Role Description We're hiring a Nurse Practitioner to join our Virtual Health Assessment team at Oscar Medical Group. Oscar Medical Group runs a Virtual Health Assessment (VHA) program that: - Outreaches and virtually engages Oscar Health Insurance members in evaluation and management visits. - Supports teams across Oscar Medical Group, including Virtual Primary Care and Virtual Urgent Care when needed. You will report into the Director, Virtual Health Assessment. Clinic Hours: - 8a-8p EST Monday - Thursday - 8a-6p EST Friday & Saturday - 8hr shifts - 1 late day (working shift ending at 8p EST) is required per week - 2 Saturday shifts required per quarter Work Location: This is a remote position, open to candidates who reside in: - Arizona - Arkansas - California - Colorado - District of Columbia - Florida - Georgia - Illinois - Massachusetts - Michigan - Nevada - New Hampshire - New Jersey - New York - North Carolina - Ohio - Pennsylvania - Texas - Virginia While your daily work will be completed from your home office, occasional travel may be required for team meetings and company events. Responsibilities - Perform preventative care screenings, complete medication reconciliation, diagnose medical conditions, and provide health coaching, referrals, and treatment when clinically appropriate. - Outreach to members who are more chronically ill based on historical and suspected health information. - Engage members who have a lower probability of seeing their PCP. - Identify areas in the member's medical journey that can be improved by increasing their access to care with a licensed provider. - Cross-train into urgent care and/or virtual primary care service line. - Interact with members virtually, including virtual assessment, diagnosis, and treatment. - Compliance with all applicable laws and regulations. - Other duties as assigned. Qualifications - DNP, FNP, ENP from an accredited program. - Board Certification (AANP or ANCC). - Compact RN license. - Experience with Clinical Documentation Improvement and/or managing HEDIS quality measures. - Licensed in at least 2 of the following states: Florida, Texas, Ohio, New Jersey. - Ability to obtain licensure in additional states. - 3+ years experience in outpatient Family Medicine, Internal Medicine, or Primary Care. Benefits - Base pay: $116,400 - $152,775 per year. - Employee benefits. - Annual vacation grant of up to 18 days per year. - Annual performance bonuses. - Medical, dental, and vision benefits. - 11 paid holidays. - Paid sick time. - Paid parental leave. - 401(k) plan participation. - Life and disability insurance. - Paid wellness time and reimbursements.

Work Location: Wilmington, Delaware, United States of America Hours: 40 Pay Details: $91,000 - $136,240 USD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line of Business: Risk ManagementJob Description: .The Risk Manager I manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication, account management, exposure management, risk segmentation, and financial return optimization. This job provides critical information, interpretative, and detailed analysis, and deploys critical credit risk rational strategies that ensure the decisions are made within the TD risk appetite and adhere to all governmental requirements and guidelines. The Risk Manager I's primary accountability is providing a comprehensive and diverse range of risk management expertise. The Risk Manager I investigates, creates, implements and validates various risk segmentation strategies and policies using complex data, advanced analytical approach, and business intelligence tools. Depth & Scope: - Demonstrates governance, control and risk management behaviors in alignment with TD policies and practices - Leads/participates in the identification, development and implementation of new initiatives, operating workflow, additional services/applications or operational efficiencies including potentially leading special project teams or cross functional work groups - Assists with developing and enhancing credit risk assessment capabilities to identify and maintain good business opportunities with new and existing clients - Performs detailed analysis and interprets information to make recommendations to Senior Management on critical strategies including non-standard and ad-hoc requests as determined by management - Creates reports on the results of implemented strategies, using all appropriate quantitative methods and MIS, and makes recommendations to increase efficiencies and revenue while managing credit risk and produce those reports on a regular basis - Effectively works cross-functionally with teams outside of risk - Works with Internal Audit / External Regulators, to ensure that documentation for all work processes is complete and up-to-date - Ensures sound credit control by taking a pro-active approach to risk management within the risk guidelines of the Bank - Ensures the timely communication of issues that are relevant to the team and encourages a good working relationship with other internal and external groups Education & Experience: - Bachelor's degree required; Graduate degree preferred - 5+ years' experience required - Proficient PC skills including a strong competency in MS Excel and PowerPoint, and a variety of PC-based analytical and reporting software packages - Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS - Familiar with various analytical or reporting tools, such as SAS, R, Matlab Tableau, etc. - Strong analytical and problem solving skills are required to interpret data and draw conclusions - Experience in data modeling and risk management either from a business administration, statistical, mathematical, scientific or financial background - Excellent written and verbal communication skills - Experienced in developing and presenting recommendations to Senior Management Preferred Qualifications: - Experience with programming (Python, SaaS, SQL) - Experience with performing analytics on large data sets - Experience with credit or financial data Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% - Domestic Travel – Occasional - International Travel – Occasional - Performing sedentary work – Frequent - Performing multiple tasks – Continuous - Operating standard office equipment - Continuous - Responding quickly to sounds – Frequent - Sitting – Continuous - Standing – Occasional - Walking – Occasional - Moving safely in confined spaces – Occasional - Lifting/Carrying (under 25 lbs.) – Occasional - Lifting/Carrying (over 25 lbs.) – Occasional - Squatting – Occasional - Bending – Occasional - Kneeling – Occasional - Crawling – Never - Climbing – Never - Reaching overhead – Occasional - Reaching forward – Occasional - Pushing – Occasional - Pulling –Occasional - Twisting – Occasional - Concentrating for long periods of time – Continuous - Applying common sense to deal with problems involving standardized situations – Continuous - Reading, writing and comprehending instructions – Continuous - Adding, subtracting, multiplying and dividing – Frequent The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

• Review medical records, diagnoses, and treatment plans for individuals and groups with high-cost or complex conditions • Assess severity, prognosis, and likely progression of illnesses or injuries • Identify potential high-risk cases, including transplant, oncology, neonatal, and chronic conditions • Develop evidence-based cost projections for ongoing and future treatment • Evaluate treatment pathways, including standard of care and emerging therapies • Estimate timing and magnitude of claims exposure for underwriting purposes • Partner with underwriters to provide clinical insight on risk selection, pricing, and policy terms • Support new business and renewal underwriting with case-specific analysis • Assist in determining appropriate laser levels, exclusions, or coverage strategies • Analyze appropriateness of care, site of service, and utilization patterns • Identify opportunities for cost containment or alternative treatment strategies • Monitor large claims and ongoing cases for changes in risk or cost trajectory • Translate complex clinical information into clear, actionable summaries for non-clinical stakeholders • Document findings, assumptions, and rationale for cost projections • Contribute to reporting on high-cost risks and emerging clinical trends • Stay current on medical advancements, specialty drugs, gene therapies, and high-cost treatments • Understand healthcare cost drivers and reimbursement trends impacting stop loss risk

As a risk management analyst, you assist with risk management and supervision analysis, research and development. You analyze and help diagnose issues, provide opinions in accordance with your discipline’s rules, and help develop recommendations and implementation plans. You develop tools, methods and processes. Your projects and initiatives require extensive knowledge of your line of work. You share ideas and help solve problems using your analytical skills, extensive knowledge of your line of business and ability to manage complexity. You interact with stakeholders working in other fields. You provide discipline-specific support to your unit, clients and partners. More specifically, you will be required to: - Identify, input, analyze and interpret data to support management decision-making and risk management and supervision control processes. Make recommendations - Analyze risks and write reports. Prepare recommendations and provide advice on how to implement them - Help prepare and propose action plans to address issues in accordance with rules and parameters - Develop and write methods and processes. What we offer* - Competitive salary and annual bonus - 4 weeks of flexible vacation starting in the first year - Defined benefit pension plan that provides predictable, stable income throughout retirement - Group insurance including telemedicine - Reimbursement of health and wellness expenses and telework equipment * Benefits apply based on eligibility criteria. What you bring to the table - Bachelor's degree in a related field - A minimum of two years of relevant experience - Please note that other combinations of qualifications and relevant experience may be considered - Knowledge of French is required Action oriented, Ambiguity, Business insight, Communicates effectively, Customer Focus, Differences, Nimble learning Trade Union (If applicable) At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve. If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask! Job Family Risk management (FG) Unposting Date 2026-05-1