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Risk Analyst II
Location
California
Posted
42 days ago
Salary
$30 - $34 / hour
Seniority
Mid Level
Job Description
Risk Analyst II
Maverick Payments
• Contribute to the oversight of merchant accounts to identify, investigate and mitigate transaction processing activity that represents financial risk to the company based on company guidelines. • Conduct daily, weekly, monthly reviews of transaction activity and analyzing increased credit risk, transactional variations, dispute activity, and fraud patterns. • Proactively monitor all merchant activities for compliance with applicable laws, rules, regulations, and policies. • Investigate abnormal transaction processing patterns and recommending appropriate actions. • Review and analyze financial, credit and publicly available information to support actions and decisions. • Assess and evaluate business model risk and exposure by evaluating merchant industry type, processing volume, refunds volume, delivery time frames and disputes. • Answer internal and external inquiries specific to risk. • Support specialized projects on an ad-hoc basis as directed by department or company leadership. • Other duties as assigned.
Job Requirements
- Experience with high-risk payment processing required
- Knowledge of Card Brand rules and regulations required
- Experience using Aperia and/or Fiserv Risk Monitoring tools preferred
- High School Diploma required, bachelor’s degree preferred.
- 2-5 years of experience in Risk Management within the acquiring industry
- Proficiency with MS Office Suite products with a focus on Microsoft Excel
- Familiarity with various tools used for risk monitoring and due diligence (i.e. TSYS, Equifax, TIN Check, Vigilance, MATCH, GIACT, Merlink, etc.).
- Excellent written and verbal communication skills.
- Understanding of emerging technologies and trends in the payments space and their associated risks.
- Excellent time management skills
- Ability to analyze, test, assess and/or interpret information or data to make recommendations to enhance business operations.
- Possesses strong analytical and research skills with strong attention to detail.
- Ability to work autonomously while producing a high output of quality work.
Benefits
- Competitive Salary, Bonuses and Incentives.
- Comprehensive employer sponsored health, vision, and dental insurance programs.
- Paid time off, Paid Sick and Paid Holidays.
- 401K plan with up to a 4% matching contribution.
- Commitment to Career Development and Advancement.
- Employee Recognition Programs.
- Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more!
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Munich Re CareersAt The Hartford Steam Boiler, a subsidiary of Munich Re, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services. We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.
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Cyber & Tech Risk Underwriter II
Munich Re CareersAt The Hartford Steam Boiler, a subsidiary of Munich Re, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us. Our goal is to foster an inclusive culture and build a workforce that reflects the customers we serve and the communities in which we live and work. We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day. We recruit and develop talent with a focus on providing our customers the most innovative products and services. We are an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.
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