• Get credit analysis ready to help support well-informed credit recommendations. • Review business bank statements, financial statements, tax returns, and cash flow statements to perform thorough investment analyses. • Work on structuring and underwriting complex credit applications, balancing profitability goals with risk guidelines. • Create financial models that help analyze both individual loan performance and overall portfolio health. • Make sure all loan applications are underwritten following WBL’s underwriting guidelines, policies, and procedures. • Prepare underwriting forms (using Excel) and Loan Approval forms for review, ensuring all information is complete and accurate.

Role Description The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one. If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response). Regular or Temporary: Regular Language Fluency: English (Required) Work Shift: 1st Shift (United States of America) Please review the following job description: - Invoices policies, coordinate the servicing of new and renewal accounts from the time of binding according to Company guidelines and anticipate/prevent issues and problems as necessary. - Provides high quality professional service to Agents and Companies. Essential Duties and Responsibilities - Underwrite renewal business with minimal supervision of an underwriter. - Accurately explain liability and other program coverages to clients and prospective clients. - Provide necessary instruction to Underwriting Clerks and Policy Typists. - Evaluate policies, endorsements, audits, cancellations, etc., resolve any discrepancies and make changes as needed. - Conduct Ratings for new and renewal business. - Manage all account documentation. - Review and process policy servicing requests (endorsement, audits, Company requests, Certificates, Premium Finance Notices and Cancellations, etc.). - Invoice and process new business and renewal binders, premium bearing endorsements, and cancellations according to internal and Company guidelines. - Establish New Submissions in the clearance system and handle according to established procedures. - Produce cancellation and non-renewal notices according to statutory and contractual requirements. - Manage underwriting files on accounts in which policies are not issued and handle according to Company and internal established procedures. - Maintain pending/suspense system per established procedures. - Maintain account files in accordance with company policy. - Perform other duties as assigned. Qualifications - College degree with a concentration in business or equivalent work experience - One year of wholesale insurance experience - State specific Insurance License required - Underwriting Clerk experience or three years of general insurance experience - Must be able to understand and analyze necessary components of insurance policies - Must have knowledge of commercial multi-line underwriting and rating - Must have ability to use company automation to include Windows, Delphi, Word, DocuCorp, and Rackley ISO Rating Software - Ability to develop, foster, and maintain an excellent working relationship with clients - Ability to work in a team environment essential - Maintain current knowledge of the insurance industry - Good written and verbal skills - Ability to work extended hours when necessary Benefits - Access to medical, dental, vision, life, disability, and AD&D insurance - Tax-advantaged savings accounts - 401(k) plan with company match - Generous paid time off programs, including company holidays, vacation and sick days, new parent leave, and more - Eligible positions may also qualify for restricted stock units and/or a deferred compensation plan Company Description CRC Group supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. CRC Group is a Drug Free Workplace. EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

• Oversee and execute quality reviews of Group Rating Intake Tool (GRIT) requests and monthly production work, ensuring accuracy and compliance with actuarial rating methodologies and underwriting guidelines. • Conduct actuarial, underwriting, and financial impact analysis, including short/long stop-loss period analysis, credibility studies, and underwriting risk assessments to drive data-backed recommendations. • Develop and implement training materials, procedure manuals, and departmental documentation to ensure standardization and knowledge retention of actuarial methodologies and underwriting practices. • Identify and implement efficiencies in underwriting workflows, leveraging automation, predictive modeling, and data-driven process improvements to optimize team productivity. • Develop and deliver technical training on underwriting practices, actuarial methodologies, rating factor adjustments, and risk evaluation techniques. • Collaborate with internal and external audit teams to support actuarial and underwriting compliance, quality controls, and regulatory reporting. • Review and validate with final quality reviews for monthly mailings and other underwriting communications to ensure accuracy and clarity. • Develop, analyze, and maintain rating factors and risk models that support underwriting and actuarial tools, ensuring data-driven decision-making. • Support SERFF rate filings with the Kansas Department of Insurance (KDOI) ensuring accurate and timely submission of rate justifications and regulatory documents. • Oversee enhancements to underwriting tools and actuarial databases, ensuring seamless integration of rating models and optimization of underwriting systems.

Role Description Empire Life is looking to hire two Underwriting Trainees to join our Retail Underwriting team! The Underwriting Trainee works to become an underwriter through self-study and on-the-job training. In addition, you will be actively involved in the underwriting process, basic decision-making, and the assessment of risk. - Learn how to review life insurance applications while analyzing, assessing, evaluating, and quantifying risk based on several factors such as medical history, financials, and other determining factors. - This is a paid program as you will be reviewing live cases and shadowing colleagues leading up to more independent underwriting towards the end of the training. - We’re looking for individuals who are driven, collaborative, and analytical with sound decision-making to kick start their underwriting careers. Qualifications - Bilingualism (English/French) is required. - 1-3 years work experience in a professional environment. - Experience providing services to and interacting with clients. - Knowledge of word processing, spreadsheet, email, internet, and database computer software. - Working towards completion of ALU 1 and UND 386 considered an asset. - Completion of a post-secondary education is required. - Good analytical, decision-making, and problem-solving skills. - Good organizational skills. - Clear writing, listening, and verbal communication skills. - Well-developed customer relations skills. - Ability to work independently and as a team member. Requirements - Completes basic risk assessments of individual life insurance applications. - Demonstrates a willingness and eagerness to learn in order to ensure successful development of key underwriting skills and abilities. - Provides basic risk assessments and related support to Empire Life and to the Retail New Business Operations unit. - Participates in the basic risk assessment of individual life insurance applications. - Support and provide a high level of customer service to our customers and distribution partners via telephone and email. - Performs underwriting tasks such as screening applications, assisting in obtaining underwriting requirements, and making basic underwriting decisions within an established decision framework. - Involved in active on-the-job training. - Works to complete specific industry courses. Benefits - Competitive salaries with annual pay increases. - Annual bonus program, which recognizes both strong company performance and individual contributions, for non-sales positions. - Competitive uncapped commission, for sales positions. - A comprehensive employer-funded benefits package starting from day one of employment, that includes life insurance, disability, health and dental, and a generous health account. - Flexible work arrangements and an annual allotment of personal health days. - Four weeks annual vacation from hire date. - A defined contribution pension plan with generous employer matching. - Top-up programs for parental leave and compassionate leave. - Employer-sponsored wellness and recognition programs. - A cash employee referral program.