Are you passionate about being part of a team at a Fortune 100 company with nearly $70 billion in annual sales that delivers extraordinary care to help individuals and businesses prepare for and protect their future? If so, then Nationwide Financial could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care. Ideal candidate has at least ten years of experience with Long Term Care Underwriting. Location: This position can be filled as Hybrid or Remote This role does not qualify for employer-sponsored work authorization. Nationwide does not participate in the Stem OPT Extension program. #LI-LP1 Job Description Summary Our underwriters work hard to provide the exceptional customer experience for which Nationwide is known. Actively engaging with our firms and financial professionals to get to know their clients and their needs builds our understanding of the market, what is needed to win business and put our best offer out first. If you thrive working autonomously, making decisions on a variety of impactful issues and continuing to learn and adapt to grow, we want to know more about you! As a Life Underwriting Consultant, you'll analyze, select and classify applications for life insurance, of considerable technical complexity and exposure, to ensure underwriting quality according to established underwriting policies, practices and standards. You'll review and make decisions on larger, more sophisticated, or unusual business. To succeed, you'll need to coordinate life selection standards according to underwriting practices and procedures to achieve satisfactory mortality experience and acceptable administrative results. You'll have opportunities to provide leadership on projects, departmental committees and on the team by identifying problems and potential solutions and be serving as a referral point for less experienced underwriters. You'll work with latitude for independent judgment based on your underwriting authority and company underwriting standards. Job Description Key Responsibilities: - Receives, evaluates and underwrites, on a medical or non-medical basis more complex applications for life insurance up to their maximum handling limit as approved by the Chief Underwriter. Protects the confidentiality of documentation and information acquired throughout the underwriting process. Works within broad limits and authority on highly sophisticated assignments requiring niche knowledge in area of expertise. - Maintains in-depth knowledge of manuals, underwriting materials, rules, regulations, procedures medical factors and practices impacting mortality and morbidity underwriting. Maintains solid understanding of all underwriting administrative systems to conduct business and provides outstanding service to all internal and external customers and field partners. - Evaluates and accesses applications requiring additional evidence of insurability. Determines the need for and authorizes the ordering of, underwriting requirements to include, but not limited to, medical examinations, blood profiles, home office specimens, attending physician reports, inspection reports, client direct interviews, and other essential information. - Develops a strong understanding of the accelerated underwriting process and can apply risk-based decision-making skills to determine the appropriate requirements needed to provide protective value as well as determining appropriate risk class. This may include but not limited to, making fluid-less underwriting decisions as well as the utilization of alternative sources of medical information while maintaining appropriate tolerance for accepting risk. - Evaluates, appraises and quantifies data derived from personal or business financial information and establishes insurable interest in keeping with the principle of indemnification. Handles complex financial underwriting applications and often assists others through referrals and training on financial underwriting. - Reaches terms on, coordinates, and negotiates both automatic and facultative reinsurance within the contractual terms and conditions of Nationwide's various reinsurance treaties and product and market practices. - Consults with other underwriters on the team and accepts referred cases when designated. Suggests innovative solutions, motivates team performance and facilitates open communication to achieve desired results. Supervises the handling of unusual or challenging cases. - Educates internal and external partners on underwriting process, practice and tools. Helps train less experienced underwriting staff. Coordinates, participates and leads training development and delivery for issues or initiatives requiring technical expertise. - Works on special projects as assigned, with little to no direction and is expected to develop project plans, requirements, timelines, etc. - Meets and presents with field partners as needed. Acquires input and feedback during these visits to build a better understanding of partner needs and expectations. - Interprets electrocardiogram tracings received as evidence for life insurance applications. Consults with Medical Director for cases where physician input is required. - Determines eligibility for temporary insurance and authorizes disbursement of policy refunds if the TIA is not eligible. Also authorizes reimbursement and for medical records or other fees requested as associated with requirements needed to confirm evidence of insurability. - Consults with Chief Underwriter, Staff Underwriting, Senior Underwriting Consultants, and the Medical Director as the need arises. - Supports and assists in meeting goals and objectives for varying territories, special agent programs and contests. - Resolves challenges with effective solutions while maintaining focus on improving time service, quality of application submissions and underwriting quality and wastage. - Handling up to $10,00,000 for life, up to $1,000,000 sign off for morbidity underwriting, and sign off authority for exceptions on Intelligent Underwriting. May perform other responsibilities as assigned. Reporting Relationships: Reports to Underwriting Manager or Director. Typical Skills and Experiences: Education: Undergraduate studies in medical related discipline, marketing, insurance, risk management, economics, finance or business management. License/Certification/Designation: Obtainment of AALU designation. Participation in, or attainment of, professional/technical studies or designation such as the Chartered Life Underwriter (CLU) and Fellow of Life Management Institute (FLMI). EKG Certified preferred. Experience: Ten years life underwriting experience Knowledge, Abilities and Skills: Medical Underwriting: Understands the anatomy of the human body and disease processes and can assess the impact of an individual’s mortality and morbidity risk and can translate that to assess the appropriate risk classification. Financial Underwriting: Solid foundation for sophisticated financial underwriting. Extensive knowledge of life underwriting principles and practices, including basic contract law. In-depth knowledge of anatomy, physiology, pathology, medical and non-medical risks as they relate to life insurance. Knowledge of managing and interpreting underwriting results. Relationships: Very comfortable negotiating offers and calling out on offers that are other than applied for to explain reasons to the advisor or sales leader. Proven knowledge of products and reinsurance - is comfortable and has relationships with our facultative reinsurance partners. Can reach terms on reinsurance decisions. Actively involved in industry meetings/conferences and our CE program. Excellent verbal and written communication skills for internal/external contacts. Strong collaboration and presentation skills in individual or group settings. Ability to make decisions on highly complex issues and work with minimal direction. Proficiency in conflict resolution. Agile and adaptable. Advanced ability to handle ambiguity in a flexible and responsive manner. Ability to coach, train and mentor other underwriters. Advanced analytical and critical thinking skills. Able to analyze highly complex insurance risks to assess acceptability including policy language, alternative rating plans, methodologies, and reinsurance. Ability to communicate difficult concepts and influence others to adopt a different point of view. Excellent judgment and creative problem-solving skills including negotiation and conflict resolution skills. Proven track record of reaching a solution in situations where there may be multiple options. Able to make difficult decisions and suggest alternative solutions. Consistently draws on appropriate perspectives and resources. Demonstrates strong resilience and supports others through change. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager’s leader and HR Business Partner. Values: Regularly and consistently demonstrates the Nationwide Values. Job Conditions: Overtime Eligibility: Exempt (Not eligible) Working Conditions: Normal office environment and may have the option to work from home. Non-standard hours and some travel may be required. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties. We currently anticipate accepting applications until 05/01/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. This position could be filled within any of the lower 48 U.S. states. Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247. For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule. The national salary range for Consultant II, Underwriting - Life : $108,000.00-$200,000.00 The expected starting salary range for Consultant II, Underwriting - Life : $108,000.00 - $162,000.00

If you’re passionate about helping people protect what matters most to them at a Fortune 100 company with nearly $70 billion in annual sales, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers and partners are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care. This Personal Lines (PL) Underwriting Automation and Technology position supports strategic transformation by identifying and executing automation opportunities within underwriting processes. The role leads initiatives from concept to implementation, including developing business cases with cost-benefit analysis. It also contributes to data-driven decision-making through pre and post-production profitability analysis, validation and ongoing monitoring, ensuring issues are identified and addressed. As the PL environment continues to evolve - with increasing automation, advanced modeling, and enhanced business capabilities - this role is essential to identifying and driving strategic projects, process redesign, and automation initiatives. Filling this position will support our ability to respond quickly to market demands and ultimately lead in or maintain our competitive edge. This is an associate opportunity within Nationwide. The title Consultant refers to the job classification in the organization. Ideal candidates will possess the following: - Underwriting knowledge and expertise – understanding of PL underwriting philosophy, guidelines and risk evaluation (UW rules), and how automation aligns with guidelines and risk appetite - Strong business‑driven technical mindset with the ability to identify complex improvement opportunities and design and implement effective solutions for our Personal Lines underwriting organization - Working knowledge of rating, pricing, and predictive models and analytics used in PL - Ability to lead cross-functional strategic initiatives from concept through execution - Ability to break down ambiguous, high-impact business challenges into clear, structured solution designs which are taken through to full implementation and post launch - Analytical mindset with ability to interpret trends, performance and operational KPIs and translate data insights into actionable business recommendations - Ability to coordinate across underwriting, IT, product, operations etc. - Clear communicator, strong documentation skills, ability to influence and gain buy-in - Ability to create executive-level summaries This role does not qualify for employer-sponsored work authorization. Nationwide does not participate in the Stem OPT Extension program. #LI-JJ1 #LI-Remote Job Description Summary We are a versatile group of individuals, working together to meet the needs of our customers. We value knowledge, strong business savvy and contributing to a stellar team dynamic. If you thrive in a busy, engaging work environment, we want to know more about you! As a Consultant, you'll act independently or as a member of a team responsible for establishing a common understanding of the business environment in which a project must be defined, designed, created, deployed, used and supported. You will participate in major process modeling, analysis and design efforts providing business performance management, organizational design and business risk management capabilities to formulate pragmatic, forward facing and impactful business transformation plans. Job Description Key Responsibilities: - Partners with senior leaders to transform their businesses through the strategic application of people, processes and technology. Participates in the planning process by identifying complexities, dependencies and duplications. - Demonstrates expertise in leading business process analysis/design, organizational analysis, needs assessments and cost/benefit analysis to align solutions with business strategies and direction. Consults with functional groups within Nationwide Technology and internal business clients to develop short- and long-term business transformation plans. - Serves as process management contributor and consultant between business customers and systems area for development and implementation of business processes and procedures. Responsible for communicating to customers, management and external sources. - Identifies critical elements of a business process that need to be managed. Defines criteria of performance success. Reports performance in a cohesive manner. - As a team member, participates in analysis and design of organizational structures, roles, responsibilities, governance, staffing and sourcing to support business goals, strategies and process architecture. Provides significant contribution in executing business unit level change. - Conducts and leads training of customers on business, technological, societal and environmental trends to support strategies for improving business performance. - Facilitates evaluation and research of new and existing products, procedures and/or workflow needs associated with business systems for the company. Evaluates new technological developments and evolving business requirements, and recommends appropriate systems alternatives and/or enhancements. - Develops compelling business cases, including gaining senior management input, to accomplish business objectives. Identifies, assesses and mitigates business risks associated with current operating model and/or desired target state operating models. - May provide direction, training and guidance for less experienced staff. May assign responsibility for tasks, sets clear objectives and monitors progress and results. May monitors project schedules and costs. May develops project plans, work breakdown structures and desired outcomes for overall solution delivery. Performs other responsibilities as assigned. Reporting Relationships: Reports to Director. This is an individual contributor role and does not have direct reports; may have opportunity to lead projects or teams. Typical Skills and Experiences: Education: Undergraduate studies in computer science, management information, business, mathematics or related field desired. Graduate studies are preferred. Experience: Eight plus years of dynamic experience in planning, designing and implementing company-wide business transformation initiatives. Extensive experience in functional, process, information and data modeling, data management and warehousing and applications integration. In-depth experience with process redesign methods and tools. Three years of experience in project management is preferred. Knowledge, Abilities and Skills: Demonstrated knowledge of standards, methodologies and frameworks, business process management and technology. Sound knowledge of a variety of tools, concepts and techniques. Understanding of new technologies and developments in the technology industry. Detailed knowledge of the system development life cycle. Knowledge of project management concepts and techniques are required. Thorough knowledge of facilitation, performance management, organizational design and managing organization change. Ability to lead large or sophisticated projects. Effective communication skills and ability to deal with ambiguity. Other criteria, including leadership skills, competencies and experiences may take precedence. Staffing exceptions to the above must be approved by the hiring manager’s leader and HR Business Partner. Values: Regularly and consistently demonstrates the Nationwide Values. Job Conditions: Overtime Eligibility: Exempt (Not eligible) Working Conditions: Normal office environment. Extended work hours may be required based on workload. May require occasional travel. ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties We currently anticipate accepting applications until 05/01/2026. However, we encourage early submissions, as the posting may close sooner if a strong candidate slate is identified before the deadline. Benefits We have an array of benefits to fit your needs, including: medical/dental/vision, life insurance, short and long term disability coverage, paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date, nine paid holidays, 8 hours of Lifetime paid time off, 8 hours of Unity Day paid time off, 401(k) with company match, company-paid pension plan, business casual attire, and more. To learn more about the benefits we offer, click here. Nationwide is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive culture where everyone feels challenged, appreciated, respected and engaged. Nationwide prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law. This position could be filled within any of the lower 48 U.S. states. Smoke-Free Iowa Statement: Nationwide Mutual Insurance Company, its affiliates and subsidiaries comply with the Iowa Smokefree Air Act. Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles. The company offers designated smoking areas in which smoking is permitted at each individual location. The Act prohibits retaliation for reporting complaints or violations. For more information on the Iowa Smokefree Air Act, individuals may contact the Smokefree Air Act Helpline at 888-944-2247. For NY residents please review the following state law information: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov) https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf NOTE TO EMPLOYMENT AGENCIES: We value the partnerships we have built with our preferred vendors. Nationwide does not accept unsolicited resumes from employment agencies. All resumes submitted by employment agencies directly to any Nationwide employee or hiring manager in any form without a signed Nationwide Client Services Agreement on file and search engagement for that position will be deemed unsolicited in nature. No fee will be paid in the event the candidate is subsequently hired as a result of the referral or through other means. Nationwide pays on a geographic-specific salary structure and placement within the actual starting salary range for this position will be determined by a number of factors including the skills, education, training, credentials and experience of the candidate; the scope, complexity and location of the role as well as the cost of labor in the market; and other conditions of employment. If a Sales job, Sales Incentives, based on performance goals are possible in addition to this range. Note on Compensation for Part-Time Roles: Please be aware that the salary ranges listed below reflect full-time compensation. Actual compensation may be prorated based on the number of hours worked relative to a full-time schedule. The national salary range for Consultant, Business Consulting : $97,000.00-$180,000.00 The expected starting salary range for Consultant, Business Consulting : $97,000.00 - $145,000.00

Position: Trip Planning Consultant Company Overview: True Adventure Travel is a leading travel company that specializes in creating unique and unforgettable travel experiences for our clients. We are a fully remote company, with a team of passionate and experienced travel agents located all around the world. Our goal is to provide our clients with personalized and exceptional service, while also promoting responsible and sustainable travel practices. Position Overview: We are seeking a highly motivated and enthusiastic Remote Travel Agent to join our team. As a Remote Travel Agent, you will be responsible for assisting clients in planning and booking their dream vacations. This is a part-time, remote/telecommute position, meaning you will have the flexibility to work from anywhere in the world. Key Responsibilities: - Communicate with clients via phone, email, and other communication channels to understand their travel preferences and needs - Research and recommend destinations, accommodations, and activities based on clients' interests and budget - Create customized travel itineraries, including flights, accommodations, transportation, and activities - Book reservations for flights, hotels, car rentals, tours, and other travel services - Provide excellent customer service and ensure client satisfaction throughout the entire booking process - Stay up-to-date on industry trends, travel regulations, and destination information - Collaborate with other team members to continuously improve our services and offerings - Maintain accurate records and documentation of all bookings and client interactions Qualifications: - Excellent communication and customer service skills - Ability to work independently and remotely - Strong attention to detail and organizational skills - Passion for travel and a desire to create unforgettable experiences for clients - Ability to adapt to changing situations and handle multiple tasks simultaneously Benefits: - Competitive earnings potential - Flexible work schedule and location - Travel perks and discounts - Opportunities for career growth and development - Collaborative and supportive team environment If you have a passion for travel and a desire to help others create unforgettable experiences, then we want to hear from you! Join our team at True Adventure Travel and be a part of a company that values diversity, sustainability, and exceptional service. Apply now to start your journey with us.

Role Description We are currently seeking a Lending Snr. Consultant - US REMOTE to join our team in the United States (US). Candidates must currently be a legal resident of the United States. As a Senior Consultant, you will have access to building incredible opportunities with our clients. You will work collaboratively as part of a client-facing team to deliver value to our clients and help them meet their business objectives. While our clients tend to be located in the major financial services hubs throughout the country, the NTT Data Global presence will allow opportunities across the country and, possibly, internationally! Our client base and expertise span strategic financial services institutions including top 10 U.S. banks, global payment providers, and top wealth management firms. You will regularly interact with and learn from our industry experts and more experienced team members in driving business solutions and outcomes to help our client reduce risk and stay compliant as they achieve their digital, data and transformational goals. Key Responsibilities - Work on large scale projects with complex business or technical issues. - Build skills toward becoming a technical expert or advisor for one or more solutions. - Participate on projects where analysis of programs, systems or data requires an in-depth evaluation of complex business process, system process, and industry standards. - Regularly mentor and review the work of less experienced employees. - Support the analysis of schedules, costs and documentation to ensure assigned projects come to successful conclusion. - Assist in the preparation of project proposals and cost estimates. - Assist with project initiation, project risk assessment, project team startup, project execution, and post-project review. - Participate and often lead process improvement task forces. - Contributor to the development of leading-edge consulting solutions. - Develop and maintain effective relationships with junior executives in targeted companies. Qualifications - Bachelor's degree in management consulting, business, computer science or a related field. - 2+ years of experience working with data and technologies that support financial services lending functions. - 2+ years of experience in financial services. Requirements - Graduate degree preferred but not required. - 2-3 years of experience in consumer or commercial lending supporting the Financial Services industry. - 2+ years of experience in a Management Consulting firm (Big 4 preferred) that required daily client engagement and delivery excellence to complete client projects. Benefits - Medical, dental, and vision insurance with an employer contribution. - Flexible spending or health savings account. - Life and AD&D insurance. - Short and long term disability coverage. - Paid time off. - Employee assistance. - Participation in a 401k program with company match. - Additional voluntary or legally-required benefits.