Symetra has an exciting new opportunity to join our team as a Stop Loss Underwriter! About the role In this role you will be responsible for risk-based underwriting of new and/or existing accounts. You’ll be accountable for the achievement of profit, persistency, and growth goals through financial analysis of employer groups. What you will do - Determine level of risk based on established guidelines. - Analyze information on past claim history and other standard criteria. - Determine needed rate level using multiple tools, including a medical evaluation of ongoing large claimant concerns. - Develop and determine appropriate aggregate factors. - Release final rates and factors. - Accountable for profitability and all risk-based decisions. - Block Management: Manage Performance of New and/or Existing Accounts for assigned territories in the following areas: - Target final effective renewal rate increases - Close ratio - Case premium persistency - Billed to manual ratio - Quote turnaround time - Provide competitive feedback on rates/factors and products to management. Recommend improvements in underwriting and marketing strategies. - Participate in underwriting projects and cross training initiatives. - Daily interaction with agents, field staff, marketing reps and other underwriters to maintain consistency and support department workflow. - Build and maintain excellent client, rep, TPA and internal personnel relations. Why Work at Symetra Here’s what some of our employees have to say about why they work at Symetra: "Join. It's that simple. You won't find a better company that can draw out your potential in ways you didn't know you had." - Andrew H., Associate Underwriter “Symetra is truly a great place to work. The positive work climate, strong sense of team, and the resources available make it feel like one cohesive family. What stands out most to me is the company’s deep commitment to diversity, equity, and inclusion—it’s not just a statement, it’s an active and ongoing priority that’s felt throughout the organization.” -Charlotte G., Sr. Underwriter - Consultant Stop Loss What we offer you Benefits and Perks We don’t take a “one-size-fits-all” approach when it comes to our employees. Our programs are designed to make your life better both at work and at home. - Flexible full-time or hybrid telecommuting arrangements - Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6% - Paid time away including vacation and sick time, flex days and ten paid holidays - Give back to your community and double your impact through our company matching - Want more details? Check out our Symetra Benefits Overview Compensation Salary Range: $72,700 – $121,000 plus eligibility for annual bonus program Who You Are - High School Diploma Required. Bachelor's Degree or equivalent combination of education and work experience highly preferred. - 1-2 years of Stop Loss risk based underwriting experience required. - Sound Knowledge of Stop Loss products/pricing. - Solid knowledge of the underwriting field and understanding of Employee Benefit Plans. - Strong analytical and technical skills. - Strong decision-making skills. - Effective interpersonal and negotiation skills. - Service and sales oriented. - Excellent written and verbal communication skills. - Strong teamwork orientation. - Presentation skills. - Working towards HIA, MHP, or CEBS designation a plus. - Solid understanding of Microsoft Office Products. We empower inclusion At Symetra, we aspire to be the most inclusive insurance company in the country. We're building a place where every employee feels valued, respected, and has opportunities to contribute. Inclusion is about recognizing our assumptions, considering multiple perspective, and removing barriers. We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our efforts here. Creating a world where more people have access to financial freedom Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we're guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they're buying, and we design products--and operate our company--to stand the test of time. We're committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom. For more information about our careers visit: https://symetra.eightfold.ai/careers Work Authorization Employer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company. Please review Symetra's Remote Network Minimum Requirements: As a remote-first organization committed to providing a positive experience for both employees and customers, Symetra has the following standards for employees' internet connection: - Minimum Internet Speed:100 Mbps download and 20 Mbps upload, in alignment with the FCC's definition of "broadband." - Internet Type:Fiber, Cable (e.g., Comcast, Spectrum), or DSL. - Not Permissible:Satellite (e.g., Starlink), cellular broadband (hotspot or otherwise), any other wireless technology, or wired dial-up. When applying to jobs at Symetra you'll be asked to test your internet speed and confirm that your internet connection meets or exceeds Symetra's standard as outlined above. Identity Verification Symetra is committed to fair and secure hiring practices. For all roles, candidates will be required (after the initial phone screen) to be on video for all interviews. Symetra will take affirmative steps at key points in the process to verify that a candidate is not seeking employment fraudulently, e.g. through use of a false identity. Failure to comply with verification procedures may result in: - Disqualification from the recruitment process - Withdrawal of a job offer - Termination of employment and other criminal and/or civil remedies, if fraud is discovered