Title: Commercial Underwriter, National Team Location: 110 E 42nd St, 10th Floor, New York, NY 10017 Job Description: Who We Are Join a team that puts its People First! First American's Direct division provides comprehensive title insurance protection and professional settlement services for real estate purchases, refinances and equity loans. Since 1889, First American (NYSE: FAF) has held an unwavering belief in its people. They are passionate about what they do, and we are equally passionate about fostering an environment where all feel welcome, supported, and empowered to be innovative and reach their full potential. Our inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work For® list for eleven consecutive years. We have also earned awards as a best place to work for women, diversity and LGBTQ+ employees, and have been included on more than 50 regional best places to work lists. First American will always strive to be a great place to work, for all. What We Do Enable you to apply your passion for risk analysis to real estate transactions. If you excel in collaborating with others to assess possibilities and discover solutions, it may be time to combine your analytical rigor with a premier brand in the commercial real estate space. First American is looking to add a Commercial Underwriter to our National Solutions team. This position plays a key role in transforming the commercial real estate experience by empowering our employees and customers to deliver next-generation solutions and results.  What You’ll Do: - Provide underwriting support, and authorization to company personnel and customers related to the issuance of real estate title insurance commitments and policies - Utilize underwriting standards and guidelines within delegated authority limits, to underwrite the issuance of title insurance - Provide guidance to company personnel in the performance of real estate settlement services - Issue underwriting standards and guidelines in accordance with established company processes What You’ll Bring: - 5-7 years title underwriting experience, commercial experience preferred - Must be familiar with real estate law, including federal and state regulations - Strong understanding of fundamental concepts, practices and procedures of real estate title and settlement process - Strong analytical rigor and business acumen - Strong negotiation skills and ability to provide alternative solutions or convey unpopular information with tact. - Ability to collaborate and act decisively; build relationships internally and externally - Excellent listening, verbal, and written communication skills - Strong organizational skills with the ability to multi-task, prioritize and timely follow up - Abstract thinking and creative solutions #LI-TG1 Pay Range: $97,700.00 - $130,300.00 Annually This hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location. What We Offer By choice, we don’t simply accept individuality – we embrace it, we support it, and we thrive on it! Our People First Culture celebrates diversity, equity and inclusion not simply because it’s the right thing to do, but also because it’s the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.

• Analyse M-KOPA's repayments data and other data sources to continuously improve credit scorecards and eligibility criteria while managing credit risk • Refine loan pricing based on credit analysis and customer behaviour • Test new loan types to understand customer demand and credit performance • Monitor credit performance to detect risk shifts and quantify margin impact • Test the predictiveness of new data sets for eligibility criteria purposes • Use Python, SQL, and other tools to drive data insights • Work with data scientists to leverage machine learning models as part of loan eligibility decisions

Role Description We are seeking a self-motivated Business Process Analyst who thrives on improving efficiency, solving complex problems, and delivering enterprise-level impact. This role partners closely with business and technology leaders to analyze, define, and enable end-to-end business processes through next-generation enterprise applications supporting daily operations within our Less Than Truckload (LTL) Transportation Division. - Develop an in-depth understanding of LTL carrier operations and associated enterprise systems - Analyze current-state processes and define future-state (“to-be”) business processes - Translate operational and business needs into clear functional requirements, use cases, and user stories - Collaborate closely with software development teams throughout the solution lifecycle - Facilitate working sessions with cross-functional stakeholders to align on requirements and outcomes - Ensure solutions deliver measurable business value and support operational efficiency Qualifications - Proven experience gathering, analyzing, and documenting business and system requirements - Experience crafting user stories, managing backlogs, and documenting process flows - Experience developing business cases for IT initiatives - Experience working with software engineering methodologies - Excellent facilitation, communication, and stakeholder engagement skills - Bachelor’s degree or 5+ years of relevant professional experience Requirements - Experience working in Agile or Scrum environments - Experience within the LTL or logistics industry - Experience leveraging AI or automation tools for productivity improvements

Role Description Você terá que ter experiência ou conhecimentos em: - Preparar os processos de apurações e geração de obrigações acessórias; - Analisar, Apurar impostos sobre Contrato de Câmbios e/ou solicitar a emissão de Nota Fiscal, quando necessário; - Analisar a consulta de Conta Fiscal, Federal, Estadual e Municipal; - Analisar os Livros Fiscais, com relação à irregularidades na escrituração; - Acompanhar a legislação diariamente; - Formalizar as irregularidades e mudanças referente emissões de notas fiscais e operações inadequadas; - Atendimento à auditoria com o auxílio do líder; - Participação em reuniões com o líder. Também é desejável conhecer as ferramentas e sistemas: - Conhecimento nas normas contábeis; - Conhecimento intermediário em Excel; - Desejável Superior completo em ciências contábeis, administração, direito; - Vivência no SAP Business One. Qualifications - Experiência em apurações e geração de obrigações acessórias; - Conhecimento nas normas contábeis; - Conhecimento intermediário em Excel; - Superior completo em ciências contábeis, administração, direito; - Vivência no SAP Business One. Requirements - Preparar processos de apurações; - Analisar impostos sobre Contrato de Câmbios; - Consultar Conta Fiscal; - Analisar Livros Fiscais; - Acompanhar legislação; - Formalizar irregularidades; - Atendimento à auditoria; - Participação em reuniões. Benefits - VA ou VR Flex Caju; - Assistência médica e Odontológica Bradesco com co-participação; - Seguro de vida; - Ajuda de custo com internet; - Parcerias educacionais: Acesso ilimitado ao CEFIS e Econect; - Saúde e bem estar: Welhub, Psicologia Viva e Conexa Saúde. Company Description Importante ressaltar que somos uma empresa que celebra a diversidade em todas as suas formas. Combatemos qualquer forma de preconceito e acolhemos pessoas de todos os gêneros, LGBTQIAPN+, pretas, pardas, com deficiência e pessoas com 60 anos ou mais. Acreditamos que a diversidade enriquece o nosso conhecimento, e juntos, podemos superar desafios com respeito e igualdade de oportunidades.