Paid Vacation. - Paid Holidays. - Discretionary Bonus Plan.

• Fully qualifying and pre-underwriting loan files upfront to ensure clean submissions and well-positioned approvals. • Loan analysis, scenario assessment, and strategic structuring prior to disclosure delivery and processing. • Thorough upfront review, documentation accuracy, and thoughtful evaluation of borrower eligibility across multiple loan products. • Identify documentation gaps early in the process and communicate required items clearly. • Review, verify, and pre-underwrite supporting documentation such as paystubs, W-2s, bank statements, credit reports, and court orders to support loan eligibility. • Perform advanced income analysis, including complex and self-employed borrower scenarios. • Conduct credit reviews and assess borrower risk profiles. • Review borrower’s assets and validate eligibility requirements. • Run and interpret automated underwriting findings through DU and LP. • Determine appropriate loan products based on borrower qualifications and program guidelines. • Strategically structure loan scenarios, including DTI management, debt-payoff strategies, mortgage insurance planning, and identification of compensating factors. • Prepare detailed written findings that include income calculations, DTI, risk considerations, contingencies, and recommended next steps. • Monitor and help manage a pipeline that may include Conventional, FHA, VA, USDA, Jumbo, renovation, and reverse mortgage products. • Coordinate file setup, disclosures input, and loan presentation to support accurate and timely processing.