• Conducts risk assessments and follows NLG Underwriting philosophies by analyzing data, using tools (e.g. medical records, prescription databases, borrowing history, credit rating etc.), and third party information (e.g. medical records, prescription databases, borrowing history, credit rating etc.) to protect NLG bottom line and maintain profitability by avoiding fines and putting good risk on the books. • Proactively seeks information (e.g. processes, philosophies, etc.), takes advantage of both formal and informal educational opportunities (e.g. medical and mentoring discussions, etc.) to build the foundations of a solid Underwriting career and continuously expand knowledge, skills, and abilities. • Coordinates and communicates (verbal and written) with internal and external constituents to gather information, gain insights, and explain Underwriter decisioning and works to build relationships in a way that demonstrates seamless service excellence. • Participates in interdepartmental presentations, helps with new hire training in various subjects. At the higher levels of Underwriting, will guide and educate others to improve Underwriting quality, capabilities, efficiencies, and output. • Identifies, communicates, and resolves escalations to deliver on seamless service and protect the bottom line.

• Lead, coach, and develop a team of statutory benefits underwriters and support staff • Oversee underwriting for new and renewal statutory benefits business • Ensure underwriting decisions align with Protective’s risk appetite, pricing guidelines, and regulatory requirements • Develop and execute underwriting strategies • Monitor portfolio performance and identify emerging trends • Collaborate with various teams to support end-to-end delivery • Identify process gaps and inefficiencies and lead re-engineering efforts • Partner with technology and operations teams to drive automation and optimize underwriting systems

Job Description: Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own. We’re actively seeking talented Life Insurance Underwriters to join our Consumer Markets Division. We are hiring at the Underwriting Consultant and Senior Underwriting Consultant level, and this role supports 100% remote work. As an Underwriting Consultant, you’ll play a key role in Pacific Life’s growth and long-term success by evaluating insurance applicants; you'll correlate all aspects of risk to determine whether to accept, modify or decline applications. You'll focus on mortality by evaluating risk of death which includes history, degree of medical maintenance, treatment, and flags of potential future risk. Our underwriters are a crucial part to the placement of Life Insurance coverage and can directly impact our position in the marketplace and relationship with distribution partners. Now is a great time to join our Underwriting team. We have undertaken a transformational effort to update our tools and achieve accelerated underwriting. Our underwriters are empowered to grow their careers through learning and development opportunities. Apply today to join a team that is dedicated to innovation, career development, and the people-first culture of Pacific Life. How you'll help move us forward: Complete wing-to-wing underwriting decision: - Starting with review of upfront underwriting data and tools - Handle additional underwriting requirements by determining value, ordering, and reviewing to perform risk selection - Finalizing cases - Data enter medical history and use system workbenches to process and decision cases - Demonstrate dependability, organization, and sound judgment by adhering to schedules and meeting all productivity, quality, and performance standards. The experience you bring: - 7-10+ years of Life Insurance Underwriting experience with proven proficiency in underwriting processes and philosophies - Ability to handle advanced decision level authorities without a co-signature ($2.5 Million or higher) - Effective written and verbal communication skills with the ability to build relationships both internally and externally - Critical thinking skills and attention to detail with the ability to quickly identify information by categorizing, estimating, recognizing differences or similarities, and detecting changes in circumstances or events - Ability to interpret meaning of information for others; translating or explaining what information means and how it can be used - Ability to develop specific goals, plan, and prioritize work What make you stand out: - Bachelor's Degree - BGA and Trial Experience Preferred - Completion of LOMA 280/281 and 290/291; actively working toward AALU, FLMI, and FALU Compensation As we are hiring at both the Underwriting Consultant and Senior Underwriting Consultant levels, we have two compensation ranges to post below. Level assessed for an offer will be commensurate with years of experience and qualifications, and salaries are also based on geographical location. Senior Underwriting Consultant The base pay range below reflects the Senior Underwriting Consultant level, and represents the company’s good faith minimum and maximum range for this role at that level at the time of posting. $119,070 - $145,530 You can be who you are. We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential. What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife #LI-AS1 Base Pay Range: The base pay range noted represents the company’s good faith minimum and maximum range for this role at the time of posting. The actual compensation offered to a candidate will be dependent upon several factors, including but not limited to experience, qualifications and geographic location. Also, most employees are eligible for additional incentive pay. Your Benefits Start Day 1 Your wellbeing is important to Pacific Life, and we’re committed to providing you with flexible benefits that you can tailor to meet your needs. Whether you are focusing on your physical, financial, emotional, or social wellbeing, we’ve got you covered. - Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents - Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off - Paid Parental Leave as well as an Adoption Assistance Program - Competitive 401k savings plan with company match and an additional contribution regardless of participation You Can Be Who You Are We are committed to a culture of diversity and inclusion that embraces the authenticity of all employees, partners and communities. We support all employees to thrive and achieve their fullest potential. What’s life like at Pacific Life? Visit Instagram.com/lifeatpacificlife EEO Statement: Pacific Life Insurance Company is an Equal Opportunity /Affirmative Action Employer, M/F/D/V. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Pacific Life Insurance Company.

Who We Are Join a team that puts its People First! As a member of First American's family of companies, National Commercial Services provides single-point service for simple to multi-property/multi-state national commercial real estate transactions. Since 1889, First American (NYSE: FAF) has held an unwavering belief in its people. They are passionate about what they do, and we are equally passionate about fostering an environment where all feel welcome, supported, and empowered to be innovative and reach their full potential. Our inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work For® list for eleven consecutive years. We have also earned awards as a best place to work for women, diversity and LGBTQ+ employees, and have been included on more than 50 regional best places to work lists. First American will always strive to be a great place to work, for all. For more information, please visit www.careers.firstam.com. What We Do Bring your expertise in underwriting and real estate law to complex transactions that demand both precision and creativity. If you’re energized by evaluating risk, collaborating across teams, and delivering thoughtful solutions, this is an opportunity to make an impact with a trusted leader in the industry. First American is seeking a Sr. Underwriter / Sr. Underwriting Counsel to join our team. In this role, you’ll provide critical guidance and decision-making support across commercial real estate transactions, helping drive confident outcomes for our customers, agents, and internal partners. What You’ll Do: - Provide underwriting support, counsel, and authorization to company personnel, agents, and customers related to the issuance of title insurance commitments and policies - Apply underwriting standards and guidelines within delegated authority to evaluate and approve title insurance transactions - Offer guidance to internal teams in the execution of real estate settlement services - Develop and communicate underwriting standards and guidelines in alignment with established company processes - Serve as a key resource for sharing insights and information related to underwriting and settlement services across the team - Support additional responsibilities as needed What You’ll Bring: - Law Degree required (for Underwriting Counsel) - Admitted to practice in state of employment (for Underwriting Counsel) - Licensed to practice in state of employment (for Underwriting Counsel) - High school diploma required; bachelor’s degree preferred - 8–10 years of title underwriting experience - Strong knowledge of real estate law, including federal and state regulations - Deep understanding of title insurance and settlement processes, including core concepts and industry practices - Proven ability to underwrite real estate transactions for title insurance issuance - Strong analytical thinking paired with sound decision-making skills - Excellent negotiation skills and the ability to navigate complex situations with professionalism - A collaborative mindset with the ability to act decisively and build strong relationships - Detail-oriented approach with strong organizational and prioritization skills - Excellent communication skills—written, verbal, and listening - Ability to think creatively, apply abstract reasoning, and develop innovative solutions to complex challenges Pay Range: $102,200.00 - $136,200.00 Annually This hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location. What We Offer By choice, we don’t simply accept individuality – we embrace it, we support it, and we thrive on it! Our People First Culture celebrates diversity, equity and inclusion not simply because it’s the right thing to do, but also because it’s the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term. Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.