• Analyze fraud rule performance, alert outcomes, and loss trends across digital channels to assess effectiveness, thresholds, customer impact, and identify opportunities for improvement • Leverage large, complex datasets to identify emerging fraud patterns and performance shifts that inform rule development and refinement • Develop data‑driven insights and actionable recommendations that support fraud mitigation while balancing risk, customer experience, and operational efficiency • Conduct root‑cause analysis on fraud events, performance shifts, and anomalies to inform rule enhancements and control improvements • Partner with fraud operations, technology, and risk teams to validate findings, support rule changes, and ensure alignment with governance standards • Translate analytical findings into clear, concise summaries to support management reviews and stakeholder discussions

Who we are: Fairstone Bank and its family of brands are united in delivering innovative, accessible and reliable financial solutions that enable Canadians to reach their goals. Over the years, our brand family has grown. In 2024, Home Trust Company, Home Bank and Oaken Financial became part of the Fairstone Bank family of brands, alongside Fairstone, EdenPark and Fig. Together, we are the leading alternative lending bank in Canada. We have the collective experience and expertise to better serve our customers and foster our partners’ growth. With a diverse suite of products—residential and commercial mortgages, consumer deposits and GICs, credit cards, retail and automobile financing, personal loans and digital lending—we offer financial solutions tailored to all Canadians, including newcomers, small-business owners, smart investors and savvy consumers. Backed by nearly a century of lending experience through its legacy companies, Fairstone Bank and its brand family are proud to be Canada’s leading alternative lending bank. ​ Eden Park: Eden Park Inc. (“EdenPark”) is a dynamic automobile finance brand committed to enabling our dealer partners to sell more cars. Since 2012, EdenPark has serviced a wide network of automobile dealers and tens of thousands of consumers from coast to coast. Join Eden Park as a Credit Adjudicator reporting to Tara Simpson, and be part of our talented and growing team! About the role: - Review and adjudicate vehicle loan applications by assessing an applicants’ creditworthiness based on credit history, income and employment, and collateral valuation. - Ensure loan applications are assessed accurately and timely in a fast-paced environment. - Willingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partners. - Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required. - Provide prompt, efficient, detailed customer-oriented service to all stakeholders. - Perform all other duties as assigned. We offer comprehensive training to ensure you maintain a thorough understanding of our policies and procedures to ensure you can handle customers' enquiries. What we’re looking for: - You can follow detailed credit policy guidelines and carefully review credit application and credit bureau report details. - You possess excellent verbal and written communication skills in English. - You thrive in a fast-paced environment and have strong attention to detail. - You are tech-savvy and know your way through Microsoft Office Suite and Outlook - You can collaborate well with various teams and departments. - You must be flexible and available to work all shifts mentioned in the Working condition.   Extra- awesome to have: - You have at least 1 year of prior experience in loan underwriting, experience in a financial institution or within the auto industry - Previous experience working with loan origination software - Post-secondary education in Finance or Business Administration   Working condition: - Hours of operation are between 8 AM to 10 PM EST from Monday to Friday and on Saturday from 9 AM to 8 PM EST. - This shift is for 11 AM to 7 PM PST/ 12 PM to 8 PM MT - Option of permanent Saturday shift with the option of Wednesday or Thursday off; and our team is very accommodating with switching when required with notice. - Weekday shifts are primarily set schedules while Saturday start times will be on a rotation (early, mid-day & late shift). What you can expect - pay & process: - Expected base hourly rate range of $23.00 - $25.64 plus the opportunity to earn an annual incentive bonus tied to performance. - This posting is for an existing vacancy within our organization. - Artificial intelligence may be used in parts of the recruitment process. - All candidates considered for hire must successfully pass a criminal background check, credit check, and validation of their work experience to qualify for hire.  If what you read excites you, we’d like to hear from you! Please submit your application and we’ll contact you if you become selected for first stages of the interview process. Learn more: https://www.fairstone.ca/en/about/canadian-lender Follow us on LinkedIn: https://www.linkedin.com/company/fairstone/mycompany/ If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application. Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence. Time Type: Full time Job Type: Permanent

ABOUT MEDEFER Medefer is a pioneer in virtual-first specialist healthcare. Founded by NHS consultants over a decade ago, we were delivering consultant-led virtual outpatient care well before “virtual hospitals” became a national priority. Our model has since been cited in government and NHS England material on the NHS Online vision as one of the service models informing this direction. We sit at the intersection of clinical provider and technology company. Our CQC-registered service is powered by Medefer’s own electronic health record and referral platform, connecting GPs, consultants, diagnostic providers and hospitals into a single coordinated system. This approach has won multiple national awards for elective recovery, innovation and impact, and we now serve both NHS partners and private patients across the UK. Medefer is built on three principles: innovate to solve real system problems, collaborate with clinicians and partners, and put patients first in every decision. As we scale across Integrated Care Systems and grow our private services, joining now means helping to define what modern specialist care looks like - and owning the financial strategy behind it. JOB TITLE: Senior Clinical Governance, Patient Safety and Risk Manager REPORTING TO: Head of Clinical Governance and Quality LOCATION: Remote working with very occasional attendance in the London office SALARY BANDING: £55,000 to £62,000 per annum Join us in our mission to transform patient care and be part of a dynamic and innovative team. We pride ourselves on a supportive, collaborative and inclusive culture and you will have the opportunity to work alongside a team of intelligent, driven and compassionate people who care deeply about transforming the way healthcare is delivered. ROLE OVERVIEW: This is a senior role within the Clinical Governance & Quality function for an experienced NMC-registered nurse with a strong background in clinical governance, patient safety and risk management. You will work in close support of the Head of Clinical Governance & Quality, helping to provide day-to-day leadership, continuity and oversight across Medefer’s governance and risk portfolio. You will lead key governance processes, drive delivery across patient safety and risk workstreams, attend Risk Committee, and work across clinical, operational, product and technical teams to identify and reduce system-level risk. A core part of the role is understanding the intersection between technology and clinical risk. You must be able to assess how digital products, workflows, information flows and clinical decision points interact, and ensure that patient safety is considered throughout service design and operational change. You will work alongside the IPC Lead Nurse, Safeguarding Lead Nurse, Pharmacy Lead and MSO, and Quality and Audit Lead as part of a connected governance function that collectively provides oversight across clinical governance, patient safety and risk. You will be expected to work with a high degree of autonomy and sound judgement, while operating within a clear reporting structure. Final accountability and decision-making within the function remain with the Head of Clinical Governance & Quality. KEY RESPONSIBILITIES: - Lead the day-to-day operation of core governance processes across incidents, complaints, risks, policies, actions and assurance activity. - Ensure governance systems are reliable, well-structured, timely and inspection ready. - Support the Head of Clinical Governance & Quality in maintaining oversight of organisational clinical and operational risk. - Attend Risk Committee and contribute high-quality operational insight, risk analysis and follow-through on actions. - Manage the delivery of actions arising from Risk Committee, ensuring stakeholders across the business progress agreed safety and risk actions in a timely way. - Act as a senior member of the Clinical Governance & Quality function, providing trusted support across governance, patient safety and risk workstreams. - Work closely with the Head of Clinical Governance & Quality to maintain oversight of priorities, risks, actions and assurance activity. - Act as a senior governance lead at the intersection of technology, operations and patient safety. - Identify where product decisions, system design, workflows, interfaces, information quality or operational change may introduce clinical risk. - Analyse patient safety incidents and live technical issues to identify trends, contributory factors and opportunities for system improvement. - Collate, analyse and interpret clinical, contractual, quality and patient safety data. - Undertake structured development in Digital Clinical Safety through mentorship from the Head of Clinical Governance & Quality and funded training. QUALIFICATIONS, EXPERIENCE, SKILLS AND COMPETENCIES: Essential: - Active NMC registration with ability to demonstrate continuous professional development. - Strong understanding of PSIRF principles and modern approaches to safety learning. - Significant experience in clinical governance, patient safety or risk management in a regulated healthcare environment. - Strong experience of incident management, investigations, risk management and governance reporting. - Strong understanding of how clinical risk can arise at the intersection of technology, operational workflow and patient care. - Experience of working across clinical, operational and senior stakeholder groups to identify and reduce system-level risk. Desirable: - Experience in digital health, virtual care or another healthcare environment where technology directly affects clinical risk. - Familiarity with ISO 31000 principles. BENEFITS: - 28 days annual leave in addition to the normal bank holidays (pro-rated for part time hours) - Flexible working hours - Private Healthcare Insurance - Discount schemes - Employee Assistance Programme - Health and wellbeing scheme that provides free access to a confidential phoneline, GP and counselling services WORKING ARRANGEMENTS AND KEY TERMS: - 35 hours per week, Monday to Friday working 9.00am to 5.00pm with an unpaid lunch break of one hour - Must have the right to work in the UK. - A relevant level DBS check will be requested at the point of offer, and this is funded by Medefer. - Subject to two satisfactory employment references, one being the most recent employer. - Copies of relevant qualifications and professional registrations should be shared prior to the commencement of employment. - A private and confidential space to work in at home when working remotely. For further information and a job description, please contact our Talent Acquisition Manager, Georgina Procter at Georgina.Procter@medefer.com Medefer is a Disability Confident Employer. We commit to interviewing applicants who declare a disability and meet the minimum essential criteria for the job. If you would like to be considered under this scheme, please let us know in your application or by contacting our recruitment team. Medefer fully complies with the Equality Act 2010. We are an equal opportunities employer, value diversity and welcome applications from candidates of all backgrounds. This job description is non-contractual and the postholder will be expected to perform additional duties and tasks that may be assigned by management from time to time to suit business needs. Medefer contact details are provided for the specific purpose to support potential candidates and are not to be used to market services. The named individual has not consented to unsolicited marketing emails. ‘Direct marketing’ means the communication, by whatever means, of marketing material which is directed at individuals. Privacy and Electronic Communications Regulations (PECR) apply to unsolicited emails, for which the individual has not provided consent. Medefer takes the privacy of individuals very seriously and failure to abide by this notice will result in action taken.

Join Rimkus and unlock your potential with endless opportunities for growth, learning, and making a difference! Rimkus (www.rimkus.com) is a worldwide leader in Engineering and Technical Consulting. Rimkus experts specialize in building envelope, engineering, forensic consulting, dispute resolution, construction management services, and solutions built for the environment. NOW IS THE TIME to join this growing and stable company! We offer our full-time employees a competitive salary, bonus opportunities, and a full benefits package that includes medical, dental, vision, life, disability, employer-matching 401(k), and opportunities for advancement!