• Develop and prioritize a pipeline of eligible financial intermediaries across target markets • Structure and deliver credit and risk-sharing facilities to financial institutions for DRE financing • Establish and implement a portfolio monitoring framework aligned with internal and donor requirements • Produce market assessments identifying barriers to intermediated DRE financing • Manage portfolio performance, including reporting, compliance tracking, and risk flagging

Role Description The Senior Loss Mitigation Underwriter will be responsible for underwriting loss mitigation applications in accordance with Treasury, Company and Investor guidelines while following company’s policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company’s policies and procedures, all US state and federal laws and regulations, wherein the company operates. The target pay range for this position is $29.00 - $34.00 an hour. The Senior Loss Mitigation Underwriter level is the senior level role in the job family and generally handles the most complex underwriting files while assisting in the training and growth of junior underwriters. - Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines. - Conduct Verification of Income (VOI). - Calculate customer’s front and back-end debt to income ratio. - Verify occupancy, hardship and income. - Apply payment waterfall to determine workout eligibility (repayment plans, forbearances, loan modifications or liquidation options). - Assist in the processing and development of loans acquired from prior Servicer. - If applicable, identify the type(s) and amounts of liquid assets the borrower holds. - Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.). - Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines. - Document final decision and update system of record. - Function as the subject matter expert for Loss Mitigation underwriting. - Perform other duties as assigned. Qualifications - High school diploma or equivalent required. - Four (4) plus years of underwriting experience or servicing/loss mitigation. Benefits - Comprehensive healthcare plans for you and your family. - Discretionary 401(k) match of 50% of the first 4% of pay contributed. - Access to several fitness, restaurant, retail (and more!) discounts through our employee portal. - Customized training programs to help you advance your career. - Employee referral bonuses so you’ll get paid to help Carrington and Vylla grow. - Educational Reimbursement. - Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates.

• The Manager, Finance helps Operational leadership make financial decisions by supporting the following activities: Developing financial strategies, Perform analytical reviews of financial information • Recommend improvements to drive cost efficiencies in balance with operational needs and capabilities • Work with Operations team to develop Budgets and Forecast for Financial performance • Create forecasts: Use historical data to create forecasts • Reporting of actual results and analysis vs. plan • Assist operations regarding cost budgets, quarterly forecasts, and other financial planning activities • Prepare reports: Create reports to explain financial recommendations to senior management • Publish periodic financial reports, including but not limited to accounts payable, freight and consumable metrics • Help set financial goals and create a roadmap to achieve them • Manage and develop assigned resources effectively

Overview The Director Capital Management – FP&A, will play a pivotal role in overseeing Universal Technical Institute, Inc.’s capital spending strategy and execution. Reporting to the Senior Director FP&A of the company’s UTI Division, this leader will drive both strategic and tactical management of a ~$60-100M annual capex budget, directly supporting the UTI Division’s ambitious expansion goals of launching approximately 2 new campuses and 10 new programs each year. The role partners closely with senior executives across Construction, Real Estate, IT, Marketing, Procurement and Launch teams to ensure capital deployment is optimized for growth, efficiency, and cost effectiveness. Pay Range: $122,000 - $163,000 What We Offer: - Tuition Waiver: Enjoy a tuition waiver after 6 months of employment for you AND your immediate family offered at UTI and Concorde campuses - Paid Time Off: Competitive paid time off programs for employees (Vacation, Sick, Flexible) - Retirement Matching: 50% match on the first 6% of your contributions after 90 days - Paid Parental Leave: 4 weeks of paid leave for both birthing and non-birthing parents to bond with a new baby - Competitive Insurance: Health, vision, and dental coverage for you and your dependents - Pet Insurance: Competitive coverage for your furry family members through ASPCA - Health Plan Enrollment: Eligibility starts first of the month following completing one full month of employment Responsibilities - Lead the development, setting, and execution of annual capex budgets, ensuring alignment within the Division’s growth objectives - Collaborate with Construction, Real Estate, IT, Marketing, Procurement and Launch senior leaders to support capital planning for new campus and program launches - Work closely with the accounting team to ensure construction spending is accurately categorized between capital and operating expenses, and that all related month-end and quarter-end accruals are properly recorded - Identify and drive cost reduction and optimization opportunities across all capital projects - Monitor, analyze, and report on month-to-date, quarter-to-date and year-to-date actual capex spend and remaining budget, providing actionable insights to executive leadership - Develop and maintain forecasting models and tools to accurately estimate spend and support strategic decision-making - Influence the capital roadmap by balancing long-term investment priorities with short-term tactical needs - Ensure compliance with internal controls, policies, and external regulatory requirements related to capital spending - Prepare and present clear, concise analyses and recommendations to senior management - Other duties as assigned Qualifications Education / Experience - Bachelor’s degree in finance, Accounting, Economics, or related field (required); MBA or relevant advanced degree (preferred) - Ten (10) years of progressive finance experience, with at five (5) years in a Senior FP&A or capital management role (required) - Knowledge base and experience should include managing large capital budgets ($50M+), ideally in multi-site expansion environments - Experience in Construction, Real Estate, or Launch-related finance role (preferred) - Broad knowledge of designing or enhancing capital governance frameworks, approval workflows, or portfolio management processes - Experience with Workday Project Management (preferred) - Strong system orientation with ERP/project accounting tools - Valid, state-issued driver's license (required) - CPA, CFA, or CMA (preferred) - Certificate in Project Management (PMP) (preferred) Skills - Independently manage complex tasks and projects - Coach and mentor junior team members - Analyze problems, evaluate alternatives, and implement effective solutions - Present ideas in a compelling and structured format to diverse audiences - Demonstrate refined listening skills and emotional intelligence - Facilitate training sessions and cross-functional meetings - Drive consistent results in a fast-paced environment - Leverage enterprise-level tools and systems to streamline processes - Create new and better ways for the organization to succeed - Develop people to achieve their goals and support organizational success - Navigate complex policies, processes, and organizational dynamics with ease - Work independently, escalating complex or high-impact issues - Drive innovation to improve organizational success - Develop others to achieve individual and organizational goals - Navigate complex organizational dynamics with confidence - Perform effectively amid uncertainty and ambiguity Abilities - Ability to travel to worksite locations - Occasionally (up to 15% of workday) - Use fine and large motor skills to operate a motor vehicle - Use hearing and sight (both near and far vision) to operate a motor vehicle - Communicate, think, learn, and reason - Use computers and computer systems (including hardware and software) to process transactions, store documents, enter data, or perform assigned tasks - Safely ambulate and/or maneuver when on-site at Company locations - Demonstrate and utilize active listening, inductive reasoning, information ordering and category flexibility - Ability to use good judgment, problem-solving and decision-making skills - Ability to maintain confidentiality and manage sensitive information with discretion - Ability to work in a fast-paced environment where deadlines are essential and multiple projects are worked simultaneously - Ability to gain, understand and apply information and data as it relates essential functions of the position - Ability to foster long-term relationships with stakeholders Work Environment - Work is performed indoors in a climate-controlled environment when on site at assigned company location. Employees must be able to safely ambulate when on company premises - This position is designated as Remote. Employees must meet minimum technical standards for eligibility and participation. - Overnight and/or Local travel required (up to 25%)