Role Description We're looking for a Business Specialist in Credit Card to work at the intersection of Product, Credit, Finance and Growth, translating business opportunities into initiatives that drive real impact. You'll be responsible for deeply understanding the market, identifying growth levers, and collaborating with Product, Data, and other teams to accelerate results. - Analyze product P&L and performance to identify growth opportunities based on data - Structure and track growth & monetization initiatives, from conception through results measurement - Conduct market analyses, benchmarks, and trend mapping in the fintech sector - Serve as a connector between Product, Credit, Finance and Operations teams - Support strategic decisions with structured analyses and clear recommendations for leadership - Responsible for weekly reports to C-level executives Qualifications - Solid experience in business, growth, strategy, or consulting (3+ years) - Strong analytical thinking, with the ability to turn data into decisions - Problem solving mindset - Proficiency in analytical tools (advanced SQL/Databricks/Excel/Sheets) - IA daily user - Claude/N8N/Gemini/Others - Strong communication skills to present recommendations in a clear and structured way - Knowledge of the fintech, payments, or financial services market Requirements - Prior experience at a fintech or high-growth tech company (Nice to Have) - Python (Nice to Have) - Fluent in Spanish/English (Nice to Have) - Experience in agile environments and cross-functional squads (Nice to Have) Benefits - A dynamic environment with real autonomy and impact on decisions - A data-driven and experimentation culture - Competitive benefits package - Growth opportunities at one of Brazil's most relevant fintechs - Competitive and market-aligned salary - Remote work — wherever you are, you’re part of the team! - Home office allowance through a monthly deposit in the RecargaPay app - Health and dental plans with no co-pay - Life insurance - Flexible meal allowance (via Flash) - TotalPass membership to take care of your health

Job descriptions may display in multiple languages based on your language selection. What we offer: At Magna, you can expect an engaging and dynamic environment where you can help to develop industry-leading automotive technologies. We invest in our employees, providing them with the support and resources they need to succeed. As a member of our global team, you can expect exciting, varied responsibilities as well as a wide range of development prospects. Because we believe that your career path should be as unique as you are. Group Summary: Cosma provides a comprehensive range of body, chassis and engineering solutions to global customers. Through our robust product engineering, outstanding tooling capabilities and diverse process expertise, we continue to bring lightweight and innovative products to market. Job Responsibilities: Propósito Fundamental Interpretar datos y procesos para identificar oportunidades de mejora y apoyar la toma de decisiones estratégicas mediante el análisis de información operativa, financiera y comercial. Sirve como puente entre las áreas técnicas y de negocio. Actividades del Coordinador Comercial - Coordinar y dar seguimiento a los procesos de venta en curso. - Asignar cartera de clientes o zonas geográficas al equipo comercial. - Identificar oportunidades de crecimiento en el mercado o con clientes actuales. - Generar reportes comerciales (ventas, forecast, rotación de clientes, etc.). - Desarrollar estrategias de fidelización y retención de clientes. - Coordinar capacitaciones y entrenamientos comerciales para el equipo. - Participar en el desarrollo de campañas de promoción y posicionamiento de marca. - Brindar soporte y seguimiento a clientes en coordinación con otras áreas (logística, finanzas, postventa, etc.). - Validar cotizaciones y propuestas comerciales especiales. - Reportar resultados y planes de acción al gerente comercial o dirección. Requisitos del Puesto - Licenciatura en Ingeniería Industrial, Administración, Economía, Tecnologías de Información o afín. - Experiencia de 1-3 años en análisis de datos o inteligencia de negocios. - Manejo avanzado de Excel, Power BI, SQL (deseable). - Inglés intermedio-avanzado (según empresa). Awareness, Unity, Empowerment: At Magna, we believe that a diverse workforce is critical to our success. That's why we are proud to be an equal opportunity employer. We hire on the basis of experience and qualifications, and in consideration of job requirements, regardless of, in particular, color, ancestry, religion, gender, origin, sexual orientation, age, citizenship, marital status, disability or gender identity. Magna takes the privacy of your personal information seriously. We discourage you from sending applications via email or traditional mail to comply with GDPR requirements and your local Data Privacy Law. AI-Assisted Screening Disclosure As part of our commitment to a fair, consistent, and efficient recruitment process, we may use artificial intelligence (AI) tools to assist in the initial screening of applications submitted through our Workday system. These tools help identify qualifications and experience that align with the role requirements. Please note that AI is used solely to support our recruiters. Final decisions are always made by the hiring manager and the hiring team. Importantly, no applicant data is shared externally through these AI tools. All information remains securely within our systems and is handled in accordance with our privacy and data protection policies. Under conditions defined by applicable law, you may have the right to request an explanation of how AI is used to support decision-making. If you have any questions or concerns about this process, feel free to contact our Talent Attraction team. Worker Type: Regular / Permanent Group: Cosma International

Title: Billing Business Analyst Alternative Location(s) Tampa, Florida; Aurora, Illinois Working Schedule Full-Time Work Arrangement Hybrid Relocation Assistance Available No Job ID 16413 Job Description: The Opportunity The Business Consultant is responsible for analyzing and maintaining Billing data for all products in the MIB Market. The analysis performed is critical to providing billing solutions for our MetLife customers. There is significant involvement with internal and external customers, specifically with analysis/mapping of data between our Eligibility, Plan Structure and Billing system. Key Responsibilities - Analyzes and resolves customer issues that are escalated by team members or business partners and provides on-going support to Financial Consultant and Service in resolving customer or operational issues as they arise. - Responsible for resolving all assigned work on system error reporting within SLA. - Analyzes and resolves all issues and inquiries from customers and internal partners. Responds promptly and implements solutions efficiently. - Monitors reports for processing errors/trends. Completes analysis and follows up to ensure resolution. Seeks opportunity for process improvements. - Advises Financial Consultants and Service to assist them in solving complex, technical case issues and continues to provide ongoing support. - Coordinates and serves as single point of contact for billing when working through service recovery and retention issues with Service Partners and Customers that may impact ongoing processes. Implements new or modified processes and/or procedures as a result. - Develops and maintains strong partnerships with partners including IT, financial consultants, remittance center, and service to identify needs, challenges and opportunities for continuous improvement. Identifies opportunities and develops recommendations. - Responsible for organizing meetings and conference calls and executing on projects of varying complexity and size. - Serve as technical resource for Service and MIB Financial Consultants - Assist as needed with case implementations. Required Qualifications - Demonstrated customer service skills with the ability to communicate both verbally and in writing - Experience handling pressure situations with professionalism and tact - Demonstrated math problem solving skills, including attention to detail, analytical thinking and decisiveness - Strong time management skills - Experience managing projects and multiple tasks with demanding deadlines - Basic knowledge of excel - 3+ years of problem solving and data analysis or similar experience in business operations Preferred Qualifications - Prior billing experience including reconciliations and payroll processing - Experience working directly with customers to resolve escalated situations - Experience with insurance/financial systems - Demonstrated ability to utilize data in order analyze and resolve complex issues - Experience testing system enhancements - Bachelor's Degree or related business experience The expected salary range for this position is $62,000 - $67,000. This role may also be eligible for annual short-term incentive compensation. All incentives and benefits are subject to the applicable plan terms. Benefits We Offer Our U.S. benefits address holistic well-being with programs for physical and mental health, financial wellness, and support for families. We offer a comprehensive health plan that includes medical/prescription drug and vision, dental insurance, and no-cost short- and long-term disability. We also provide company-paid life insurance and legal services, a retirement pension funded entirely by MetLife and 401(k) with employer matching, group discounts on voluntary insurance products including auto and home, pet, critical illness, hospital indemnity, and accident insurance, as well as Employee Assistance Program (EAP) and digital mental health programs, parental leave, paid time off, paid holidays, volunteer time off, tuition assistance and much more! About MetLife Recognized on Fortune magazine's list of the "World's Most Admired Companies", Fortune World's 25 Best Workplaces, as well as the Fortune 100 Best Companies to Work For, MetLife, through its subsidiaries and affiliates, is one of the world's leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East. Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by our core values - Win Together, Do the Right Thing, Deliver Impact Over Activity, and Think Ahead - we're inspired to transform the next century in financial services. At MetLife, it's #AllTogetherPossible. Join us! MetLife is an Equal Opportunity Employer. All employment decisions are made without regards to race, color, national origin, religion, creed, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, marital or domestic/civil partnership status, genetic information, citizenship status (although applicants and employees must be legally authorized to work in the United States), uniformed service member or veteran status, or any other characteristic protected by applicable federal, state, or local law ("protected characteristics"). If you need an accommodation due to a disability, please email us. This information will be held in confidence and used only to determine an appropriate accommodation for the application process. MetLife maintains a drug-free workplace. It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liabilities. $62,000 - $67,000

Role Description We are seeking a dedicated Business Systems Analyst to join our Rotech Systems Group. In this position you will be responsible for designing, testing and implementing new applications systems and/or maintaining existing systems. In the State of FL this position pays between 100k and 112k depending on related experience. - Architecture and design; interviewing and gathering client requirements to translate into detailed business requirements that meet budgets and deadlines - Develop improved ways to communicate complex, technical information to a non-technical audience - Ensure documents’ order, clarity, consistency, style, and terminology are in accordance with set standards - Project management; interface with clients to scope projects and direct the development cycle from inception to completion - Quality Assurance; develop and execute detailed test plans ensuring quality via testing software and standard operating procedures - Review and edit documentation from all IT departments - Track product development and software changes to ensure materials are created and updated in a timely manner - Follow policy and procedures for all IT writing including forms creation and workflows - Programming and development; assist the programmers and developers throughout the designing, coding, testing, deploying, maintaining and supporting client initiatives - Administration; infrastructure development that will enhance the scalability of the organization, allowing the proper systems and processes to be integrated with the business’ best practices ensuring consistency and stability - Create process documents for areas within IT - Leadership; must be skilled in mentoring and reviewing the work of other Business System Analysts - Set policy and procedures for all IT writing including forms creation and workflows - Performs other duties as assigned Qualifications - Employment is contingent on background check (company-wide). - Results will not be used automatically to disqualify individuals. Instead, the Company will conduct an individualized assessment that considers the duties of the position, the nature and timing of the offense, and any evidence of rehabilitation, in accordance with applicable laws. - Drug screen (when applicable for the position) - Compliance with healthcare facility credentialing process (when applicable for the position) - Valid driver’s license in state of residence with a clean driving record (when applicable for the position) - High school diploma or GED equivalent, required - Experience in Billing and Collection processes and systems - Experience in the Healthcare Industry preferred - Working knowledge of Structured Query Language (SQL) and Query 400 and able to write basic queries - Bachelor’s Degree or higher from an accredited college or university in Computer Science, Data Processing, Business Information Systems or equivalent experience - Ten years directly related experience or an equivalent combination of education, training and experience Requirements - Accurately perform simple mathematical calculations - Effectively communicate in English; both oral and written - Interpret a variety of communications (verbal, non-verbal, written, listening and visual) - Maintain confidentiality, discretion and caution when handling sensitive information - Multi-task along with attention to detail - Self-motivation, organized, time-management and deductive problem solving skills - Work independently and as part of a team Benefits - Generous paid time off and paid holidays - Overtime pay for non-exempt positions (as applicable) - Commission for Account Executives - Bonus and incentive opportunities - Fixed and variable car reimbursement for Area Managers and Account Executives - Car, mileage, and telephone reimbursement (as applicable) - Employee discount and recognition programs - Employee Assistance Program (EAP) - 401(k), HSA, and FSA/Dependent Care FSA - Medical, prescription, dental, and vision coverage - Life insurance, disability, accidental death, identity protection, and legal services - Meru Health mental health and Mercer SmartConnect Medicare programs - Livongo Diabetes and High Blood Pressure programs - Healthcare Bluebook and RX Savings Solutions programs - Hepatitis B (HEPB) and TB vaccinations