Description Please note – while this position is fully remote, candidates must be residents of Wisconsin, Kansas, Georgia, Oklahoma, Florida, Arkansas, or Tennessee to be considered. Uncapped Earnings | Performance-Driven | Career Growth Are you competitive, goal-oriented, and motivated by unlimited earning potential? Do you thrive in roles where your effort directly impacts your paycheck? If so, this is the opportunity you’ve been looking for. Join our growing Collection Team, where top performers are rewarded, income is uncapped, and your ability to negotiate, build rapport, and close resolutions can translate into six-figure earnings. This role offers a clear path to high income while allowing you to help consumers resolve outstanding balances with dignity, respect, and professionalism. As a Collection Representative, you'll work directly with consumers who have past-due medical balances, guiding them toward practical, mutually beneficial payment solutions. Why Join Us? This is a true performance opportunity for individuals who want control over their income, a clear path to success, and a professional environment that rewards effort and results. If you’re ready to work hard, earn big, and grow your career—we want to hear from you. What You’ll Do: - Handle high-volume outbound and inbound calls with professionalism and confidence - Negotiate payment arrangements that meet both consumer needs and company goals - Consistently meet and exceed performance metrics (quality, compliance, collections) - Maintain accurate documentation and follow all required laws and standards - Build trust quickly through active listening, empathy, and strong communication. Who Succeeds in This Role Top collectors tend to be: - Highly driven and money-motivated - Reliable and successful working a structured, full-time Mon-Fri schedule - Comfortable on the phone and energized by frequent conversations - Resilient, persistent, and confident handling objections - Empathetic negotiators who can balance firmness with professionalism If you enjoy being measured by results—and rewarded for them—you’ll thrive here. Compensation & Earning Potential We offer a clear, progressive compensation path designed to reward performance: Training Period - $20/hour during virtual training led by industry experts - Learn systems, compliance, call strategy, and negotiation fundamentals Following Training - Transition to $17/hour plus bonus/commission opportunity - Designed so strong performers earn more than their initial hourly rate - Provides stability with significant upside Work Location & Schedule - Remote or in-office (Marshfield, WI) - Remote employees must have a private, dedicated office space - Monday–Friday, full-time: - 8:00 AM – 5:00 PM CST / 9:00 AM – 6:00 PM ET - Commission schedule includes: - Two evening shifts per week (until 7:00 PM CST) - Every other Friday off Additional schedule options, including later evenings and Saturdays, may become available in 2026. Benefits & Perks - Paid medical insurance with personalized plan selection assistance - Company provided Short-Term Disability, and basic Life Insurance - Optional Dental, Vision, Long-Term Disability, and additional Life Insurance - Generous PTO (3 weeks annually, increases with tenure) plus holidays and make-up time - 401(k) with the option to deposit annual discretionary bonus - Company-provided equipment - Access Perks employee discount program (retail, travel, food, entertainment) Essential Duties and Responsibilities: - Accomplishes minimum requirements for KPIs including call quality scores monthly and minimum fees. - Contacts consumer regarding past due balance and negotiates payment terms and methods within guidelines. Overcomes common objections, practices how to overcome more challenging ones. Suggests money sources for debt payment. - Updates account notes and other documentation in real time while working with consumers making few errors. - Handles high volume of inbound consumer calls while on dialer and places outbound calls. - Effectively uses scripts/verbatims and navigates within guidelines to maximize potential recovery on each call. - Ensures legal (i.e. FDCPA, state and other) compliance requirements are followed. - Learns and operates with proficiency within the systems and programs used for collections Requirements - Able to communicate clearly, both verbally and in writing, and utilize proper grammar and telephone etiquette and provided electronic tools. - Able to navigate multiple computer applications and databases. - Able to multitask and can communicate on the phone and navigate multiple computer systems simultaneously. - Able to overcome objections and obstacles to negotiate payment successfully. - Reliable and responsible. Arrives on time and uses time productively. - Possesses and demonstrates professional judgement. - Understands sensitive personal information (SPI) and sensitive consumer information (i.e. Protected Health Information (PHI)) while maintaining the confidentiality of this information. - Able to use tools provided to compute basic math calculations using addition, subtraction, multiplication, division, and percentages. - Self-motivation and committed to career success. - Willingness and ability to obtain Professional Collections Specialist (PCS) certification within one year of date of hire (paid for by company). - High School Diploma or equivalent (i.e., GED) required. - Ability to successfully complete company collector training program. - Clear initial and annual criminal and background check.

Description Please note – while this position is fully remote, candidates must be residents of Wisconsin, Kansas, Georgia, Oklahoma, Florida, Arkansas, or Tennessee to be considered. Uncapped Earnings | Performance-Driven | Career Growth Are you competitive, goal-oriented, and motivated by unlimited earning potential? Do you thrive in roles where your effort directly impacts your paycheck? If so, this is the opportunity you’ve been looking for. Join our growing Collection Team, where top performers are rewarded, income is uncapped, and your ability to negotiate, build rapport, and close resolutions can translate into six-figure earnings. This role offers a clear path to high income while allowing you to help consumers resolve outstanding balances with dignity, respect, and professionalism. As a Collection Representative, you'll work directly with consumers who have past-due medical balances, guiding them toward practical, mutually beneficial payment solutions. Why Join Us? This is a true performance opportunity for individuals who want control over their income, a clear path to success, and a professional environment that rewards effort and results. If you’re ready to work hard, earn big, and grow your career—we want to hear from you. What You’ll Do: - Handle high-volume outbound and inbound calls with professionalism and confidence - Negotiate payment arrangements that meet both consumer needs and company goals - Consistently meet and exceed performance metrics (quality, compliance, collections) - Maintain accurate documentation and follow all required laws and standards - Build trust quickly through active listening, empathy, and strong communication. Who Succeeds in This Role Top collectors tend to be: - Highly driven and money-motivated - Reliable and successful working a structured, full-time Mon-Fri schedule - Comfortable on the phone and energized by frequent conversations - Resilient, persistent, and confident handling objections - Empathetic negotiators who can balance firmness with professionalism If you enjoy being measured by results—and rewarded for them—you’ll thrive here. Compensation & Earning Potential We offer a clear, progressive compensation path designed to reward performance: Training Period - $20/hour during virtual training led by industry experts - Learn systems, compliance, call strategy, and negotiation fundamentals Following Training - Transition to $17/hour plus bonus/commission opportunity - Designed so strong performers earn more than their initial hourly rate - Provides stability with significant upside Work Location & Schedule - Remote or in-office (Marshfield, WI) - Remote employees must have a private, dedicated office space - Monday–Friday, full-time: - 8:00 AM – 5:00 PM CST / 9:00 AM – 6:00 PM ET - Commission schedule includes: - Two evening shifts per week (until 7:00 PM CST) - Every other Friday off Additional schedule options, including later evenings and Saturdays, may become available in 2026. Benefits & Perks - Paid medical insurance with personalized plan selection assistance - Company provided Short-Term Disability, and basic Life Insurance - Optional Dental, Vision, Long-Term Disability, and additional Life Insurance - Generous PTO (3 weeks annually, increases with tenure) plus holidays and make-up time - 401(k) with the option to deposit annual discretionary bonus - Company-provided equipment - Access Perks employee discount program (retail, travel, food, entertainment) Essential Duties and Responsibilities: - Accomplishes minimum requirements for KPIs including call quality scores monthly and minimum fees. - Contacts consumer regarding past due balance and negotiates payment terms and methods within guidelines. Overcomes common objections, practices how to overcome more challenging ones. Suggests money sources for debt payment. - Updates account notes and other documentation in real time while working with consumers making few errors. - Handles high volume of inbound consumer calls while on dialer and places outbound calls. - Effectively uses scripts/verbatims and navigates within guidelines to maximize potential recovery on each call. - Ensures legal (i.e. FDCPA, state and other) compliance requirements are followed. - Learns and operates with proficiency within the systems and programs used for collections Requirements - Able to communicate clearly, both verbally and in writing, and utilize proper grammar and telephone etiquette and provided electronic tools. - Able to navigate multiple computer applications and databases. - Able to multitask and can communicate on the phone and navigate multiple computer systems simultaneously. - Able to overcome objections and obstacles to negotiate payment successfully. - Reliable and responsible. Arrives on time and uses time productively. - Possesses and demonstrates professional judgement. - Understands sensitive personal information (SPI) and sensitive consumer information (i.e. Protected Health Information (PHI)) while maintaining the confidentiality of this information. - Able to use tools provided to compute basic math calculations using addition, subtraction, multiplication, division, and percentages. - Self-motivation and committed to career success. - Willingness and ability to obtain Professional Collections Specialist (PCS) certification within one year of date of hire (paid for by company). - High School Diploma or equivalent (i.e., GED) required. - Ability to successfully complete company collector training program. - Clear initial and annual criminal and background check.

Internal Business Development Consultant – WFG Canada locations CAN Toronto WFH time type Full time job requisition id R20061300   Job Family Sales Support / Operations   About Us    At Transamerica, hard work, innovative thinking, and personal accountability are qualities we honor and reward. We understand the potential of leveraging the talents of a diverse workforce. We embrace an environment where employees enjoy a balance between their careers, families, communities, and personal interests.     Ultimately, we appreciate the uniqueness of a company where talented professionals work collaboratively in a positive environment — one focused on helping people look forward and plan for the best life possible while providing tools and solutions that make it easier to get there.        Who We Are     We believe everyone deserves to live their best life. More than a century ago, we were among the first financial services companies in America to serve everyday people from all walks of life.     Today, we’re part of an international holding company, with millions of customers and thousands of employees worldwide. Our insurance, retirement, and investment solutions help people make the most of what’s important to them.    We’re empowered by a vast agent network covering North America, with diversity to match. Together with our nonprofit research institute and foundation, we tune in, step up, and are a force for good — for our customers and the communities where we live, work, and play. United in our purpose, we help people create the financial freedom to live life on their terms.    What We Do    Transamerica is organized into three distinct businesses. These include 1) World Financial Group, including Transamerica Financial Advisors, 2) Protection Solutions and Savings & Investments, comprised of life insurance, annuities, employee benefits, retirement plans, and Transamerica Investment Solutions, and 3) Financial Assets, which includes legacy blocks of long term care, universal life, and variable and fixed annuities. These are supported by Transamerica Corporate, which includes Finance, People and Places, General Counsel, Risk, Internal Audit, Strategy and Development, and Corporate Affairs, which covers Communications, Brand, and Government and Policy Affairs.    Transamerica employs nearly 7,000 people. It’s part of Aegon, an integrated, diversified, international financial services group serving approximately 23.9 million customers worldwide.* For more information, visit transamerica.com.     Job Description Summary IAs part of the World Financial Group (WFG) Distribution team, the Internal Business Development Consultant is responsible for partnering with the WFG business development team, field agents, and field leadership to drive increased agent recruiting, licensing, product sales and to enhance the agent experience. Increase field performance, training, and communications to execute on WFG growth strategies. Serve as a technical knowledge resource to enhance field recruiting, new agent activation, and improve recruit-to-license, license-to-sale, and first-time producer ratios. Implement inbound and outbound call strategies to drive life and annuity/seg fund sales and increase agent engagement.   Job Description Responsibilities   - Drive WFG life and annuity/seg fund sales growth aligning with the WFG Business Development team to achieve results and execute on activity goals to increase licensed agents, first time producer sales, multi-ticket, and multi-product sales. - Drive increased recruit-to-license and license-to-sales growth for new recruits and agents through on-going technical support, training, issue resolution, and recognition of field accomplishments. - Provide training and troubleshooting activities on contracting and licensing procedures, new business, underwriting procedures, sales concepts, and end-to-end sales processes. - Provide orientation and training on WFG systems, websites, and other digital tools. - Deliver messaging, updates, incentives, etc. regarding WFG supported products, services, and resources to drive sales growth and meet retention objectives. - Support marketing, training, and sales event activities focused on enhancing the experience of new recruits and new agents. - Achieve performance measures/metrics and adhere to quality standards that align with business objectives. Achieve/exceed financial goals and targets. - Recommend and initiate approved improvements to processes and procedures. Qualifications - Two years of sales/distribution and financial services industry experience - Life license, or ability to obtain within 6 months - Understanding of the life insurance industry, securities business, agency operations, and regulations - Outstanding relationship building skills to motivate and encourage recruits and agents - Excellent oral/written communication, presentation, and listening skills - Technical aptitude to learn and train others on WFG platforms - Proactive and independent thinker able to take accountability for tasks and commitments - Attention to detail and the ability to quickly adapt in a rapidly changing environment - Problem-solving and decision-making skills - Organizational skills to manage time and resources Preferred Qualifications - Bachelor’s degree in a business field - Bilingual: English/French/Spanish/Punjabi (oral and written) as required in some territories - Understanding of WFG agency model, company departments and functional areas - Life & Health license - Mutual Fund licenses Working Conditions - This is a hybrid position requiring 2-3 days in office per week in one Toronto, ON. - Relocation assistance will not be provided for this position - Valid driver’s license and vehicle required - Occasional Travel   Compensation The salary for this position generally ranges between $67,000 - $70,000 annually. Please note that the salary range is a good faith estimate for this position and actual starting pay is determined by several factors including qualifications, experience, geography, work location designation (in-office, hybrid, remote) and operational needs. Salary may vary above and below the stated amounts, as permitted by applicable law.   Disclaimer: Beware of fake job offers! We’ve been alerted to scammers impersonating Transamerica recruiters, particularly for remote positions. Please note: - We will never request personal information such as ID or payment for equipment upfront. - Official offers are sent via DocuSign following a verbal offer—not through text or email.   #LI-HR1 This job description is not a contract of employment nor for any specific job responsibilities. Managers may assign other duties and responsibilities as needed. In the event an employee or applicant requests or requires an accommodation to perform job functions, the applicable HR Business Partner should be contacted to evaluate the accommodation request.   What We Offer     For eligible employees, we offer a comprehensive benefits package designed to support both the personal and financial well-being of our employees.    Compensation Benefits  - Competitive Pay  - Bonus for Eligible Employees    Benefits Package  - Pension Plan  - 401k Match - Employee Stock Purchase Plan - Tuition Reimbursement - Disability Insurance - Medical Insurance - Dental Insurance - Vision Insurance - Employee Discounts - Career Training & Development Opportunities   Health and Work/Life Balance Benefits  - Paid Time Off starting at 160 hours annually for employees in their first year of service. - Ten (10) paid holidays per year (typically mirroring the New York Stock Exchange (NYSE) holidays). - Be Well Company holistic wellness program, which includes Wellness Coaching and Reward Dollars  - Parental Leave – fifteen (15) days of paid parental leave per calendar year to eligible employees with at least one year of service at the time of birth, placement of an adopted child, or placement of a foster care child. - Adoption Assistance - Employee Assistance Program - Back-Up Care Program - PTO for Volunteer Hours - Employee Matching Gifts Program - Employee Resource Groups - Inclusion and Diversity Programs - Employee Recognition Program - Referral Bonus Programs

• Serve as the primary commercial partner for Success Services, joining BD and Sales on prospect calls, leading solution demos, and scoping engagement models for health system buyers • Join sales conversations with health system BD and strategy leadership to demonstrate Clarify's consultative delivery capability (not just software features) • Handle objections from sophisticated buyers on attribution methodology, ROI validation, and engagement model differentiation • Present case studies and preliminary diligence findings (e.g., referral leakage analyses) that establish credibility before contract signature • Contribute to proposal development and scoping for outcomes-based pricing models, ensuring delivery feasibility aligns with commercial commitments • Partner with BD leadership to refine pitch materials, demo workflows, and competitive positioning based on field experience • Maintain active involvement in a subset of engagements to stay grounded in delivery realities and keep commercial positioning authentic • Support outcomes-based consulting engagements at health systems, ensuring BD teams capture the referral optimization opportunities Meridian surfaces • Deploy AI-generated playbooks and physician targeting recommendations, coaching health system liaison teams on precision BD execution using patient value indexing • Facilitate evidence-based physician conversations using PCE quality data and contract-aware financial impact quantification, transforming ‘please refer to us’ into data-driven partnership proposals • Conduct quarterly business reviews with CFO/COO/CSO-level stakeholders, presenting measurable impact against the success fee calculation methodology • Document and standardize delivery playbooks as the engagement model scales from development partners to broader market adoption • Contribute to industry conference presentations, webinars, and case studies demonstrating the tech-enabled outcomes partnership model • Build relationships with health system BD/strategy executives to generate referrals and market validation • Stay current on health system BD best practices, APM program evolution (TEAM, MSSP, ACO REACH), and competitive landscape dynamics • Collaborate with Product and Customer Success teams to translate field insights into platform enhancements and customer onboarding improvements