We’re looking for a Data Science Advisor to help shape how data science drives profitable growth across The Cigna Group. As part of the Data Science Center of Expertise (DSCOE), this role partners closely with Actuarial, Underwriting, and Data & Analytics leaders to turn advanced analytics into smarter underwriting and pricing decisions. If you enjoy solving complex problems, influencing strategy, and working collaboratively across disciplines, this role offers meaningful impact and growth. Responsibilities - Develop and apply advanced statistical and machine learning models that inform underwriting and pricing strategies and improve prediction of claims cost and risk drivers. - Design and evaluate experiments using innovative data sources and modeling techniques to assess business impact and model effectiveness. - Generate deep insights into client- and customer-level risk variability and translate findings into clear, actionable recommendations for partners and leaders. - Influence decisions around data architecture and future data investments by assessing current capabilities and identifying opportunities to scale impact. - Communicate results and recommendations through clear, well-structured analysis and presentations tailored to both technical and non-technical audiences. - Collaborate across the Data Science COE, underwriting, pricing, and analytics teams to deliver solutions aligned to enterprise goals. Required Qualifications - 5+ years of experience in data science, advanced analytics, or a related field. - Strong proficiency in machine learning, statistics, and data analysis using Python or R, SQL, and modern version control tools (e.g., Git). - Experience working with large, complex datasets; healthcare data such as claims or EHR is strongly preferred. - Demonstrated ability to independently deliver complex analytical work, identify risks or blockers, and propose practical solutions. - Strong communication skills with the ability to explain technical concepts in clear, business-focused language. Preferred Qualifications - Experience deploying predictive or machine learning models to production or cloud-based environments. - Familiarity with underwriting, pricing, or insurance-related analytics. - Bachelor’s degree in a quantitative field such as Data Science, Statistics, Mathematics, Computer Science, or a related discipline; advanced degree preferred. If you will be working at home occasionally or permanently, the internet connection must be obtained through a cable broadband or fiber optic internet service provider with speeds of at least 10Mbps download/5Mbps upload. For this position, we anticipate offering an annual salary of 107,700 - 179,500 USD / yearly, depending on relevant factors, including experience and geographic location. This role is also anticipated to be eligible to participate in an annual bonus plan. At The Cigna Group, you’ll enjoy a comprehensive range of benefits, with a focus on supporting your whole health. Starting on day one of your employment, you’ll be offered several health-related benefits including medical, vision, dental, and well-being and behavioral health programs. We also offer 401(k), company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and paid holidays. For more details on our employee benefits programs, click here. About The Cigna Group Doing something meaningful starts with a simple decision, a commitment to changing lives. At The Cigna Group, we’re dedicated to improving the health and vitality of those we serve. Through our divisions Cigna Healthcare and Evernorth Health Services, we are committed to enhancing the lives of our clients, customers and patients. Join us in driving growth and improving lives. Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws. If you need a reasonable accommodation to complete the online application process, please email seeyourself@thecignagroup.com for assistance. Please note that this email inbox is dedicated to accommodation requests only and cannot provide application updates or accept resumes. The Cigna Group has a tobacco-free policy and reserves the right not to hire tobacco/nicotine users in states where that is legally permissible. Candidates in such states who use tobacco/nicotine will not be considered for employment unless they enter a qualifying smoking cessation program prior to the start of their employment. These states include: Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Iowa, Kansas, Maryland, Massachusetts, Michigan, Nebraska, Ohio, Pennsylvania, Texas, Utah, Vermont, and Washington State. Qualified applicants with criminal histories will be considered for employment in a manner consistent with all federal, state and local ordinances.

Circle (NYSE: CRCL) is one of the world's leading internet financial platform companies, building the foundation of a more open, global economy through digital assets, payment applications, and programmable blockchain infrastructure. Circle's platform includes the world's largest regulated stablecoin network anchored by USDC, Circle Payments Network for global money movement, and Arc, an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises, financial institutions, and developers use Circle to power trusted, internet-scale financial innovation. Learn more at circle.com . What you'll be part of: Circle is committed to visibility and stability in everything we do. As we grow as an organization, we're expanding into some of the world's strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values : High Integrity, Future Forward, Multistakeholder, Mindful, and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder. What you'll be responsible for: As part of the Global Risk Management (GRM) team, you will play a key role in protecting Circle from internal and external fraud risk. You will own Circle's fraud risk management program, oversee fraud analytics and detection capabilities, and partner across functions to ensure fraud risk is proactively managed in line with regulatory obligations, enterprise risk appetite, and Circle's global footprint. You will be accountable for ensuring Circle's fraud risk program meets applicable regulatory and licensing obligations, including maintaining documentation, investigative rigor, and timely regulatory reporting. What you'll work on: - Define and execute Circle's global fraud risk strategy, aligned with enterprise risk appetite, regulatory standards, and local licensing requirements (e.g., money transmission, e-money, payment services, and virtual asset regulations). - Develop and maintain the enterprise fraud risk framework, policies, and controls, covering threats such as synthetic identity fraud, account takeovers, authorized push payment fraud, internal misconduct, social engineering, scams, and emerging typologies (e.g., deepfakes, AI-driven impersonation, mule networks). - Lead the design and maintenance of Circle's documented Fraud Risk Management Program , addressing both internal and external fraud consistent with Circle's regulatory obligations across jurisdictions. - Lead or partner with relevant stakeholders (e.g., Compliance, Legal, Finance, Talent, Security) to investigate suspected or actual internal wrongdoing , ensuring timely incident reporting to the NYDFS, or other regulatory requirements and maintenance of complete records for regulator review. - Oversee or support investigations into suspected or actual internal or external fraud , escalation protocols, and retention of comprehensive case documentation in line with regulatory expectations. - Oversee a comprehensive fraud risk management program that demonstrates compliance with regulatory expectations, including those from FinCEN, OCC, FCA, MAS, AMF, ACPR , and other key global regulators. - Lead fraud analytics and oversee detection systems and AI-driven tools to identify emerging patterns while minimizing false positives and customer friction. - Ensure fraud risk management is embedded across Circle's control environment, including financial crime compliance (AML/CTF), cybersecurity, product risk, and operational resilience programs. - Conduct fraud risk assessments across products, customer segments, channels, and geographies, ensuring risks are identified, mitigated, and reported to senior management and regulators where required. - Define and monitor key fraud metrics (KPIs and KRIs) to assess performance, support enterprise risk reporting, and evidence compliance with ongoing regulatory obligations. - Serve as a key liaison with regulators, law enforcement, and industry partners, representing Circle in fraud-related matters and ensuring Circle meets its regulatory disclosure, escalation, and remediation duties. - Ensure the fraud program remains dynamic and continuously evolving , with regular effectiveness reviews, testing, and updates to reflect emerging threats, operational changes, and evolving regulatory expectations globally. - Drive continuous improvement through root-cause analysis of incidents, technology innovation, and process optimization. What you'll bring to Circle: - 10+ years of experience in fraud risk management in fintech, payments, banking, or financial services. - Strong understanding of fraud threats, including synthetic identities, deepfakes, account takeovers, scams, and transaction fraud. - Proven experience managing fraud risk under global regulatory frameworks (e.g., U.S. AML Act, FinCEN guidance, PSD2, MiCA, UK Fraud Act, MAS PSN01, FATF standards). - Hands-on experience with fraud detection systems, data analytics, and AI/ML-driven risk solutions. - Demonstrated ability to assess risks, design controls, and deliver enterprise-level reporting aligned to regulatory expectations. - Strong cross-functional collaboration skills with the ability to influence senior stakeholders in Risk, Compliance, Legal, and Technology. - Excellent communication skills-able to translate complex risk and regulatory concepts for diverse audiences. - Bachelor's degree in Business, Finance, Risk, or related field (advanced degree or certifications such as CFE, CAMS, or ACAMS preferred). Circle is on a mission to create an inclusive financial future, with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages. Starting pay is determined by various factors, including but not limited to: relevant experience, skill set, qualifications, and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations. Base Pay Range: $172,500 - $222,500 We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status, or any other protected status required by the laws in the locations where we hire. Additionally, Circle participates in the E-Verify Program in certain locations, as required by law. Should you require accommodations or assistance in our interview process because of a disability, please reach out to accommodations@circle.com for support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs. #LI-Remote

Our Loews Hotels & Co Home Office remote teams provide support to all our properties throughout the United States. Our talented teams provide guidance over strategic planning, operations, revenue management, communications, marketing, finance, human resources, and information technology. Who We Are: Founded in 1960, Loews Hotels & Co operates iconic hotels and resorts across the U.S. Together, our diverse and welcoming teams craft exceptional experiences in iconic destinations. Growth and belonging start here; you’ll be valued for who you are and the goals you have. Whether your next career chapter involves making memories for guests or supporting our properties in our Corporate Office, every role—from Guest Services to Finance, Culinary to IT—offers opportunities to grow and make a meaningful impact. Creating a Team Member experience where you belong no matter what race, age, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status that makes you, you is a daily focus for us. What We Offer: - Competitive health & wellness benefits, 401(k) & company match - Paid Sick Days, Vacation, and Holidays, Paid Bereavement - Pet Insurance and Paid Pet Bereavement - Training & Development opportunities, career growth - Tuition Reimbursement - Team Member Hotel Rates, other discounts, perks and more - Many of our Leadership positions are bonus eligible What We’re Looking For: As a vital member of our Risk Management team, the Manager, Risk Management & Claims reports directly to the Vice President, Risk Management, overseeing and navigating the complexities of claims management while ensuring compliance and asset protection for Loews Hotels & Co. With a knack for strategic collaboration, you’ll serve as a key liaison between our hotels and various stakeholders, including carriers, attorneys, brokers, and loss control contacts. You'll also conduct internal audits, collaborate on loss prevention strategies, provide consultation to our Orlando Risk Management Claims team, deliver regular claim status reports, organize casualty claim reviews, oversee investigations, evaluate settlements, and assist with managing litigation. Who You Are: - Strategic with a forward-thinking approach to claims management to develop effective strategies to mitigate risks, reduce losses, and ensure compliance. - Analytical, possessing the ability to analyze data and trends related to claims loss history to identify patterns, assess risk, and make informed decisions. - Dedicated to details ensuring accuracy in reviewing coverage, documentation, and any settlement negotiations. - Collaborative with the ability to build and maintain positive relationships with various stakeholders. What You’ll Do: - Serve as Hotels point of contact and liaise with carrier, attorneys (in-house and external), broker and loss control contacts across all lines of insurance (property and casualty claims, cyber, EPLI, etc.). - Analyze data and trending related to claims loss history and provide strategy and recommendations to the appropriate parties. - Organize and facilitate casualty claim reviews between the carrier, broker and property. - Review and analyze complex coverage issues and preparation of coverage positions. - Oversee sound investigations, subrogation possibilities, legal reviews and claim resolutions to ensure they are completed and in accordance with company policies and procedures. - Evaluate reserve and settlement possibilities and provide recommendations to the property and VP of Risk Management. - Serve as liaison for litigation management related to subrogation of general liability, property and automobile losses. - Conduct periodic internal audits to assure compliance with policies and adequacy of reserve estimates as well as oversee external broker audits. - Assist in development of methodologies to monitor effectiveness of loss control efforts. - Collaborate with Hotels, Home Office Director of Security and VP, Engineering on Loss Prevention analysis and solutions. - Participate in onsite hotel Risk Assessments and provide analysis and recommendations to key stakeholders at each property. - Provide consultation to the Orlando Risk Management Claims team on claim matters. - Provide claim status and issue monthly, quarterly (including VPO reports) and ad hoc loss reports. - Receive, review and verify all incoming incident reports as well as conduct quarterly meetings with corporate security to ensure compliance. - Attend mediations and trials as applicable. - Maintain regular attendance in conformance with standards. - May be required to work varying schedules as needed to support business operations. - Attend/complete all required meetings and training. - Other duties as assigned. Your Qualifications Include: - High School Diploma or equivalent required; four-year college degree or equivalent preferred. - 15+ years prior claims management experience in General Liability and Workers' Compensation, with particular emphasis on CA, NY, and TX, jurisdictions required. - Prior knowledge of insurance policies and coverage types. Familiarity with legal processes related to claims management and familiarity for insurance placement. - Strong analytical skills with the ability to analyze data and trends effectively. - Proficiency in Microsoft products including but not limited to Word, Excel, PowerPoint and PowerBI, and claims management software such as RMIS Database. - Excellent communication skills (verbal and written) in interactions with team members at all levels, including control or business process owners and senior management. - Strong interpersonal skills with the ability to effectively develop and maintain positive working relationships cross-functionally with all levels of team members (e.g., Finance, HR, Operations, Compliance, Legal, etc.) and external parties (e.g., insurance providers). - Flexibility to work independently and in a team-oriented environment depending on assignment needs. - Willingness and ability to travel up to 5-10% of the time.

• Develop, implement, and maintain a robust ESG governance framework that aligns with industry best practices and regulatory requirements. • Collaborate with relevant departments to define roles, responsibilities, and accountabilities related to ESG performance. • Conduct regular reviews of governance structures and recommend improvements to ensure effectiveness and efficiency. • Develop and maintain ESG-related policies, procedures, and guidelines. • Serve as the primary point of contact for ESG ratings agencies (e.g., MSCI, Sustainalytics, S&P Global). • Manage the annual ratings process, including the completion of questionnaires, providing supporting documentation, and responding to inquiries. • Develop and maintain a thorough understanding of various ESG rating methodologies and scoring criteria. • Analyze rating results, identify areas for improvement, and develop action plans to enhance the company's ESG profile. • Monitor and analyze competitors’ ESG ratings and industry trends. • Oversee the collection, validation, and analysis of ESG data from various departments. • Develop and maintain processes for accurate and efficient data gathering, documentation, and storage. • Ensure data quality and integrity in preparation for ESG reporting and disclosures. • Collaborate with the finance and accounting teams to integrate ESG metrics into financial reporting systems, where relevant. • Support the development of ESG reports, including annual sustainability reports, and responses to stakeholder inquiries. • Collaborate with internal teams across the organization (e.g., legal, finance, operations, communications) to integrate ESG considerations into business practices. • Develop and deliver training programs to enhance ESG awareness and understanding across the company. • Communicate effectively with internal and external stakeholders regarding ESG governance and performance. • Stay abreast of the latest trends, regulations, and best practices related to ESG governance and reporting. • Identify opportunities to enhance the company's ESG program and improve its standing with ratings agencies. • Support the implementation of new ESG initiatives and projects. • Continuously evaluate the effectiveness of the ESG program and make recommendations for ongoing improvements.